peoplefirst loan
 

Hi,
Did anybody use peoplefirst.com loan ? They said on their web site you will
get a blank check up to the amount that you approved for, all you have to do
is pick you car and exchange the keys for the blank check. Is that so simple
?

Re: peoplefirst loan
 

"patviv" <patviv@operamail.com> wrote in message
news:mJ1Ta.61320$ye5.11857671@news4.srv.hcvlny.cv. net...
> Hi,
> Did anybody use peoplefirst.com loan ? They said on their web site you
will
> get a blank check up to the amount that you approved for, all you have to
do
> is pick you car and exchange the keys for the blank check. Is that so
simple
> ?
I've used them twice and it is that simple. They've got great service (even
send you an e-greeting card for your birthday). If you have a Costco
membership, go through their site to get to Peoplefirst. You'll save
another 1/4 percent.

Re: peoplefirst loan
 

"patviv" <patviv@operamail.com> wrote in message
news:mJ1Ta.61320$ye5.11857671@news4.srv.hcvlny.cv. net...
> Hi,
> Did anybody use peoplefirst.com loan ? They said on their web site you
will
> get a blank check up to the amount that you approved for, all you have to
do
> is pick you car and exchange the keys for the blank check. Is that so
simple
> ?
>
>

i applied for financing and they fedexed a blank check. i ended up not
using it though but it was good to have at the dealership when negotiating
financing. the dealer first proposed 4% financing and i said nevermind i
have my own financing and then countered with 1.9% which i accepted. i
really think if i didn't have the check with me and they could see i had it
that it would have been much harder to get them down. be warned though that
if you live in the tristate area (ny,nj,ct) some dealers try to tell you
they refuse to take those checks and will only accept a bank check. my
dealer tried to do this. peoplefirst puts a letter in the package about
this. there is a number you can call for the dealer to talk to them and
they will wire the funds instead. i also secured financing beforehand
with eloan but they don't send a check, just paperwork via email. rates for
both were a lot better than my credit union. good luck.

- dawn

Re: peoplefirst loan
 

Thank you so much both of you for the quick reply, like you said I live in
Brooklyn, NY. This morning i went to the dealership and got a loan at 2.9%
with honda financial. I will be getting the accord V6 LX at the end of the
week.
Thanks again
"Dawn" <me@NOSPAM.net> wrote in message
news:hcaTa.74128$ye5.13171654@news4.srv.hcvlny.cv. net...
>
> "patviv" <patviv@operamail.com> wrote in message
> news:mJ1Ta.61320$ye5.11857671@news4.srv.hcvlny.cv. net...
> > Hi,
> > Did anybody use peoplefirst.com loan ? They said on their web site you
> will
> > get a blank check up to the amount that you approved for, all you have
to
> do
> > is pick you car and exchange the keys for the blank check. Is that so
> simple
> > ?
> >
> >
>
> i applied for financing and they fedexed a blank check. i ended up not
> using it though but it was good to have at the dealership when negotiating
> financing. the dealer first proposed 4% financing and i said nevermind i
> have my own financing and then countered with 1.9% which i accepted. i
> really think if i didn't have the check with me and they could see i had
it
> that it would have been much harder to get them down. be warned though
that
> if you live in the tristate area (ny,nj,ct) some dealers try to tell you
> they refuse to take those checks and will only accept a bank check. my
> dealer tried to do this. peoplefirst puts a letter in the package about
> this. there is a number you can call for the dealer to talk to them and
> they will wire the funds instead. i also secured financing beforehand
> with eloan but they don't send a check, just paperwork via email. rates
for
> both were a lot better than my credit union. good luck.
>
> - dawn
>
>