does 15km over affect insurance
 

i got a speeding ticket going for 15 over should i fight it or pay it.......oh and it was already reduced at roadside.....is there a possibility i go to court and they raise is back up to the original speed

any ticket(moving violation) affects insurance rates .

i'm not sure if 15 over has demerit points . I'm preety sure not on a highway , but might be a problem on a 40 ? ... not sure


REGARDLESS

you should take it to court . no matter what , going in court will get you a discount . and there's allwais a chance that the cop won't attend . just go ,talk to the prosecutor and he'll say he could drop the speed or the fine ... and you might get the pleasant surprise that when they call your name , and the cop he won't be there ...

There is no demerit points associated with 15 km over. But will it affect your insurance? It's possible. Especially if you are a g1 or g2 licence holder. Each insurance company make their own rules for this sort of thing.

If you want to take this to court go ahead, but I don't think it will accomplish anything. Perhaps your hoping the officer dosn't show? Police can not arbitrarily decide not to show up for court. They are often required for several trials in a day, so a no show would certainly be an inconvenience to the courts and would surely bring disciplinary action. You didnt tell us if this ticket is already reduced (by the officer at the roadside). Regardless, there isn't a lesser bracket for the prosecutor to lower it to.

Also keep in mind that the fine indicated on your ticket is the out of court settlement. It will be a few dollars more if you take it to trial and get convicted.

if u have a clean record , no prior convictions in the last 3 years or accidents in the last 6 ur insurance may not increase. but if u do or think ur chances of getting caught again are high, then u should fight the ticket. ur best chances are with a good paralegal company. try 416-charged.