how much shuld insurance be?
just got an 05 stock tsx. black.
cars: 03 bmw 325i 01 toyota camry xle 05 acura tsx 18-g2-no g yet :( going soon ill be the primary driver.. how much would insurance be per year/month???? |
Originally Posted by Unplug
just got an 05 stock tsx. black.
cars: 03 bmw 325i 01 toyota camry xle 05 acura tsx 18-g2-no g yet :( going soon ill be the primary driver.. how much would insurance be per year/month???? How good or abysmal is your driving record? Do you have driver's ed under your belt? Where do you live? Are you insuring all those cars or just the TSX? Full coverage collsion and liability? Or just liability? What sort of liability coverage? The minimum $200,000, or $1,000,000? What sort of dedictibles for collision, comprehensive? How many km will you drive ayear? Will you drive to work or school and if so, how far is the distance one-way? Under your own policy or under your parents? You say you're going to be primary driver, but who is the owner of record? Even with all that info, it depends. Try seeing how you come out at insurancehotline.com . |
Originally Posted by gldwngr
Too many variables not answered.
How good or abysmal is your driving record? Do you have driver's ed under your belt? Where do you live? Are you insuring all those cars or just the TSX? Full coverage collsion and liability? Or just liability? What sort of liability coverage? The minimum $200,000, or $1,000,000? What sort of dedictibles for collision, comprehensive? How many km will you drive ayear? Will you drive to work or school and if so, how far is the distance one-way? Under your own policy or under your parents? You say you're going to be primary driver, but who is the owner of record? Even with all that info, it depends. Try seeing how you come out at insurancehotline.com . yes i got drivers ed brampton ontario all cars full not sure about deductables 25 000 km a year drive to skool..20km under my dads name..perfect record aswell.. just approx value..not looking for exact |
Originally Posted by Unplug
i got no tickets and no accident.
yes i got drivers ed brampton ontario all cars full not sure about deductables 25 000 km a year drive to skool..20km under my dads name..perfect record aswell.. just approx value..not looking for exact You'll get multi-car discounts worth about 10 or 15% on the lot. If you get the car insurance at the same place as the home insurance, you may shave another 5 or 10% off. The BMW could end up really hurting you the most, though - expensive to repair, and thieves love them As for rates, I can toss out a ballpark number of $750 - $800 a month for all three cars, but it could be less, it could be more, depending on exactly where you live in Brampton and which compnay is quoting. Quotes can vary huge from company to company, sometimes even 100 to 200% difference. Try plugging in your details (same things I asked you), postal code, cars into www.insurancehotline.com and see what comes up. That will get you a closer estimate than anyone here could give you. Try different deductables too - they can really impact your rates with certain cars, but don't skimp on the liability - $1,000,000 is the bottom practical limit these days, and any less can leave you real exposed in case of accident. After that, you just need to call around. With a good driving and accident record though, you'll find the going should be a lot less painfull than many here with tickets under their belt have experienced. |
shop around, i pay $300 a month,
Age:23 Tickets: 2 speeding Accidents: 1 fender bending no clam, but my insurance did go up for reason unknown. So they say. Class: G Cars: 97 accord SE 97 civic ex 02 altime 3.5SE 01 Pathfinder. Coverage: FULL with all that i pay $300 a month. Shop around! Im in brampton ontario and my insurance company is Belair. =) cant wait till ti turn 25 it will drop even more...yaaaay |
hmm..thats good coverage..but yea..no tickets but no g..only g2..i gotta get "G" and accord to my dad its like 1000$ a month...but i dont believe that..
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Originally Posted by Unplug
hmm..thats good coverage..but yea..no tickets but no g..only g2..i gotta get "G" and accord to my dad its like 1000$ a month...but i dont believe that..
It could be that, depending on company, or way more. Shop around. Rates vary tremendously, and if you have a good driving record, you will have a lot of decent options open to you. Of course, those options go away the moment you screw up. Insurance companies can be very picky as to who they "encourage" to shop elsewhere through their rate structures. |
I know TD Monarch Monex offers great insurance deals.
i know TD monarch monex offers great insurance deals. Go check it out |
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