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will not at fault accident increase my premiums?

Old 10-08-2007, 10:03 PM
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will not at fault accident increase my premiums?


i have gotten rear ended twice within 4 months and i'm just scared that the excessive amount of not at fault accidents will increase my premiums....
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Old 10-09-2007, 01:40 AM
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Many companies will raise your premiums after 3 not at fault collisions. However thats not always the case depends on your company.
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Old 10-11-2007, 04:57 PM
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what voltar said... you should be OK with 2 but 3 seems to be the magic number within a 2 year period.
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Old 10-15-2007, 09:50 PM
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A friend of mine got rear ended a few times over the past year. He was paying $400 per month.

All accidents will catch up with you eventually.
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Old 10-22-2007, 06:13 PM
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I'm pretty sure your insurance premium will not get effected if this is your first not at fault accident. But i heard that if you happen to get too many not at-fault accident within a short period. The insurance will think you're a reckless or proposely provoking an accident which you might be put in a high risk category.
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Old 10-25-2007, 11:52 AM
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If the damage isn't that excessive, I'd say fix the damage yourself. :thumbsup:
Try not to get the insurance company involved if it isn't that bad.

I'd say only get the insurance involved if the damage is over $500 or $1000 which is what your deductible usually is....hope this helps.

It really does suck that you got rear-ended so many times....BAD LUCK indeed.
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