Re: DIY Hatch Glass
MAT said
> > Now that I've slept on it, I've placed a claim with insurance and will > handle it that way. My comprehensive deductable is 250, not as bad as the > 500 collision deductable. Thanks for the advise. What a bonehead move it > was that day. How utterly frustrating and embarassing more than anything! I wouldn't place a claim with insurance - it could come back to haunt you. How much over the $250 is the replacement going to cost? Two of the most common words found in insurance non-renewal notices - "claims frequency". You're better off paying minor things out of your pocket and only filing claims for the big things. Casey |
Re: DIY Hatch Glass
MAT said
> > Now that I've slept on it, I've placed a claim with insurance and will > handle it that way. My comprehensive deductable is 250, not as bad as the > 500 collision deductable. Thanks for the advise. What a bonehead move it > was that day. How utterly frustrating and embarassing more than anything! I wouldn't place a claim with insurance - it could come back to haunt you. How much over the $250 is the replacement going to cost? Two of the most common words found in insurance non-renewal notices - "claims frequency". You're better off paying minor things out of your pocket and only filing claims for the big things. Casey |
Re: DIY Hatch Glass
Like my uncle once said, "Anybody who's never been caught never has
done anything." |
Re: DIY Hatch Glass
Like my uncle once said, "Anybody who's never been caught never has
done anything." |
Re: DIY Hatch Glass
jmattis@attglobal.net wrote:
> Like my uncle once said, "Anybody who's never been caught never has > done anything." Those are words to remember! |
Re: DIY Hatch Glass
jmattis@attglobal.net wrote:
> Like my uncle once said, "Anybody who's never been caught never has > done anything." Those are words to remember! |
Re: DIY Hatch Glass
> I wouldn't place a claim with insurance - it could come back to haunt
> you. How much over the $250 is the replacement going to cost? > > Two of the most common words found in insurance non-renewal notices - > "claims frequency". > > You're better off paying minor things out of your pocket and only > filing claims for the big things. Yes I was worried about this and am of the frame of mind of keeping the insurance out of it. I did some research and typically glass claims are PERCEIVED to be OK and are not supposed to increase rates. Regarding the claims frequency, in 13 years of driving, I have never filed an insurance claim and am hoping that I will be OK with this one. Just as a note, I made the calls this morning and everything was pretty straighforward. As an afterthought, I wondered if the glass company I chose would use OEM or aftermarket glass since I didn't specify. So I called just now and the glass they ordered was not OEM, but PPG which I understand is pretty decent. I inisisted on OEM glass and they called back and said no problem, it will just be an extra 3 days to actually get the piece. I decided to wait. |
Re: DIY Hatch Glass
> I wouldn't place a claim with insurance - it could come back to haunt
> you. How much over the $250 is the replacement going to cost? > > Two of the most common words found in insurance non-renewal notices - > "claims frequency". > > You're better off paying minor things out of your pocket and only > filing claims for the big things. Yes I was worried about this and am of the frame of mind of keeping the insurance out of it. I did some research and typically glass claims are PERCEIVED to be OK and are not supposed to increase rates. Regarding the claims frequency, in 13 years of driving, I have never filed an insurance claim and am hoping that I will be OK with this one. Just as a note, I made the calls this morning and everything was pretty straighforward. As an afterthought, I wondered if the glass company I chose would use OEM or aftermarket glass since I didn't specify. So I called just now and the glass they ordered was not OEM, but PPG which I understand is pretty decent. I inisisted on OEM glass and they called back and said no problem, it will just be an extra 3 days to actually get the piece. I decided to wait. |
Re: DIY Hatch Glass
MAT wrote:
>>I wouldn't place a claim with insurance - it could come back to haunt >>you. How much over the $250 is the replacement going to cost? >> >>Two of the most common words found in insurance non-renewal notices - >>"claims frequency". >> >>You're better off paying minor things out of your pocket and only >>filing claims for the big things. > > > Yes I was worried about this and am of the frame of mind of keeping the > insurance out of it. I did some research and typically glass claims are > PERCEIVED to be OK and are not supposed to increase rates. Regarding the > claims frequency, in 13 years of driving, I have never filed an insurance > claim and am hoping that I will be OK with this one. > > Just as a note, I made the calls this morning and everything was pretty > straighforward. As an afterthought, I wondered if the glass company I chose > would use OEM or aftermarket glass since I didn't specify. So I called just > now and the glass they ordered was not OEM, but PPG which I understand is > pretty decent. I inisisted on OEM glass and they called back and said no > problem, it will just be an extra 3 days to actually get the piece. I > decided to wait. > > PPG is the supplier to a lot of OEMs. |
Re: DIY Hatch Glass
MAT wrote:
>>I wouldn't place a claim with insurance - it could come back to haunt >>you. How much over the $250 is the replacement going to cost? >> >>Two of the most common words found in insurance non-renewal notices - >>"claims frequency". >> >>You're better off paying minor things out of your pocket and only >>filing claims for the big things. > > > Yes I was worried about this and am of the frame of mind of keeping the > insurance out of it. I did some research and typically glass claims are > PERCEIVED to be OK and are not supposed to increase rates. Regarding the > claims frequency, in 13 years of driving, I have never filed an insurance > claim and am hoping that I will be OK with this one. > > Just as a note, I made the calls this morning and everything was pretty > straighforward. As an afterthought, I wondered if the glass company I chose > would use OEM or aftermarket glass since I didn't specify. So I called just > now and the glass they ordered was not OEM, but PPG which I understand is > pretty decent. I inisisted on OEM glass and they called back and said no > problem, it will just be an extra 3 days to actually get the piece. I > decided to wait. > > PPG is the supplier to a lot of OEMs. |
Re: DIY Hatch Glass
MAT said
> > I wouldn't place a claim with insurance - it could come back to haunt > > you. How much over the $250 is the replacement going to cost? > > > > Two of the most common words found in insurance non-renewal notices - > > "claims frequency". > > > > You're better off paying minor things out of your pocket and only > > filing claims for the big things. > > Yes I was worried about this and am of the frame of mind of keeping the > insurance out of it. I did some research and typically glass claims are > PERCEIVED to be OK and are not supposed to increase rates. Regarding the > claims frequency, in 13 years of driving, I have never filed an insurance > claim and am hoping that I will be OK with this one. Back years ago, I filed a glass breakage claim and another one because someone keyed the side of my car. Then I proceeded to have a wreck, and followed that up a year later with another one. I got a non-renewal notice with "claims frequency" as the reason. I had some long phone calls and ended up with the people that make those decisions. Her first words were, you've had 4 claims in the last two years. Without the wrecks, I would have been fine. The problem is that if something serious happens after the comprehensive claim, the small claim may hurt you at some point. The glass claim by itself shouldn't cause any problems at all. Casey |
Re: DIY Hatch Glass
MAT said
> > I wouldn't place a claim with insurance - it could come back to haunt > > you. How much over the $250 is the replacement going to cost? > > > > Two of the most common words found in insurance non-renewal notices - > > "claims frequency". > > > > You're better off paying minor things out of your pocket and only > > filing claims for the big things. > > Yes I was worried about this and am of the frame of mind of keeping the > insurance out of it. I did some research and typically glass claims are > PERCEIVED to be OK and are not supposed to increase rates. Regarding the > claims frequency, in 13 years of driving, I have never filed an insurance > claim and am hoping that I will be OK with this one. Back years ago, I filed a glass breakage claim and another one because someone keyed the side of my car. Then I proceeded to have a wreck, and followed that up a year later with another one. I got a non-renewal notice with "claims frequency" as the reason. I had some long phone calls and ended up with the people that make those decisions. Her first words were, you've had 4 claims in the last two years. Without the wrecks, I would have been fine. The problem is that if something serious happens after the comprehensive claim, the small claim may hurt you at some point. The glass claim by itself shouldn't cause any problems at all. Casey |
Re: DIY Hatch Glass
"MAT" <marcoat*RM_@SPAM_*hotmail.com> wrote in message news:9I2dnaluxe4aBTnfRVn-jQ@comcast.com... >> I wouldn't place a claim with insurance - it could come back to haunt >> you. How much over the $250 is the replacement going to cost? >> >> Two of the most common words found in insurance non-renewal notices - >> "claims frequency". >> >> You're better off paying minor things out of your pocket and only >> filing claims for the big things. > > Yes I was worried about this and am of the frame of mind of keeping the > insurance out of it. I did some research and typically glass claims are > PERCEIVED to be OK and are not supposed to increase rates. Regarding the > claims frequency, in 13 years of driving, I have never filed an insurance > claim and am hoping that I will be OK with this one. > > Just as a note, I made the calls this morning and everything was pretty > straighforward. As an afterthought, I wondered if the glass company I > chose would use OEM or aftermarket glass since I didn't specify. So I > called just now and the glass they ordered was not OEM, but PPG which I > understand is pretty decent. I inisisted on OEM glass and they called > back and said no problem, it will just be an extra 3 days to actually get > the piece. I decided to wait. FYI....PPG is the OEM supplier for American made Hondas. Your insurance carrier may not pay the increased cost of ASAHI branded glass (the Japanese mfg OEM glass supplier) as many insurance carriers try to manage their costs with glass replacement. This will have absolutely no effect on your cost of insurance either. |
Re: DIY Hatch Glass
"MAT" <marcoat*RM_@SPAM_*hotmail.com> wrote in message news:9I2dnaluxe4aBTnfRVn-jQ@comcast.com... >> I wouldn't place a claim with insurance - it could come back to haunt >> you. How much over the $250 is the replacement going to cost? >> >> Two of the most common words found in insurance non-renewal notices - >> "claims frequency". >> >> You're better off paying minor things out of your pocket and only >> filing claims for the big things. > > Yes I was worried about this and am of the frame of mind of keeping the > insurance out of it. I did some research and typically glass claims are > PERCEIVED to be OK and are not supposed to increase rates. Regarding the > claims frequency, in 13 years of driving, I have never filed an insurance > claim and am hoping that I will be OK with this one. > > Just as a note, I made the calls this morning and everything was pretty > straighforward. As an afterthought, I wondered if the glass company I > chose would use OEM or aftermarket glass since I didn't specify. So I > called just now and the glass they ordered was not OEM, but PPG which I > understand is pretty decent. I inisisted on OEM glass and they called > back and said no problem, it will just be an extra 3 days to actually get > the piece. I decided to wait. FYI....PPG is the OEM supplier for American made Hondas. Your insurance carrier may not pay the increased cost of ASAHI branded glass (the Japanese mfg OEM glass supplier) as many insurance carriers try to manage their costs with glass replacement. This will have absolutely no effect on your cost of insurance either. |
Re: DIY Hatch Glass
"Larry" <ziggy_calif@nospam_yahoo.com> wrote in message news:CjFpe.1507$Z44.707@newssvr13.news.prodigy.com ... > FYI....PPG is the OEM supplier for American made Hondas. Your insurance > carrier may not pay the increased cost of ASAHI branded glass (the > Japanese mfg OEM glass supplier) as many insurance carriers try to manage > their costs with glass replacement. This will have absolutely no effect on > your cost of insurance either. Thanks for the info. My car, a 7th gen hatchback is sort of oddball when it comes to non-mechanical parts, in the case of the glass, the rear was Splintex and the sides and roof, Sekurit. |
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