Insurance with Hartford
 

Anybody had experience with the Hartford Insurance
for autos? My AAA premium is due, and it is nearly $1000
on a 2001 Elantra, Hartford quoted $845 for the same
coverage.
Would like to know how they are for paying claims.

Re: Insurance with Hartford
 

"irwell" <hook@yahoo.com> wrote in message
news:uc3mm2105kcgtkg2pbv45c14ca9p5hgppv@4ax.com...
> Anybody had experience with the Hartford Insurance
> for autos? My AAA premium is due, and it is nearly $1000
> on a 2001 Elantra, Hartford quoted $845 for the same
> coverage.
> Would like to know how they are for paying claims.


I've had them for about 10 years now. Only one claim for a windshield.
Broken the day before leaving on vacation at 8:00AM, called my agent,
repaired by 3:00 PM.

Re: Insurance with Hartford
 

"irwell" <hook@yahoo.com> wrote in message
news:uc3mm2105kcgtkg2pbv45c14ca9p5hgppv@4ax.com...
> Anybody had experience with the Hartford Insurance
> for autos? My AAA premium is due, and it is nearly $1000
> on a 2001 Elantra, Hartford quoted $845 for the same
> coverage.
> Would like to know how they are for paying claims.

As long as you don't get Titan, Progressive, Geico, Victoria or any
subsidiary therein, your ok.

Re: Insurance with Hartford
 

On Mon, 27 Nov 2006 22:05:45 -0700, "Paradox" <parallaxaz@cox.net>
wrote:

>
>"irwell" <hook@yahoo.com> wrote in message
>news:uc3mm2105kcgtkg2pbv45c14ca9p5hgppv@4ax.com.. .
>> Anybody had experience with the Hartford Insurance
>> for autos? My AAA premium is due, and it is nearly $1000
>> on a 2001 Elantra, Hartford quoted $845 for the same
>> coverage.
>> Would like to know how they are for paying claims.
>
>As long as you don't get Titan, Progressive, Geico, Victoria or any
>subsidiary therein, your ok.
>
I called their quote line and asked for a quote on 2003 Sonata Xl and
my Chevy Tahoe 1989. They quoted me $300 more than my AAA insurance
policy. When I told the sales person my annual premium she stated that
she couldn't match it. They sent me a clock!

Re: Insurance with Hartford
 

I've had Hartford on my cars for 10 years or so. No claims, knock on
wood.

Some issues: they don't have 24/7 customer service. You can report a
claim any time, but there's nobody to call after hours when you realize
the coverage they faxed at 5:00PM on Friday is wrong.

I have had issues with the phone CSRs messing up my VIN and defaulting
to minimum coverage limits without ever asking me about it -make sure
they don't do that to you just to give you a lower price. Perhaps an
agent you go see would not do those things as easily as one on the
phone. That can happen with any insurance company phone CSRs.

I have the suspicion I am paying Hartford too much $$$, around
$1700/year for my 06 Sonata, but I have not yet shopped around to see
if I can get a better price.

irwell wrote:
> Anybody had experience with the Hartford Insurance
> for autos? My AAA premium is due, and it is nearly $1000
> on a 2001 Elantra, Hartford quoted $845 for the same
> coverage.
> Would like to know how they are for paying claims.

Re: Insurance with Hartford
 

"PMDR" <kikaiju@gmail.com> wrote in news:1164789996.272768.212570@
16g2000cwy.googlegroups.com:

> I have the suspicion I am paying Hartford too much $$$, around
> $1700/year for my 06 Sonata, but I have not yet shopped around to see
> if I can get a better price.

I can't speak about Hartford, but I have New Jersey Manufacturers insurance
(I think they only cover NJ and parts of PA). I live in NJ, which is one
of the, if not the, most expensive state for car insurance, and I pay
$1500/year for a 2007 Entourage, 2006 Sonata (both with full coverage) and
a 1988 Chevy P/U (liability only). And at the end of the year I get a
dividend check that averages between $200-$300/year, meaning my net cost is
$1200-$1300 year. I think you are paying WAY too much unless you live in a
very large city or have a bad driving record.

Eric

Re: Insurance with Hartford
 

"PMDR" <kikaiju@gmail.com> wrote in message
>
> I have the suspicion I am paying Hartford too much $$$, around
> $1700/year for my 06 Sonata, but I have not yet shopped around to see
> if I can get a better price.

Rates depend on a lot of factors but in my area, that would be very high. I
pay about $1600 for two cars, an 07 Sonata and an 01 LeSabre