Re-leasing my 05 Pilot
I like the 2005 Pilot we've leased for the past 35 months, and am thinking
about extending, or re-leasing it in late January. I know it's one of the end-of-lease options, but I haven't asked Honda about it yet. Anyone know how they calculate the new payments if I decide to keep it for another 24 months..? (Please don't suggest that I buy it. I don't want to do that.) -- Larry J. - Remove spamtrap in ALLCAPS to e-mail "A lack of common sense is now considered a disability, with all the privileges that this entails." |
Re: Re-leasing my 05 Pilot
In article <Xns9A169D207EFFEthefrogprince@69.28.173.184>,
Larry in AZ <usenet2@DE.LETE.THISljvideo.com> wrote: > I like the 2005 Pilot we've leased for the past 35 months, and am thinking > about extending, or re-leasing it in late January. > > I know it's one of the end-of-lease options, but I haven't asked Honda about > it yet. > > Anyone know how they calculate the new payments if I decide to keep it for > another 24 months..? > > (Please don't suggest that I buy it. I don't want to do that.) Yer an idiot. |
Re: Re-leasing my 05 Pilot
Elmo P. Shagnasty wrote: > In article <Xns9A169D207EFFEthefrogprince@69.28.173.184>, > Larry in AZ <usenet2@DE.LETE.THISljvideo.com> wrote: > > >>I like the 2005 Pilot we've leased for the past 35 months, and am thinking >>about extending, or re-leasing it in late January. >> >>I know it's one of the end-of-lease options, but I haven't asked Honda about >>it yet. >> >>Anyone know how they calculate the new payments if I decide to keep it for >>another 24 months..? >> >>(Please don't suggest that I buy it. I don't want to do that.) > > > Yer an idiot. > Rather re-re-re-lease it beyond the point that the lessor has depreciated the asset to nada. |
Re: Re-leasing my 05 Pilot
Waiving the right to remain silent, "Elmo P. Shagnasty"
<elmop@nastydesigns.com> said: > In article <Xns9A169D207EFFEthefrogprince@69.28.173.184>, > Larry in AZ <usenet2@DE.LETE.THISljvideo.com> wrote: > >> I like the 2005 Pilot we've leased for the past 35 months, and am >> thinking about extending, or re-leasing it in late January. >> >> I know it's one of the end-of-lease options, but I haven't asked Honda >> about it yet. >> >> Anyone know how they calculate the new payments if I decide to keep it >> for another 24 months..? >> >> (Please don't suggest that I buy it. I don't want to do that.) > > Yer an idiot. Yer a nym-monkey. -- Larry J. - Remove spamtrap in ALLCAPS to e-mail "A lack of common sense is now considered a disability, with all the privileges that this entails." |
Re: Re-leasing my 05 Pilot
In article <Xns9A16CD9062952thefrogprince@69.28.173.184>,
Larry in AZ <usenet2@DE.LETE.THISljvideo.com> wrote: > >> (Please don't suggest that I buy it. I don't want to do that.) > > > > Yer an idiot. > > Yer a nym-monkey. Yer still an idiot. Just buy the thing, and when you're finished, sell it. You plainly have no idea how to handle your finances. |
Re: Re-leasing my 05 Pilot
"Larry in AZ" <usenet2@DE.LETE.THISljvideo.com> wrote in message news:Xns9A169D207EFFEthefrogprince@69.28.173.184.. . >I like the 2005 Pilot we've leased for the past 35 months, and am thinking > about extending, or re-leasing it in late January. > > I know it's one of the end-of-lease options, but I haven't asked Honda > about > it yet. > > Anyone know how they calculate the new payments if I decide to keep it for > another 24 months..? > Buying out the lease makes sense if the buyout equals or betters the trade value of the car. If you must lease, you may get a better deal on a new one given the deals I have seen on the Honda site. > (Please don't suggest that I buy it. I don't want to do that.) > > -- > Larry J. - Remove spamtrap in ALLCAPS to e-mail > > "A lack of common sense is now considered a disability, > with all the privileges that this entails." |
Re: Re-leasing my 05 Pilot
Elmo P. Shagnasty wrote: > In article <Xns9A16CD9062952thefrogprince@69.28.173.184>, > Larry in AZ <usenet2@DE.LETE.THISljvideo.com> wrote: > > >>>>(Please don't suggest that I buy it. I don't want to do that.) >>> >>>Yer an idiot. >> >>Yer a nym-monkey. > > > Yer still an idiot. > > Just buy the thing, and when you're finished, sell it. > > You plainly have no idea how to handle your finances. > I can never understand why anyone would lease a car unless it provides a suitable business deduction on taxes. Personal leasing has to be an all time act of stupidity. But, ya gotta 'member dat most o' da masses r comprised of sheeple, creatures that are easily led to the abyss... JT |
Re: Re-leasing my 05 Pilot
Waiving the right to remain silent, Grumpy AuContraire
<Grumpy@ExtraGrumpyville.com> said: > I can never understand why anyone would lease a car unless it provides a > suitable business deduction on taxes. Personal leasing has to be an all > time act of stupidity. If it'll answer the question of you and the nym-monkey , I'm self- employed. I've leased since 1982, and it works for me. Now... Does anyone have a reasonable answer to my question, or is everyone just going to beat their chests about how ownership makes them proud..? -- Larry J. - Remove spamtrap in ALLCAPS to e-mail "A lack of common sense is now considered a disability, with all the privileges that this entails." |
Re: Re-leasing my 05 Pilot
On Mon, 31 Dec 2007 17:44:39 +0000, Larry in AZ wrote:
> Now... Does anyone have a reasonable answer to my question, or is everyone The answer to your question is to ing ask Honda, dimwit. How can anyone else tell you "what your payments will be", except them? Regardless of what the payment is, it's the worst possible solution you could take. > just going to beat their chests about how ownership makes them proud..? It's not pride, it's more amazement at your stupidity. -- "Ubuntu" -- an African word, meaning "Slackware is too hard for me". |
Re: Re-leasing my 05 Pilot
Dan C wrote:
> On Mon, 31 Dec 2007 17:44:39 +0000, Larry in AZ wrote: > >> Now... Does anyone have a reasonable answer to my question, or is everyone > > The answer to your question is to ing ask Honda, dimwit. How can > anyone else tell you "what your payments will be", except them? > Regardless of what the payment is, it's the worst possible solution you > could take. > >> just going to beat their chests about how ownership makes them proud..? > > It's not pride, it's more amazement at your stupidity. get off your high horse. if you're self employed, you can write off 100% of your vehicle lease costs - you can't write off 100% of your purchase costs. simple economics. |
Re: Re-leasing my 05 Pilot
jim beam wrote: > Dan C wrote: > >> On Mon, 31 Dec 2007 17:44:39 +0000, Larry in AZ wrote: >> >>> Now... Does anyone have a reasonable answer to my question, or is >>> everyone >> >> >> The answer to your question is to ing ask Honda, dimwit. How can >> anyone else tell you "what your payments will be", except them? >> Regardless of what the payment is, it's the worst possible solution you >> could take. >> >>> just going to beat their chests about how ownership makes them proud..? >> >> >> It's not pride, it's more amazement at your stupidity. > > > get off your high horse. if you're self employed, you can write off > 100% of your vehicle lease costs - you can't write off 100% of your > purchase costs. simple economics. Section 179 and depreciation? Or perhaps the asset doesn't meet the "business use" test? |
Re: Re-leasing my 05 Pilot
Waiving the right to remain silent, Dan C <youmustbejoking@lan.invalid>
said: > On Mon, 31 Dec 2007 17:44:39 +0000, Larry in AZ wrote: > >> Now... Does anyone have a reasonable answer to my question, or is >> everyone > > The answer to your question is to ing ask Honda, dimwit. How can > anyone else tell you "what your payments will be", except them? > Regardless of what the payment is, it's the worst possible solution you > could take. I had already explained that, but you've missed it. >> just going to beat their chests about how ownership makes them proud..? > > It's not pride, it's more amazement at your stupidity. What part of "being self-employed and leasing since 1982 working for me" do you fail to understand..? -- Larry J. - Remove spamtrap in ALLCAPS to e-mail "A lack of common sense is now considered a disability, with all the privileges that this entails." |
Re: Re-leasing my 05 Pilot
In article <I89ej.94584$MJ6.72352@bgtnsc05-news.ops.worldnet.att.net>,
Grumpy AuContraire <Grumpy@ExtraGrumpyville.com> wrote: > I can never understand why anyone would lease a car unless it provides a > suitable business deduction on taxes. Personal leasing has to be an all > time act of stupidity. > > But, ya gotta 'member dat most o' da masses r comprised of sheeple, > creatures that are easily led to the abyss... "But, I can get MORE car with the SAME money!" you hear them cry. |
Re: Re-leasing my 05 Pilot
In article <Xns9A176CB49B6E6thefrogprince@69.28.173.184>,
Larry in AZ <usenet2@DE.LETE.THISljvideo.com> wrote: > If it'll answer the question of you and the nym-monkey , I'm self- > employed. I've leased since 1982, and it works for me. > > Now... Does anyone have a reasonable answer to my question, or is everyone > just going to beat their chests about how ownership makes them proud..? Owning a depreciating asset because it's necessary in today's world doesn't make me proud. It kind of pisses me off. Leasing pisses me off more, though. |
Re: Re-leasing my 05 Pilot
In article <Xns9A17866A7793Bthefrogprince@69.28.173.184>,
Larry in AZ <usenet2@DE.LETE.THISljvideo.com> wrote: > > It's not pride, it's more amazement at your stupidity. > > What part of "being self-employed and leasing since 1982 working for me" do > you fail to understand..? "It works for me" is the answer given by someone who has no clue, has never looked into it, and who sticks his head in the sand with his fingers over his ears shouting "la-la-la-la" when any information about it starts to come his way. |
Re: Re-leasing my 05 Pilot
Elmo P. Shagnasty wrote:
> In article <Xns9A176CB49B6E6thefrogprince@69.28.173.184>, > Larry in AZ <usenet2@DE.LETE.THISljvideo.com> wrote: > >> If it'll answer the question of you and the nym-monkey , I'm self- >> employed. I've leased since 1982, and it works for me. >> >> Now... Does anyone have a reasonable answer to my question, or is everyone >> just going to beat their chests about how ownership makes them proud..? > > Owning a depreciating asset because it's necessary in today's world > doesn't make me proud. It kind of pisses me off. > > Leasing pisses me off more, though. It depends. It's cheaper than buying a new car every two or three years in at least some cases. Plus, for some people, there are great tax deductions. For the vast majority of people, buying a car is cheaper than leasing. And, buying a good used car (perhaps one off lease) is cheaper than buying a new car. Of course, that comes from someone who spends more time on railroad cars than in automobiles, and, when in an automobile, it is usually one that is over 11 years old (bought new). Jeff |
Re: Re-leasing my 05 Pilot
In article <23gej.1363$jX4.151@trnddc07>,
Jeff <kidsdoc2000@hotmail.com> wrote: > > Owning a depreciating asset because it's necessary in today's world > > doesn't make me proud. It kind of pisses me off. > > > > Leasing pisses me off more, though. > > It depends. It's cheaper than buying a new car every two or three years > in at least some cases. No, it's not. The costs are merely distributed differently--and, in most cases, completely hidden from the gullible guy who WANTS to believe that it's "cheaper". |
Re: Re-leasing my 05 Pilot
Larry in AZ wrote:
> I like the 2005 Pilot we've leased for the past 35 months, and am thinking > about extending, or re-leasing it in late January. > > I know it's one of the end-of-lease options, but I haven't asked Honda about > it yet. > > Anyone know how they calculate the new payments if I decide to keep it for > another 24 months..? > > (Please don't suggest that I buy it. I don't want to do that.) > Hi, If your method of keeping a set of wheel is by leasing, then return it and lease a new one to have minimum need for maintenance. My way of keeping a car is buy new with cash(best leverage making deals), keep and run the car in OEM condition doing most maintenace myself. By the time I need another car, I will have enought cash saved for another purchase. |
Re: Re-leasing my 05 Pilot
U've been leasing cars for more than 20 years so you should know how to
answer your own question...especially if you are self employed Good luck! "Tony Hwang" <dragon40@shaw.ca> wrote in message news:mckej.54068$DP1.40706@pd7urf2no... > Larry in AZ wrote: >> I like the 2005 Pilot we've leased for the past 35 months, and am >> thinking about extending, or re-leasing it in late January. >> >> I know it's one of the end-of-lease options, but I haven't asked Honda >> about it yet. >> >> Anyone know how they calculate the new payments if I decide to keep it >> for another 24 months..? >> >> (Please don't suggest that I buy it. I don't want to do that.) >> > Hi, > If your method of keeping a set of wheel is by leasing, then return it and > lease a new one to have minimum need for maintenance. My way of keeping a > car is buy new with cash(best leverage making deals), keep and run the car > in OEM condition doing most maintenace myself. By the time I need another > car, I will have enought cash saved for another purchase. > |
Re: Re-leasing my 05 Pilot
In article <flcn7f$j61$1@aioe.org>,
"~&~=100%" <i_know_you@wanted.to_spam> wrote: > U've been leasing cars for more than 20 years so you should know how to > answer your own question...especially if you are self employed Proof positive that he has no idea how to handle his finances or what makes sense. |
Re: Re-leasing my 05 Pilot
Elmo P. Shagnasty wrote:
> In article <23gej.1363$jX4.151@trnddc07>, > Jeff <kidsdoc2000@hotmail.com> wrote: > >>> Owning a depreciating asset because it's necessary in today's world >>> doesn't make me proud. It kind of pisses me off. >>> >>> Leasing pisses me off more, though. >> It depends. It's cheaper than buying a new car every two or three years >> in at least some cases. > > No, it's not. > > The costs are merely distributed differently--and, in most cases, > completely hidden from the gullible guy who WANTS to believe that it's > "cheaper". Try again. <http://www.carspace.com/guides/Car-Buying-Tips-Lease-vs-Purchase-on-a-New-Car> http://www.infoplease.com/ipa/A0193143.html <http://consumerguideauto.howstuffworks.com/featured-auto-expert-advice3.htm> http://www.mymoney.gov/credit.shtml It can be better to lease than to buy. Usually, it isn't. For me, I would never lease, because I keep my cars longer than 4 years and I tend to put on too many miles. The bottom line is that when purchase or lease a car, you need to read and understand the fine print in the contract, understand what things are not in the contract (e.g., things that are in the leasing and finance laws), do comparison shopping and carefully compare the cost of leasing vs. buying a particular vehicle with the tools that are all over the internet, like in finance.yahoo.com. (You also should compare the price of buying the car and getting a higher rebate vs. buying the car with a lower rebate, but getting a low-interest rate loan.) And regardless of what you are doing, you really need to make sure you understand *all* the terms in the contract, run the numbers through calculators. you need to find all the rebates for which you are eligible, In other words, be an informed consumer. But, there are times when leasing is cheaper than buying, though rarely. Finally, I would add, if you already have a car, there are usually three transactions: 1) buying a new car, 2) financing the car (leasing is one way to finance the car), 3) selling the old car. Keep the three transactions separate, so you can understand what is happening and be able to use all your options (like bank or credit union financing rather than dealer financing, which can be more or less expensive). Otherwise, the car salesperson can really take advantage of you. Jeff |
Re: Re-leasing my 05 Pilot
"Tony Hwang" wrote
> Hi, > My way of keeping a car is buy new with cash(best leverage making deals), > keep and run the car in OEM condition doing most maintenace myself. By the > time I need another car, I will have enought cash saved for another > purchase. What a novel idea! ;-) |
Re: Re-leasing my 05 Pilot
not sure why you guys have a bone to pick with leasing... A simple
amortization table will show that as long as you get a good price on the vehicle, and a good interest rate, it is simply a longer term loan which allow for a lower payment and higher cash flow. Since I plan to keep the vehicle til the wheels run off of it, and that will probably be in 10-12 years or more, I don't see a problem here. If ownership is a big deal to you, then don't lease! If it was a Cobalt or a Caliber, things would be different because one only plans to keep one of these cars on the road for 4-6 years. t Elmo P. Shagnasty wrote: >> I can never understand why anyone would lease a car unless it provides a >> suitable business deduction on taxes. Personal leasing has to be an all >> time act of stupidity. >> >> But, ya gotta 'member dat most o' da masses r comprised of sheeple, >> creatures that are easily led to the abyss... > >"But, I can get MORE car with the SAME money!" you hear them cry. -- Message posted via http://www.carkb.com |
Re: Re-leasing my 05 Pilot
Waiving the right to remain silent, Jeff <kidsdoc2000@hotmail.com> said:
> But, there are times when leasing is cheaper than buying, though rarely. It's not always about whether or not it's cheaper, which seems to be the hangup of the nym-monkey idiot here. It's often about other things such as how the vechicle is used, how much it's used, and the particular tax position of the individual. -- Larry J. - Remove spamtrap in ALLCAPS to e-mail "A lack of common sense is now considered a disability, with all the privileges that this entails." |
Re: Re-leasing my 05 Pilot
In article <Xns9A187448BF425thefrogprince@69.28.173.184>,
Larry in AZ <usenet2@DE.LETE.THISljvideo.com> wrote: > > But, there are times when leasing is cheaper than buying, though rarely. > > It's not always about whether or not it's cheaper, which seems to be the > hangup of the nym-monkey idiot here. No, it's whether or not you can achieve the same goals without frivolously giving your money to someone else. |
Re: Re-leasing my 05 Pilot
Howard Lester wrote: > "Tony Hwang" wrote > > >>Hi, > > >>My way of keeping a car is buy new with cash(best leverage making deals), >>keep and run the car in OEM condition doing most maintenace myself. By the >>time I need another car, I will have enought cash saved for another >>purchase. > > > What a novel idea! > > ;-) > Very un-American I say! A true patriot should have at least two sets of car payments! JT (Whose last car payment was in 1962...) |
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