need legal advice!!
 

well about 15 months ago i got into an accident while making a left turn out of a plaza. Some lady hit me and they put it as my fault. both cars were a write off, however i did not have insurance at the time. The lady is now sueing me and her insurance is asking for $30 000- $40 000 out of my pocket to cover for some of the damages. I do not have this kind of money and will be hard for me to get it (loans, selling assets etc...) anyone been in a similar situation? Should i get a lawyer? thnx