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-   -   S2000 OWNERS!!! Help me out. (https://www.gtcarz.com/honda-mailing-list-327/s2000-owners-help-me-out-277700/)

Ryan 03-03-2004 01:04 AM

Re: S2000 OWNERS!!! Help me out.
 
That's odd cause I see my rate going through the roof. I quoted myself on
Geico and it was outragous. Like 280 for 98 civic ex. I pay only 165 now
with good student and im about to lose it so it will be 210. I'm finding
that I can't get insurance cause of 2 accidents that were not my fault but
they don't like to see my name involved in a claim for some reason. Plus I
just got reported 3 months ago as 30 days late for a mess-up on my quad loan
that Suzuki did and they won't remove it. Dropped my credit score 100
points. I'm so mad. I almost was able to buy a house and now I can't even
insure my car! Frustrating.

Ryan


"Jason" <none@none.com> wrote in message
news:c22mov$1kd$1@geraldo.cc.utexas.edu...
> At 22 any insurance is so expensive. I just turned 25 and my rates cut in
> HALF> However, I go through GEICO, and I was looking into a used S2000

(29k
> miles). Geico told me it would be a small fraction more than my 4

Cylendar
> Accord Coupe. Something like 20 a month. It was not the horrible figure

I
> was expecting. Give them a call, you might be surprised... But at the

same
> time, I would recommend you wait till you turn 25 so that you can get an
> S2000 AND have your rates drop simultaneously.
>
>
> "Ryan" <nothinfun@hotmail.com> wrote in message
> news:geydndd4io9hutndRVn-ig@comcast.com...
> > I went to Honda a few days ago and once again sat in the new '04 S2000.
> > I've sat in them before and thought they were cool but very expensive.

I
> > actually sat in the passengers seat and just had to have it. I don't

know
> > why the passenger seat did it. Maybe cause it felt like I was all

cramped
> > like a race car but I loved it. (If I get one I will definately be the

> one
> > behind the wheel. No I'm not hiring drivers.)
> >
> > I was wondering what you guys are paying for insurance on this beast. I
> > haven't called yet for fear of crushing my dream. Also-what discounts

do
> > you guys have like married-multicar-homeowners-multi line-etc? And who

is
> > your provider? I'm in Washington State. I am single 22 year mail
> > (ouch-this is gunna hurt I know) with only 1 minor ticket but I just

> wanted
> > to compare rates and discounts. I know I can put my girlfriend on the
> > registration and vice-versa to get multi car and I'll get renters to get
> > multi line but do you know any other tricks?
> >
> > I figure I'll lease to get the payment lower and then buy it when the

> lease
> > is up and maybe sell it to get some money back. I'm probably going to

> wait
> > til they have some special intrest if they offer it on the S2000.
> >
> > Any info would be helpful and if anyone knows the secret company with

> cheap
> > rates please let me know!
> >
> > Ryan
> >
> >

>
>




Ryan 03-03-2004 01:04 AM

Re: S2000 OWNERS!!! Help me out.
 
That's odd cause I see my rate going through the roof. I quoted myself on
Geico and it was outragous. Like 280 for 98 civic ex. I pay only 165 now
with good student and im about to lose it so it will be 210. I'm finding
that I can't get insurance cause of 2 accidents that were not my fault but
they don't like to see my name involved in a claim for some reason. Plus I
just got reported 3 months ago as 30 days late for a mess-up on my quad loan
that Suzuki did and they won't remove it. Dropped my credit score 100
points. I'm so mad. I almost was able to buy a house and now I can't even
insure my car! Frustrating.

Ryan


"Jason" <none@none.com> wrote in message
news:c22mov$1kd$1@geraldo.cc.utexas.edu...
> At 22 any insurance is so expensive. I just turned 25 and my rates cut in
> HALF> However, I go through GEICO, and I was looking into a used S2000

(29k
> miles). Geico told me it would be a small fraction more than my 4

Cylendar
> Accord Coupe. Something like 20 a month. It was not the horrible figure

I
> was expecting. Give them a call, you might be surprised... But at the

same
> time, I would recommend you wait till you turn 25 so that you can get an
> S2000 AND have your rates drop simultaneously.
>
>
> "Ryan" <nothinfun@hotmail.com> wrote in message
> news:geydndd4io9hutndRVn-ig@comcast.com...
> > I went to Honda a few days ago and once again sat in the new '04 S2000.
> > I've sat in them before and thought they were cool but very expensive.

I
> > actually sat in the passengers seat and just had to have it. I don't

know
> > why the passenger seat did it. Maybe cause it felt like I was all

cramped
> > like a race car but I loved it. (If I get one I will definately be the

> one
> > behind the wheel. No I'm not hiring drivers.)
> >
> > I was wondering what you guys are paying for insurance on this beast. I
> > haven't called yet for fear of crushing my dream. Also-what discounts

do
> > you guys have like married-multicar-homeowners-multi line-etc? And who

is
> > your provider? I'm in Washington State. I am single 22 year mail
> > (ouch-this is gunna hurt I know) with only 1 minor ticket but I just

> wanted
> > to compare rates and discounts. I know I can put my girlfriend on the
> > registration and vice-versa to get multi car and I'll get renters to get
> > multi line but do you know any other tricks?
> >
> > I figure I'll lease to get the payment lower and then buy it when the

> lease
> > is up and maybe sell it to get some money back. I'm probably going to

> wait
> > til they have some special intrest if they offer it on the S2000.
> >
> > Any info would be helpful and if anyone knows the secret company with

> cheap
> > rates please let me know!
> >
> > Ryan
> >
> >

>
>




Ryan 03-03-2004 01:07 AM

Re: S2000 OWNERS!!! Help me out.
 
All I know is that my roomate bought an RSX Type S and his payment was 512
after refinancing negative equity at 2.9%. He didn't like the payment so he
went back the next day andleased it for 400/mo for 4 years with the residual
at like 11000 whick will be considerably more than it is worth. He could
have sold it and made money.

I do want to learn more so I will read the article you gave me. Thank You

Ryan

"alhearn" <alhearn@earthlink.net> wrote in message
news:361741e8.0403021824.3d80fb7f@posting.google.c om...
> I can't comment on your insurance question, but your comment about
> leasing and then buying at lease-end tells me you don't understand
> leasing very well. If it's important that you have low lease payments,
> you should negotiate the highest possible residual value but
> understand that a high residual means a high lease-end purchase price.
>
> For more details, see this web site: www.LeaseGuide.com/index2.htm
>
> Al
>
> "Ryan" <nothinfun@hotmail.com> wrote in message

news:<geydndd4io9hutndRVn-ig@comcast.com>...
> > I went to Honda a few days ago and once again sat in the new '04 S2000.
> > I've sat in them before and thought they were cool but very expensive.

I
> > actually sat in the passengers seat and just had to have it. I don't

know
> > why the passenger seat did it. Maybe cause it felt like I was all

cramped
> > like a race car but I loved it. (If I get one I will definately be the

one
> > behind the wheel. No I'm not hiring drivers.)
> >
> > I was wondering what you guys are paying for insurance on this beast. I
> > haven't called yet for fear of crushing my dream. Also-what discounts

do
> > you guys have like married-multicar-homeowners-multi line-etc? And who

is
> > your provider? I'm in Washington State. I am single 22 year mail
> > (ouch-this is gunna hurt I know) with only 1 minor ticket but I just

wanted
> > to compare rates and discounts. I know I can put my girlfriend on the
> > registration and vice-versa to get multi car and I'll get renters to get
> > multi line but do you know any other tricks?
> >
> > I figure I'll lease to get the payment lower and then buy it when the

lease
> > is up and maybe sell it to get some money back. I'm probably going to

wait
> > til they have some special intrest if they offer it on the S2000.
> >
> > Any info would be helpful and if anyone knows the secret company with

cheap
> > rates please let me know!
> >
> > Ryan




Ryan 03-03-2004 01:07 AM

Re: S2000 OWNERS!!! Help me out.
 
All I know is that my roomate bought an RSX Type S and his payment was 512
after refinancing negative equity at 2.9%. He didn't like the payment so he
went back the next day andleased it for 400/mo for 4 years with the residual
at like 11000 whick will be considerably more than it is worth. He could
have sold it and made money.

I do want to learn more so I will read the article you gave me. Thank You

Ryan

"alhearn" <alhearn@earthlink.net> wrote in message
news:361741e8.0403021824.3d80fb7f@posting.google.c om...
> I can't comment on your insurance question, but your comment about
> leasing and then buying at lease-end tells me you don't understand
> leasing very well. If it's important that you have low lease payments,
> you should negotiate the highest possible residual value but
> understand that a high residual means a high lease-end purchase price.
>
> For more details, see this web site: www.LeaseGuide.com/index2.htm
>
> Al
>
> "Ryan" <nothinfun@hotmail.com> wrote in message

news:<geydndd4io9hutndRVn-ig@comcast.com>...
> > I went to Honda a few days ago and once again sat in the new '04 S2000.
> > I've sat in them before and thought they were cool but very expensive.

I
> > actually sat in the passengers seat and just had to have it. I don't

know
> > why the passenger seat did it. Maybe cause it felt like I was all

cramped
> > like a race car but I loved it. (If I get one I will definately be the

one
> > behind the wheel. No I'm not hiring drivers.)
> >
> > I was wondering what you guys are paying for insurance on this beast. I
> > haven't called yet for fear of crushing my dream. Also-what discounts

do
> > you guys have like married-multicar-homeowners-multi line-etc? And who

is
> > your provider? I'm in Washington State. I am single 22 year mail
> > (ouch-this is gunna hurt I know) with only 1 minor ticket but I just

wanted
> > to compare rates and discounts. I know I can put my girlfriend on the
> > registration and vice-versa to get multi car and I'll get renters to get
> > multi line but do you know any other tricks?
> >
> > I figure I'll lease to get the payment lower and then buy it when the

lease
> > is up and maybe sell it to get some money back. I'm probably going to

wait
> > til they have some special intrest if they offer it on the S2000.
> >
> > Any info would be helpful and if anyone knows the secret company with

cheap
> > rates please let me know!
> >
> > Ryan




Ryan 03-03-2004 01:07 AM

Re: S2000 OWNERS!!! Help me out.
 
All I know is that my roomate bought an RSX Type S and his payment was 512
after refinancing negative equity at 2.9%. He didn't like the payment so he
went back the next day andleased it for 400/mo for 4 years with the residual
at like 11000 whick will be considerably more than it is worth. He could
have sold it and made money.

I do want to learn more so I will read the article you gave me. Thank You

Ryan

"alhearn" <alhearn@earthlink.net> wrote in message
news:361741e8.0403021824.3d80fb7f@posting.google.c om...
> I can't comment on your insurance question, but your comment about
> leasing and then buying at lease-end tells me you don't understand
> leasing very well. If it's important that you have low lease payments,
> you should negotiate the highest possible residual value but
> understand that a high residual means a high lease-end purchase price.
>
> For more details, see this web site: www.LeaseGuide.com/index2.htm
>
> Al
>
> "Ryan" <nothinfun@hotmail.com> wrote in message

news:<geydndd4io9hutndRVn-ig@comcast.com>...
> > I went to Honda a few days ago and once again sat in the new '04 S2000.
> > I've sat in them before and thought they were cool but very expensive.

I
> > actually sat in the passengers seat and just had to have it. I don't

know
> > why the passenger seat did it. Maybe cause it felt like I was all

cramped
> > like a race car but I loved it. (If I get one I will definately be the

one
> > behind the wheel. No I'm not hiring drivers.)
> >
> > I was wondering what you guys are paying for insurance on this beast. I
> > haven't called yet for fear of crushing my dream. Also-what discounts

do
> > you guys have like married-multicar-homeowners-multi line-etc? And who

is
> > your provider? I'm in Washington State. I am single 22 year mail
> > (ouch-this is gunna hurt I know) with only 1 minor ticket but I just

wanted
> > to compare rates and discounts. I know I can put my girlfriend on the
> > registration and vice-versa to get multi car and I'll get renters to get
> > multi line but do you know any other tricks?
> >
> > I figure I'll lease to get the payment lower and then buy it when the

lease
> > is up and maybe sell it to get some money back. I'm probably going to

wait
> > til they have some special intrest if they offer it on the S2000.
> >
> > Any info would be helpful and if anyone knows the secret company with

cheap
> > rates please let me know!
> >
> > Ryan




Ryan 03-03-2004 01:07 AM

Re: S2000 OWNERS!!! Help me out.
 
All I know is that my roomate bought an RSX Type S and his payment was 512
after refinancing negative equity at 2.9%. He didn't like the payment so he
went back the next day andleased it for 400/mo for 4 years with the residual
at like 11000 whick will be considerably more than it is worth. He could
have sold it and made money.

I do want to learn more so I will read the article you gave me. Thank You

Ryan

"alhearn" <alhearn@earthlink.net> wrote in message
news:361741e8.0403021824.3d80fb7f@posting.google.c om...
> I can't comment on your insurance question, but your comment about
> leasing and then buying at lease-end tells me you don't understand
> leasing very well. If it's important that you have low lease payments,
> you should negotiate the highest possible residual value but
> understand that a high residual means a high lease-end purchase price.
>
> For more details, see this web site: www.LeaseGuide.com/index2.htm
>
> Al
>
> "Ryan" <nothinfun@hotmail.com> wrote in message

news:<geydndd4io9hutndRVn-ig@comcast.com>...
> > I went to Honda a few days ago and once again sat in the new '04 S2000.
> > I've sat in them before and thought they were cool but very expensive.

I
> > actually sat in the passengers seat and just had to have it. I don't

know
> > why the passenger seat did it. Maybe cause it felt like I was all

cramped
> > like a race car but I loved it. (If I get one I will definately be the

one
> > behind the wheel. No I'm not hiring drivers.)
> >
> > I was wondering what you guys are paying for insurance on this beast. I
> > haven't called yet for fear of crushing my dream. Also-what discounts

do
> > you guys have like married-multicar-homeowners-multi line-etc? And who

is
> > your provider? I'm in Washington State. I am single 22 year mail
> > (ouch-this is gunna hurt I know) with only 1 minor ticket but I just

wanted
> > to compare rates and discounts. I know I can put my girlfriend on the
> > registration and vice-versa to get multi car and I'll get renters to get
> > multi line but do you know any other tricks?
> >
> > I figure I'll lease to get the payment lower and then buy it when the

lease
> > is up and maybe sell it to get some money back. I'm probably going to

wait
> > til they have some special intrest if they offer it on the S2000.
> >
> > Any info would be helpful and if anyone knows the secret company with

cheap
> > rates please let me know!
> >
> > Ryan




Dave Kelsen 03-03-2004 08:11 AM

Re: S2000 OWNERS!!! Help me out.
 
On 3/3/2004 12:07 AM Ryan spake these words of knowledge:

> All I know is that my roomate bought an RSX Type S and his payment was 512
> after refinancing negative equity at 2.9%. He didn't like the payment so he
> went back the next day andleased it for 400/mo for 4 years with the residual
> at like 11000 whick will be considerably more than it is worth. He could
> have sold it and made money.
>
> I do want to learn more so I will read the article you gave me. Thank You
>


Ryan, I think you're on the right track, but misinterpreted something.
The residual payment, which you correctly surmised is considerably more
that the car is worth, is what he will have to *pay*, not what he will
get. There Ain't No Such Thing As A Free Lunch (TANSTAAFL).

Leasing can be beneficial to people in particular circumstances, but
generally costs more money to achieve the same end.


--
RFT!!!
Dave Kelsen

Now that the Supreme Court has struck down sodomy laws, our politicians
have one less potential charge to worry about.

Dave Kelsen 03-03-2004 08:11 AM

Re: S2000 OWNERS!!! Help me out.
 
On 3/3/2004 12:07 AM Ryan spake these words of knowledge:

> All I know is that my roomate bought an RSX Type S and his payment was 512
> after refinancing negative equity at 2.9%. He didn't like the payment so he
> went back the next day andleased it for 400/mo for 4 years with the residual
> at like 11000 whick will be considerably more than it is worth. He could
> have sold it and made money.
>
> I do want to learn more so I will read the article you gave me. Thank You
>


Ryan, I think you're on the right track, but misinterpreted something.
The residual payment, which you correctly surmised is considerably more
that the car is worth, is what he will have to *pay*, not what he will
get. There Ain't No Such Thing As A Free Lunch (TANSTAAFL).

Leasing can be beneficial to people in particular circumstances, but
generally costs more money to achieve the same end.


--
RFT!!!
Dave Kelsen

Now that the Supreme Court has struck down sodomy laws, our politicians
have one less potential charge to worry about.

Dave Kelsen 03-03-2004 08:11 AM

Re: S2000 OWNERS!!! Help me out.
 
On 3/3/2004 12:07 AM Ryan spake these words of knowledge:

> All I know is that my roomate bought an RSX Type S and his payment was 512
> after refinancing negative equity at 2.9%. He didn't like the payment so he
> went back the next day andleased it for 400/mo for 4 years with the residual
> at like 11000 whick will be considerably more than it is worth. He could
> have sold it and made money.
>
> I do want to learn more so I will read the article you gave me. Thank You
>


Ryan, I think you're on the right track, but misinterpreted something.
The residual payment, which you correctly surmised is considerably more
that the car is worth, is what he will have to *pay*, not what he will
get. There Ain't No Such Thing As A Free Lunch (TANSTAAFL).

Leasing can be beneficial to people in particular circumstances, but
generally costs more money to achieve the same end.


--
RFT!!!
Dave Kelsen

Now that the Supreme Court has struck down sodomy laws, our politicians
have one less potential charge to worry about.

Dave Kelsen 03-03-2004 08:11 AM

Re: S2000 OWNERS!!! Help me out.
 
On 3/3/2004 12:07 AM Ryan spake these words of knowledge:

> All I know is that my roomate bought an RSX Type S and his payment was 512
> after refinancing negative equity at 2.9%. He didn't like the payment so he
> went back the next day andleased it for 400/mo for 4 years with the residual
> at like 11000 whick will be considerably more than it is worth. He could
> have sold it and made money.
>
> I do want to learn more so I will read the article you gave me. Thank You
>


Ryan, I think you're on the right track, but misinterpreted something.
The residual payment, which you correctly surmised is considerably more
that the car is worth, is what he will have to *pay*, not what he will
get. There Ain't No Such Thing As A Free Lunch (TANSTAAFL).

Leasing can be beneficial to people in particular circumstances, but
generally costs more money to achieve the same end.


--
RFT!!!
Dave Kelsen

Now that the Supreme Court has struck down sodomy laws, our politicians
have one less potential charge to worry about.

Jason 03-03-2004 09:56 AM

Re: S2000 OWNERS!!! Help me out.
 
Sorry man, I feel your pain. Its B.S. IMO. It took me a logn time to
recover from my college days. They need to offer a course in credit
planning... you dont realize how important it is until its too late.


"Ryan" <nothinfun@hotmail.com> wrote in message
news:-sKdna-DcL3y6NjdRVn-sA@comcast.com...
> That's odd cause I see my rate going through the roof. I quoted myself on
> Geico and it was outragous. Like 280 for 98 civic ex. I pay only 165 now
> with good student and im about to lose it so it will be 210. I'm finding
> that I can't get insurance cause of 2 accidents that were not my fault but
> they don't like to see my name involved in a claim for some reason. Plus

I
> just got reported 3 months ago as 30 days late for a mess-up on my quad

loan
> that Suzuki did and they won't remove it. Dropped my credit score 100
> points. I'm so mad. I almost was able to buy a house and now I can't

even
> insure my car! Frustrating.
>
> Ryan
>
>
> "Jason" <none@none.com> wrote in message
> news:c22mov$1kd$1@geraldo.cc.utexas.edu...
> > At 22 any insurance is so expensive. I just turned 25 and my rates cut

in
> > HALF> However, I go through GEICO, and I was looking into a used S2000

> (29k
> > miles). Geico told me it would be a small fraction more than my 4

> Cylendar
> > Accord Coupe. Something like 20 a month. It was not the horrible

figure
> I
> > was expecting. Give them a call, you might be surprised... But at the

> same
> > time, I would recommend you wait till you turn 25 so that you can get an
> > S2000 AND have your rates drop simultaneously.
> >
> >
> > "Ryan" <nothinfun@hotmail.com> wrote in message
> > news:geydndd4io9hutndRVn-ig@comcast.com...
> > > I went to Honda a few days ago and once again sat in the new '04

S2000.
> > > I've sat in them before and thought they were cool but very expensive.

> I
> > > actually sat in the passengers seat and just had to have it. I don't

> know
> > > why the passenger seat did it. Maybe cause it felt like I was all

> cramped
> > > like a race car but I loved it. (If I get one I will definately be

the
> > one
> > > behind the wheel. No I'm not hiring drivers.)
> > >
> > > I was wondering what you guys are paying for insurance on this beast.

I
> > > haven't called yet for fear of crushing my dream. Also-what discounts

> do
> > > you guys have like married-multicar-homeowners-multi line-etc? And

who
> is
> > > your provider? I'm in Washington State. I am single 22 year mail
> > > (ouch-this is gunna hurt I know) with only 1 minor ticket but I just

> > wanted
> > > to compare rates and discounts. I know I can put my girlfriend on the
> > > registration and vice-versa to get multi car and I'll get renters to

get
> > > multi line but do you know any other tricks?
> > >
> > > I figure I'll lease to get the payment lower and then buy it when the

> > lease
> > > is up and maybe sell it to get some money back. I'm probably going to

> > wait
> > > til they have some special intrest if they offer it on the S2000.
> > >
> > > Any info would be helpful and if anyone knows the secret company with

> > cheap
> > > rates please let me know!
> > >
> > > Ryan
> > >
> > >

> >
> >

>
>




Jason 03-03-2004 09:56 AM

Re: S2000 OWNERS!!! Help me out.
 
Sorry man, I feel your pain. Its B.S. IMO. It took me a logn time to
recover from my college days. They need to offer a course in credit
planning... you dont realize how important it is until its too late.


"Ryan" <nothinfun@hotmail.com> wrote in message
news:-sKdna-DcL3y6NjdRVn-sA@comcast.com...
> That's odd cause I see my rate going through the roof. I quoted myself on
> Geico and it was outragous. Like 280 for 98 civic ex. I pay only 165 now
> with good student and im about to lose it so it will be 210. I'm finding
> that I can't get insurance cause of 2 accidents that were not my fault but
> they don't like to see my name involved in a claim for some reason. Plus

I
> just got reported 3 months ago as 30 days late for a mess-up on my quad

loan
> that Suzuki did and they won't remove it. Dropped my credit score 100
> points. I'm so mad. I almost was able to buy a house and now I can't

even
> insure my car! Frustrating.
>
> Ryan
>
>
> "Jason" <none@none.com> wrote in message
> news:c22mov$1kd$1@geraldo.cc.utexas.edu...
> > At 22 any insurance is so expensive. I just turned 25 and my rates cut

in
> > HALF> However, I go through GEICO, and I was looking into a used S2000

> (29k
> > miles). Geico told me it would be a small fraction more than my 4

> Cylendar
> > Accord Coupe. Something like 20 a month. It was not the horrible

figure
> I
> > was expecting. Give them a call, you might be surprised... But at the

> same
> > time, I would recommend you wait till you turn 25 so that you can get an
> > S2000 AND have your rates drop simultaneously.
> >
> >
> > "Ryan" <nothinfun@hotmail.com> wrote in message
> > news:geydndd4io9hutndRVn-ig@comcast.com...
> > > I went to Honda a few days ago and once again sat in the new '04

S2000.
> > > I've sat in them before and thought they were cool but very expensive.

> I
> > > actually sat in the passengers seat and just had to have it. I don't

> know
> > > why the passenger seat did it. Maybe cause it felt like I was all

> cramped
> > > like a race car but I loved it. (If I get one I will definately be

the
> > one
> > > behind the wheel. No I'm not hiring drivers.)
> > >
> > > I was wondering what you guys are paying for insurance on this beast.

I
> > > haven't called yet for fear of crushing my dream. Also-what discounts

> do
> > > you guys have like married-multicar-homeowners-multi line-etc? And

who
> is
> > > your provider? I'm in Washington State. I am single 22 year mail
> > > (ouch-this is gunna hurt I know) with only 1 minor ticket but I just

> > wanted
> > > to compare rates and discounts. I know I can put my girlfriend on the
> > > registration and vice-versa to get multi car and I'll get renters to

get
> > > multi line but do you know any other tricks?
> > >
> > > I figure I'll lease to get the payment lower and then buy it when the

> > lease
> > > is up and maybe sell it to get some money back. I'm probably going to

> > wait
> > > til they have some special intrest if they offer it on the S2000.
> > >
> > > Any info would be helpful and if anyone knows the secret company with

> > cheap
> > > rates please let me know!
> > >
> > > Ryan
> > >
> > >

> >
> >

>
>




Jason 03-03-2004 09:56 AM

Re: S2000 OWNERS!!! Help me out.
 
Sorry man, I feel your pain. Its B.S. IMO. It took me a logn time to
recover from my college days. They need to offer a course in credit
planning... you dont realize how important it is until its too late.


"Ryan" <nothinfun@hotmail.com> wrote in message
news:-sKdna-DcL3y6NjdRVn-sA@comcast.com...
> That's odd cause I see my rate going through the roof. I quoted myself on
> Geico and it was outragous. Like 280 for 98 civic ex. I pay only 165 now
> with good student and im about to lose it so it will be 210. I'm finding
> that I can't get insurance cause of 2 accidents that were not my fault but
> they don't like to see my name involved in a claim for some reason. Plus

I
> just got reported 3 months ago as 30 days late for a mess-up on my quad

loan
> that Suzuki did and they won't remove it. Dropped my credit score 100
> points. I'm so mad. I almost was able to buy a house and now I can't

even
> insure my car! Frustrating.
>
> Ryan
>
>
> "Jason" <none@none.com> wrote in message
> news:c22mov$1kd$1@geraldo.cc.utexas.edu...
> > At 22 any insurance is so expensive. I just turned 25 and my rates cut

in
> > HALF> However, I go through GEICO, and I was looking into a used S2000

> (29k
> > miles). Geico told me it would be a small fraction more than my 4

> Cylendar
> > Accord Coupe. Something like 20 a month. It was not the horrible

figure
> I
> > was expecting. Give them a call, you might be surprised... But at the

> same
> > time, I would recommend you wait till you turn 25 so that you can get an
> > S2000 AND have your rates drop simultaneously.
> >
> >
> > "Ryan" <nothinfun@hotmail.com> wrote in message
> > news:geydndd4io9hutndRVn-ig@comcast.com...
> > > I went to Honda a few days ago and once again sat in the new '04

S2000.
> > > I've sat in them before and thought they were cool but very expensive.

> I
> > > actually sat in the passengers seat and just had to have it. I don't

> know
> > > why the passenger seat did it. Maybe cause it felt like I was all

> cramped
> > > like a race car but I loved it. (If I get one I will definately be

the
> > one
> > > behind the wheel. No I'm not hiring drivers.)
> > >
> > > I was wondering what you guys are paying for insurance on this beast.

I
> > > haven't called yet for fear of crushing my dream. Also-what discounts

> do
> > > you guys have like married-multicar-homeowners-multi line-etc? And

who
> is
> > > your provider? I'm in Washington State. I am single 22 year mail
> > > (ouch-this is gunna hurt I know) with only 1 minor ticket but I just

> > wanted
> > > to compare rates and discounts. I know I can put my girlfriend on the
> > > registration and vice-versa to get multi car and I'll get renters to

get
> > > multi line but do you know any other tricks?
> > >
> > > I figure I'll lease to get the payment lower and then buy it when the

> > lease
> > > is up and maybe sell it to get some money back. I'm probably going to

> > wait
> > > til they have some special intrest if they offer it on the S2000.
> > >
> > > Any info would be helpful and if anyone knows the secret company with

> > cheap
> > > rates please let me know!
> > >
> > > Ryan
> > >
> > >

> >
> >

>
>




Jason 03-03-2004 09:56 AM

Re: S2000 OWNERS!!! Help me out.
 
Sorry man, I feel your pain. Its B.S. IMO. It took me a logn time to
recover from my college days. They need to offer a course in credit
planning... you dont realize how important it is until its too late.


"Ryan" <nothinfun@hotmail.com> wrote in message
news:-sKdna-DcL3y6NjdRVn-sA@comcast.com...
> That's odd cause I see my rate going through the roof. I quoted myself on
> Geico and it was outragous. Like 280 for 98 civic ex. I pay only 165 now
> with good student and im about to lose it so it will be 210. I'm finding
> that I can't get insurance cause of 2 accidents that were not my fault but
> they don't like to see my name involved in a claim for some reason. Plus

I
> just got reported 3 months ago as 30 days late for a mess-up on my quad

loan
> that Suzuki did and they won't remove it. Dropped my credit score 100
> points. I'm so mad. I almost was able to buy a house and now I can't

even
> insure my car! Frustrating.
>
> Ryan
>
>
> "Jason" <none@none.com> wrote in message
> news:c22mov$1kd$1@geraldo.cc.utexas.edu...
> > At 22 any insurance is so expensive. I just turned 25 and my rates cut

in
> > HALF> However, I go through GEICO, and I was looking into a used S2000

> (29k
> > miles). Geico told me it would be a small fraction more than my 4

> Cylendar
> > Accord Coupe. Something like 20 a month. It was not the horrible

figure
> I
> > was expecting. Give them a call, you might be surprised... But at the

> same
> > time, I would recommend you wait till you turn 25 so that you can get an
> > S2000 AND have your rates drop simultaneously.
> >
> >
> > "Ryan" <nothinfun@hotmail.com> wrote in message
> > news:geydndd4io9hutndRVn-ig@comcast.com...
> > > I went to Honda a few days ago and once again sat in the new '04

S2000.
> > > I've sat in them before and thought they were cool but very expensive.

> I
> > > actually sat in the passengers seat and just had to have it. I don't

> know
> > > why the passenger seat did it. Maybe cause it felt like I was all

> cramped
> > > like a race car but I loved it. (If I get one I will definately be

the
> > one
> > > behind the wheel. No I'm not hiring drivers.)
> > >
> > > I was wondering what you guys are paying for insurance on this beast.

I
> > > haven't called yet for fear of crushing my dream. Also-what discounts

> do
> > > you guys have like married-multicar-homeowners-multi line-etc? And

who
> is
> > > your provider? I'm in Washington State. I am single 22 year mail
> > > (ouch-this is gunna hurt I know) with only 1 minor ticket but I just

> > wanted
> > > to compare rates and discounts. I know I can put my girlfriend on the
> > > registration and vice-versa to get multi car and I'll get renters to

get
> > > multi line but do you know any other tricks?
> > >
> > > I figure I'll lease to get the payment lower and then buy it when the

> > lease
> > > is up and maybe sell it to get some money back. I'm probably going to

> > wait
> > > til they have some special intrest if they offer it on the S2000.
> > >
> > > Any info would be helpful and if anyone knows the secret company with

> > cheap
> > > rates please let me know!
> > >
> > > Ryan
> > >
> > >

> >
> >

>
>




Ryan 03-03-2004 12:54 PM

Re: S2000 OWNERS!!! Help me out.
 
Ya I meant to say the 11000 will be less than the car is worth. You don't
think the $24000 car will be worth more than 11000 in 4 years?

Ryan

"Dave Kelsen" <kelsen@elmore.rr.com> wrote in message
news:wQk1c.180675$Po1.83861@twister.tampabay.rr.co m...
> On 3/3/2004 12:07 AM Ryan spake these words of knowledge:
>
> > All I know is that my roomate bought an RSX Type S and his payment was

512
> > after refinancing negative equity at 2.9%. He didn't like the payment

so he
> > went back the next day andleased it for 400/mo for 4 years with the

residual
> > at like 11000 whick will be considerably more than it is worth. He

could
> > have sold it and made money.
> >
> > I do want to learn more so I will read the article you gave me. Thank

You
> >

>
> Ryan, I think you're on the right track, but misinterpreted something.
> The residual payment, which you correctly surmised is considerably more
> that the car is worth, is what he will have to *pay*, not what he will
> get. There Ain't No Such Thing As A Free Lunch (TANSTAAFL).
>
> Leasing can be beneficial to people in particular circumstances, but
> generally costs more money to achieve the same end.
>
>
> --
> RFT!!!
> Dave Kelsen
>
> Now that the Supreme Court has struck down sodomy laws, our politicians
> have one less potential charge to worry about.





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