Re: Comment on car insurance
 

On Jun 29, 3:11 pm, Unquestionably Confused <puzzl...@ameritech.net>
wrote:
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>
> > I had Travelers but switched to Geico to save the 15% they advertise. Then
> > to Erie to save the 15% they advertise. Then I switched to All State to
> > save the 15% they advertise. I figure if I switch enough times, my
> > insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY
> pay YOU!<g>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and
> pricing. My old carrier was highly rated and AARP gave me better
> coverage for about $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims
> but with it being The Hartford, I can't foresee any problems.

My experience with AARP Hartford has been pretty good also. I insure
two sedans and the truck, all without collision, for under $800/yr.
Some 7 or 8 years ago I backed into somebody in a parking lot. Not
much damage to the other car and none to mine. They paid the other
party and raised my rates about $100/yr for four or five years.

I've had Geico and Allstate and wouldn't consider them again. All
they do is raise rates every year and I never made a claim. I once
got two renewal bills from Allstate about a week apart for the exact
same policy with a different price for each! I dumped them on the
spot. I also have no intention of paying Geico so that they can make
Madison Avenue and Warren Buffet's stock portfolio rich. I definitely
pays to shop around. Easy to do these days with the internet. Al

Re: Comment on car insurance
 

On Jun 29, 3:11 pm, Unquestionably Confused <puzzl...@ameritech.net>
wrote:
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>
> > I had Travelers but switched to Geico to save the 15% they advertise. Then
> > to Erie to save the 15% they advertise. Then I switched to All State to
> > save the 15% they advertise. I figure if I switch enough times, my
> > insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY
> pay YOU!<g>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and
> pricing. My old carrier was highly rated and AARP gave me better
> coverage for about $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims
> but with it being The Hartford, I can't foresee any problems.

My experience with AARP Hartford has been pretty good also. I insure
two sedans and the truck, all without collision, for under $800/yr.
Some 7 or 8 years ago I backed into somebody in a parking lot. Not
much damage to the other car and none to mine. They paid the other
party and raised my rates about $100/yr for four or five years.

I've had Geico and Allstate and wouldn't consider them again. All
they do is raise rates every year and I never made a claim. I once
got two renewal bills from Allstate about a week apart for the exact
same policy with a different price for each! I dumped them on the
spot. I also have no intention of paying Geico so that they can make
Madison Avenue and Warren Buffet's stock portfolio rich. I definitely
pays to shop around. Easy to do these days with the internet. Al

Re: Comment on car insurance
 

On Jun 29, 3:11 pm, Unquestionably Confused <puzzl...@ameritech.net>
wrote:
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>
> > I had Travelers but switched to Geico to save the 15% they advertise. Then
> > to Erie to save the 15% they advertise. Then I switched to All State to
> > save the 15% they advertise. I figure if I switch enough times, my
> > insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY
> pay YOU!<g>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and
> pricing. My old carrier was highly rated and AARP gave me better
> coverage for about $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims
> but with it being The Hartford, I can't foresee any problems.

My experience with AARP Hartford has been pretty good also. I insure
two sedans and the truck, all without collision, for under $800/yr.
Some 7 or 8 years ago I backed into somebody in a parking lot. Not
much damage to the other car and none to mine. They paid the other
party and raised my rates about $100/yr for four or five years.

I've had Geico and Allstate and wouldn't consider them again. All
they do is raise rates every year and I never made a claim. I once
got two renewal bills from Allstate about a week apart for the exact
same policy with a different price for each! I dumped them on the
spot. I also have no intention of paying Geico so that they can make
Madison Avenue and Warren Buffet's stock portfolio rich. I definitely
pays to shop around. Easy to do these days with the internet. Al

Re: Comment on car insurance
 

"al" <abuonag@msn.com> wrote in message
news:1183167891.574177.258260@u2g2000hsc.googlegro ups.com...

<snipped>
> I've had Geico and Allstate and wouldn't consider them again. All
> they do is raise rates every year and I never made a claim. I once
> got two renewal bills from Allstate about a week apart for the exact
> same policy with a different price for each! I dumped them on the
> spot.

Huh. I've had Allstate for many years, with no probs. And my premiums have
gone down. Multiple policies (homeowner's & auto), along with a slew of
various other discounts pertinent only to the car insurance.

Cathy

I also have no intention of paying Geico so that they can make
> Madison Avenue and Warren Buffet's stock portfolio rich. I definitely
> pays to shop around. Easy to do these days with the internet. Al
>

Re: Comment on car insurance
 

"al" <abuonag@msn.com> wrote in message
news:1183167891.574177.258260@u2g2000hsc.googlegro ups.com...

<snipped>
> I've had Geico and Allstate and wouldn't consider them again. All
> they do is raise rates every year and I never made a claim. I once
> got two renewal bills from Allstate about a week apart for the exact
> same policy with a different price for each! I dumped them on the
> spot.

Huh. I've had Allstate for many years, with no probs. And my premiums have
gone down. Multiple policies (homeowner's & auto), along with a slew of
various other discounts pertinent only to the car insurance.

Cathy

I also have no intention of paying Geico so that they can make
> Madison Avenue and Warren Buffet's stock portfolio rich. I definitely
> pays to shop around. Easy to do these days with the internet. Al
>

Re: Comment on car insurance
 

"al" <abuonag@msn.com> wrote in message
news:1183167891.574177.258260@u2g2000hsc.googlegro ups.com...

<snipped>
> I've had Geico and Allstate and wouldn't consider them again. All
> they do is raise rates every year and I never made a claim. I once
> got two renewal bills from Allstate about a week apart for the exact
> same policy with a different price for each! I dumped them on the
> spot.

Huh. I've had Allstate for many years, with no probs. And my premiums have
gone down. Multiple policies (homeowner's & auto), along with a slew of
various other discounts pertinent only to the car insurance.

Cathy

I also have no intention of paying Geico so that they can make
> Madison Avenue and Warren Buffet's stock portfolio rich. I definitely
> pays to shop around. Easy to do these days with the internet. Al
>

Re: Comment on car insurance
 

"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.

Is Erie aware of ALL the details of your driving record and of the driving
records of ALL people who EVER have access to ANY of your vehicles?

I thought not.


>

Re: Comment on car insurance
 

"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.

Is Erie aware of ALL the details of your driving record and of the driving
records of ALL people who EVER have access to ANY of your vehicles?

I thought not.


>

Re: Comment on car insurance
 

"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.

Is Erie aware of ALL the details of your driving record and of the driving
records of ALL people who EVER have access to ANY of your vehicles?

I thought not.


>

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:hPchi.492$eY.474@newssvr13.news.prodigy.net.. .
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they advertise.
>> Then to Erie to save the 15% they advertise. Then I switched to All
>> State to save the 15% they advertise. I figure if I switch enough times,
>> my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY pay
> YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and pricing.
> My old carrier was highly rated and AARP gave me better coverage for about
> $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims but
> with it being The Hartford, I can't foresee any problems.

There is one guaranteed way to cut your insurance bills: do not have ANY
more vehicles than you really NEED.

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:hPchi.492$eY.474@newssvr13.news.prodigy.net.. .
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they advertise.
>> Then to Erie to save the 15% they advertise. Then I switched to All
>> State to save the 15% they advertise. I figure if I switch enough times,
>> my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY pay
> YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and pricing.
> My old carrier was highly rated and AARP gave me better coverage for about
> $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims but
> with it being The Hartford, I can't foresee any problems.

There is one guaranteed way to cut your insurance bills: do not have ANY
more vehicles than you really NEED.

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:hPchi.492$eY.474@newssvr13.news.prodigy.net.. .
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they advertise.
>> Then to Erie to save the 15% they advertise. Then I switched to All
>> State to save the 15% they advertise. I figure if I switch enough times,
>> my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY pay
> YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and pricing.
> My old carrier was highly rated and AARP gave me better coverage for about
> $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims but
> with it being The Hartford, I can't foresee any problems.

There is one guaranteed way to cut your insurance bills: do not have ANY
more vehicles than you really NEED.

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:k%dhi.503$eY.415@newssvr13.news.prodigy.net.. .
> Sir F. A. Rien, wrote the following at or about 6/29/2007 3:07 PM:
>> If it's similar to my past experience, they bump you back up, the next
>> three
>> renewals so that in the end you are paying MORE than a 'non-discount'
>> offering company would charge.
>>
>> If you want to play 'merrygoround insurance', fine - OTW find a good
>> stable
>> company, pay fair rates and get GREAT servce!
>
> Haven't found that to be the case with The Hartford (AARP. This thread
> caused me to check the past three annual premiums. $1539 in 2004 and
> $2007 in 2006. That seems like a big change BUT the coverage has remained
> constant with no changes to the limits, etc., there have been no claims
> BUT the number/type of vehicles insured has been a moving target.
>
> Currently they are insuring a '01 Buick Park Av, '03 Chrysler T&C, '06
> Honda Accord and '94 Corvette convertible. A fifth car was on that $2007
> billing which has since been sold so they haven't been playing the "Merry
> Go Round" game with me. It's not worth the time and effort to pro-rate
> the premiums based on acquisition dates and sale dates to figure out an
> exact increase/decrease. Suffice it to say it's pretty stable. There's
> been some fluctuation in premiums on the individual cars but very nominal
> and not always an increase.

Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
extra vehicles we have saved THOUSANDS.

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:k%dhi.503$eY.415@newssvr13.news.prodigy.net.. .
> Sir F. A. Rien, wrote the following at or about 6/29/2007 3:07 PM:
>> If it's similar to my past experience, they bump you back up, the next
>> three
>> renewals so that in the end you are paying MORE than a 'non-discount'
>> offering company would charge.
>>
>> If you want to play 'merrygoround insurance', fine - OTW find a good
>> stable
>> company, pay fair rates and get GREAT servce!
>
> Haven't found that to be the case with The Hartford (AARP. This thread
> caused me to check the past three annual premiums. $1539 in 2004 and
> $2007 in 2006. That seems like a big change BUT the coverage has remained
> constant with no changes to the limits, etc., there have been no claims
> BUT the number/type of vehicles insured has been a moving target.
>
> Currently they are insuring a '01 Buick Park Av, '03 Chrysler T&C, '06
> Honda Accord and '94 Corvette convertible. A fifth car was on that $2007
> billing which has since been sold so they haven't been playing the "Merry
> Go Round" game with me. It's not worth the time and effort to pro-rate
> the premiums based on acquisition dates and sale dates to figure out an
> exact increase/decrease. Suffice it to say it's pretty stable. There's
> been some fluctuation in premiums on the individual cars but very nominal
> and not always an increase.

Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
extra vehicles we have saved THOUSANDS.

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:k%dhi.503$eY.415@newssvr13.news.prodigy.net.. .
> Sir F. A. Rien, wrote the following at or about 6/29/2007 3:07 PM:
>> If it's similar to my past experience, they bump you back up, the next
>> three
>> renewals so that in the end you are paying MORE than a 'non-discount'
>> offering company would charge.
>>
>> If you want to play 'merrygoround insurance', fine - OTW find a good
>> stable
>> company, pay fair rates and get GREAT servce!
>
> Haven't found that to be the case with The Hartford (AARP. This thread
> caused me to check the past three annual premiums. $1539 in 2004 and
> $2007 in 2006. That seems like a big change BUT the coverage has remained
> constant with no changes to the limits, etc., there have been no claims
> BUT the number/type of vehicles insured has been a moving target.
>
> Currently they are insuring a '01 Buick Park Av, '03 Chrysler T&C, '06
> Honda Accord and '94 Corvette convertible. A fifth car was on that $2007
> billing which has since been sold so they haven't been playing the "Merry
> Go Round" game with me. It's not worth the time and effort to pro-rate
> the premiums based on acquisition dates and sale dates to figure out an
> exact increase/decrease. Suffice it to say it's pretty stable. There's
> been some fluctuation in premiums on the individual cars but very nominal
> and not always an increase.

Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
extra vehicles we have saved THOUSANDS.

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:X1khi.15173$tB5.11875@edtnps90...
>
>
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.
>
>
Say... you aren't a Commie, are you? ;-)

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:X1khi.15173$tB5.11875@edtnps90...
>
>
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.
>
>
Say... you aren't a Commie, are you? ;-)

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:X1khi.15173$tB5.11875@edtnps90...
>
>
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.
>
>
Say... you aren't a Commie, are you? ;-)

Re: Comment on car insurance
 

sharx35 wrote:
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.

Need? WTF? Maybe he WANTS four vehicles. What difference does it make
(other than perhaps lowering the rates on some of the cars due to
multi-car discounts, low annual mileage rating, etc.)?

Re: Comment on car insurance
 

sharx35 wrote:
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.

Need? WTF? Maybe he WANTS four vehicles. What difference does it make
(other than perhaps lowering the rates on some of the cars due to
multi-car discounts, low annual mileage rating, etc.)?

Re: Comment on car insurance
 

sharx35 wrote:
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.

Need? WTF? Maybe he WANTS four vehicles. What difference does it make
(other than perhaps lowering the rates on some of the cars due to
multi-car discounts, low annual mileage rating, etc.)?

Re: Comment on car insurance
 

Sir F. A. Rien wrote:


> Have you compared this with Hartford, including their programs for Credit
> Union or other group membership?

The coverage IS with the Hartford but if you mean their regular lines
(non-group plans), I don't recall if they came up or not. My
recollection is that they did but were somewhat higher than the AARP
plan. I did run it by several agents as well as one of those insurance
quote sites and it came out top dog in each case.


> Only problem with UURP is their constant nagging and selling of your
> information.

Haven't found it to be a problem, especially when I consider the
discount on insurance as well as the lodging discounts when traveling.

Regarding your question on the number of cars. I wasn't complaining
about the premium. I get the coverage I want/need at the best price I
can find. If I choose to have six cars, what's the difference. I NEED
three, but I want the fourth (the 'Vette). No problem.

Re: Comment on car insurance
 

Sir F. A. Rien wrote:


> Have you compared this with Hartford, including their programs for Credit
> Union or other group membership?

The coverage IS with the Hartford but if you mean their regular lines
(non-group plans), I don't recall if they came up or not. My
recollection is that they did but were somewhat higher than the AARP
plan. I did run it by several agents as well as one of those insurance
quote sites and it came out top dog in each case.


> Only problem with UURP is their constant nagging and selling of your
> information.

Haven't found it to be a problem, especially when I consider the
discount on insurance as well as the lodging discounts when traveling.

Regarding your question on the number of cars. I wasn't complaining
about the premium. I get the coverage I want/need at the best price I
can find. If I choose to have six cars, what's the difference. I NEED
three, but I want the fourth (the 'Vette). No problem.

Re: Comment on car insurance
 

Sir F. A. Rien wrote:


> Have you compared this with Hartford, including their programs for Credit
> Union or other group membership?

The coverage IS with the Hartford but if you mean their regular lines
(non-group plans), I don't recall if they came up or not. My
recollection is that they did but were somewhat higher than the AARP
plan. I did run it by several agents as well as one of those insurance
quote sites and it came out top dog in each case.


> Only problem with UURP is their constant nagging and selling of your
> information.

Haven't found it to be a problem, especially when I consider the
discount on insurance as well as the lodging discounts when traveling.

Regarding your question on the number of cars. I wasn't complaining
about the premium. I get the coverage I want/need at the best price I
can find. If I choose to have six cars, what's the difference. I NEED
three, but I want the fourth (the 'Vette). No problem.

Re: Comment on car insurance
 

"Say What?" <NotMe@NotYou.com> wrote in message
news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
> sharx35 wrote:
>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
>> extra vehicles we have saved THOUSANDS.
>
> Need? WTF? Maybe he WANTS four vehicles. What difference does it make
> (other than perhaps lowering the rates on some of the cars due to
> multi-car discounts, low annual mileage rating, etc.)?
>

Truth is, one can save a LOT more by ditching even ONE extra vehicle than
they can by checking the costs of ALL insurance companies in the entire
country.

Re: Comment on car insurance
 

"Say What?" <NotMe@NotYou.com> wrote in message
news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
> sharx35 wrote:
>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
>> extra vehicles we have saved THOUSANDS.
>
> Need? WTF? Maybe he WANTS four vehicles. What difference does it make
> (other than perhaps lowering the rates on some of the cars due to
> multi-car discounts, low annual mileage rating, etc.)?
>

Truth is, one can save a LOT more by ditching even ONE extra vehicle than
they can by checking the costs of ALL insurance companies in the entire
country.

Re: Comment on car insurance
 

"Say What?" <NotMe@NotYou.com> wrote in message
news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
> sharx35 wrote:
>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
>> extra vehicles we have saved THOUSANDS.
>
> Need? WTF? Maybe he WANTS four vehicles. What difference does it make
> (other than perhaps lowering the rates on some of the cars due to
> multi-car discounts, low annual mileage rating, etc.)?
>

Truth is, one can save a LOT more by ditching even ONE extra vehicle than
they can by checking the costs of ALL insurance companies in the entire
country.

Re: Comment on car insurance
 

Unquestionably Confused wrote:
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they
>> advertise. Then to Erie to save the 15% they advertise. Then I
>> switched to All State to save the 15% they advertise. I figure if I
>> switch enough times, my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY
> pay YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and
> pricing. My old carrier was highly rated and AARP gave me better
> coverage for about $900/yr less. Been with them four or five years
> now.
> I've been fortunate and thus unable to tell you how they handle claims
> but with it being The Hartford, I can't foresee any problems.

The price I got from AARP was much higher than Esurance.

Re: Comment on car insurance
 

Unquestionably Confused wrote:
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they
>> advertise. Then to Erie to save the 15% they advertise. Then I
>> switched to All State to save the 15% they advertise. I figure if I
>> switch enough times, my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY
> pay YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and
> pricing. My old carrier was highly rated and AARP gave me better
> coverage for about $900/yr less. Been with them four or five years
> now.
> I've been fortunate and thus unable to tell you how they handle claims
> but with it being The Hartford, I can't foresee any problems.

The price I got from AARP was much higher than Esurance.

Re: Comment on car insurance
 

Unquestionably Confused wrote:
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they
>> advertise. Then to Erie to save the 15% they advertise. Then I
>> switched to All State to save the 15% they advertise. I figure if I
>> switch enough times, my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY
> pay YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and
> pricing. My old carrier was highly rated and AARP gave me better
> coverage for about $900/yr less. Been with them four or five years
> now.
> I've been fortunate and thus unable to tell you how they handle claims
> but with it being The Hartford, I can't foresee any problems.

The price I got from AARP was much higher than Esurance.

Re: Comment on car insurance
 

sharx35 wrote:
> "Say What?" <NotMe@NotYou.com> wrote in message
> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>> sharx35 wrote:
>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>> dumped our extra vehicles we have saved THOUSANDS.
>>
>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>> make (other than perhaps lowering the rates on some of the cars due
>> to multi-car discounts, low annual mileage rating, etc.)?
>>
>
> Truth is, one can save a LOT more by ditching even ONE extra vehicle
> than they can by checking the costs of ALL insurance companies in the
> entire country.

Some of us wish to find the best rate for what we own, not get the best rate
for what we don't own.

Re: Comment on car insurance
 

sharx35 wrote:
> "Say What?" <NotMe@NotYou.com> wrote in message
> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>> sharx35 wrote:
>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>> dumped our extra vehicles we have saved THOUSANDS.
>>
>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>> make (other than perhaps lowering the rates on some of the cars due
>> to multi-car discounts, low annual mileage rating, etc.)?
>>
>
> Truth is, one can save a LOT more by ditching even ONE extra vehicle
> than they can by checking the costs of ALL insurance companies in the
> entire country.

Some of us wish to find the best rate for what we own, not get the best rate
for what we don't own.

Re: Comment on car insurance
 

sharx35 wrote:
> "Say What?" <NotMe@NotYou.com> wrote in message
> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>> sharx35 wrote:
>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>> dumped our extra vehicles we have saved THOUSANDS.
>>
>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>> make (other than perhaps lowering the rates on some of the cars due
>> to multi-car discounts, low annual mileage rating, etc.)?
>>
>
> Truth is, one can save a LOT more by ditching even ONE extra vehicle
> than they can by checking the costs of ALL insurance companies in the
> entire country.

Some of us wish to find the best rate for what we own, not get the best rate
for what we don't own.

Re: Comment on car insurance
 

sharx35 wrote:
....
> Truth is, one can save a LOT more by ditching even ONE extra vehicle than
> they can by checking the costs of ALL insurance companies in the entire
> country.

Truth is, one can save a LOT more by ditching all your vehicles. :)

Anthony

Re: Comment on car insurance
 

sharx35 wrote:
....
> Truth is, one can save a LOT more by ditching even ONE extra vehicle than
> they can by checking the costs of ALL insurance companies in the entire
> country.

Truth is, one can save a LOT more by ditching all your vehicles. :)

Anthony

Re: Comment on car insurance
 

sharx35 wrote:
....
> Truth is, one can save a LOT more by ditching even ONE extra vehicle than
> they can by checking the costs of ALL insurance companies in the entire
> country.

Truth is, one can save a LOT more by ditching all your vehicles. :)

Anthony

Re: Comment on car insurance
 

"L Alpert" <alpertl@xxgmail.com> wrote in message
news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
> sharx35 wrote:
>> "Say What?" <NotMe@NotYou.com> wrote in message
>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>> sharx35 wrote:
>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>
>>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>>> make (other than perhaps lowering the rates on some of the cars due
>>> to multi-car discounts, low annual mileage rating, etc.)?
>>>
>>
>> Truth is, one can save a LOT more by ditching even ONE extra vehicle
>> than they can by checking the costs of ALL insurance companies in the
>> entire country.
>
> Some of us wish to find the best rate for what we own, not get the best
> rate for what we don't own.
>

WE have saved thousands by such techniques as cutting down on total insured
value--what do we really NEED. Some things are cheaper to rent for a day or
two every year or so than to BUY and have to maintain, register and insure.
Similarly, by increasing deductibles and by NOT having expensive glass or
unnecessary coverage. It is also very, very foolish to make small claims.
SELF-insuring is the CHEAPEST insurance possible--that's why larger
companies and local governments have deductibles of several million--if you
can AFFORD to pay a claim, it is cheaper to pay out the rare smaller type
claim then it is to have a LOW deductible and pay higher premiums for it,
year AFTER year AFTER year. Premium savings can be invested and earn a LOT
more than hypothetical claims, covered, can save you.

Re: Comment on car insurance
 

"L Alpert" <alpertl@xxgmail.com> wrote in message
news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
> sharx35 wrote:
>> "Say What?" <NotMe@NotYou.com> wrote in message
>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>> sharx35 wrote:
>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>
>>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>>> make (other than perhaps lowering the rates on some of the cars due
>>> to multi-car discounts, low annual mileage rating, etc.)?
>>>
>>
>> Truth is, one can save a LOT more by ditching even ONE extra vehicle
>> than they can by checking the costs of ALL insurance companies in the
>> entire country.
>
> Some of us wish to find the best rate for what we own, not get the best
> rate for what we don't own.
>

WE have saved thousands by such techniques as cutting down on total insured
value--what do we really NEED. Some things are cheaper to rent for a day or
two every year or so than to BUY and have to maintain, register and insure.
Similarly, by increasing deductibles and by NOT having expensive glass or
unnecessary coverage. It is also very, very foolish to make small claims.
SELF-insuring is the CHEAPEST insurance possible--that's why larger
companies and local governments have deductibles of several million--if you
can AFFORD to pay a claim, it is cheaper to pay out the rare smaller type
claim then it is to have a LOW deductible and pay higher premiums for it,
year AFTER year AFTER year. Premium savings can be invested and earn a LOT
more than hypothetical claims, covered, can save you.

Re: Comment on car insurance
 

"L Alpert" <alpertl@xxgmail.com> wrote in message
news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
> sharx35 wrote:
>> "Say What?" <NotMe@NotYou.com> wrote in message
>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>> sharx35 wrote:
>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>
>>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>>> make (other than perhaps lowering the rates on some of the cars due
>>> to multi-car discounts, low annual mileage rating, etc.)?
>>>
>>
>> Truth is, one can save a LOT more by ditching even ONE extra vehicle
>> than they can by checking the costs of ALL insurance companies in the
>> entire country.
>
> Some of us wish to find the best rate for what we own, not get the best
> rate for what we don't own.
>

WE have saved thousands by such techniques as cutting down on total insured
value--what do we really NEED. Some things are cheaper to rent for a day or
two every year or so than to BUY and have to maintain, register and insure.
Similarly, by increasing deductibles and by NOT having expensive glass or
unnecessary coverage. It is also very, very foolish to make small claims.
SELF-insuring is the CHEAPEST insurance possible--that's why larger
companies and local governments have deductibles of several million--if you
can AFFORD to pay a claim, it is cheaper to pay out the rare smaller type
claim then it is to have a LOW deductible and pay higher premiums for it,
year AFTER year AFTER year. Premium savings can be invested and earn a LOT
more than hypothetical claims, covered, can save you.

Re: Comment on car insurance
 

"Anthony Matonak" <anthonym40@nothing.like.socal.rr.com> wrote in message
news:46863dfc$0$12247$4c368faf@roadrunner.com...
> sharx35 wrote:
> ...
>> Truth is, one can save a LOT more by ditching even ONE extra vehicle than
>> they can by checking the costs of ALL insurance companies in the entire
>> country.
>
> Truth is, one can save a LOT more by ditching all your vehicles. :)
>
> Anthony

Agreed. However, we have cut down to just one dependable vehicle. If we
REALLY need a truck to haul something, it can be rented for a LOT cheaper
than BUYING a truck, registering, insuring and maintaining it. Never mind
cluttering up the yard or street with it.