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For people who are paying out of the *** for insurance and still want to drive.Is there any auto clubs out there or anything? whats it like to rent a car full time?

 
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Renting a car full time is crazy, you pay weekly rates that will be similar to monthly lease rates.

Leasing a car is also basically a full time rental but at a more reasonable rate. But you still pay insurance.

As for the auto clubs you are asking about, do you mean auto sharing clubs like this one?

www.autoshare.com

 
Rep Power: 767

Or bettter yet, get a job as a saleman through one of the big three and they'll most likely give you a demo.