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Don't send me a sh!tload of credit card offers and

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Old 03-30-2005, 12:11 AM
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Angry Don't send me a sh!tload of credit card offers and

not approve me for a card. Seriously I been receiving tons of credit card offers in the mail. I want a CC so I can build credit so of course I fill these offers out and yet I never get approved for a card. It just pisses me off how companies clutter up your mail with offers and then deny you a card.
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Old 03-30-2005, 12:31 AM
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yeah, its a pain. I'm tired of receiving the ones that make you pay a yearly fee, when I already have plenty of cards that don't, so why in the hell would I want one with a fee?
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Old 03-30-2005, 01:15 AM
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For some reason, my first cc was for $5000! I don't know why they gave it to me, because I was only 20, and was making about $1000 per month take home. I definitely shouldn't have been given that card.
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Old 03-30-2005, 01:29 AM
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Originally Posted by Evil Slapdaddy
For some reason, my first cc was for $5000! I don't know why they gave it to me, because I was only 20, and was making about $1000 per month take home. I definitely shouldn't have been given that card.
Dam! Lucky you!
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Old 03-30-2005, 01:59 AM
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Ya pretty **** lucky, my first card (and still use it) had/has only 500 limit.
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Old 03-30-2005, 06:41 AM
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i applied at capitol one and they declined me because I had too many other CC requests (I need one for Dejafini.com's merchant account, paypal won't let me use the same cc twice and I already have a paypal account... nice security measure but sucks in this case).

I read it on Maddox, so giving credit where it's due, but this is what I do with our junk mail now.

When credit card companies or any company sends my house junk mail and they give a no postage necessary business envelope to mail them back, I take all the other junk that I get (coupons and crap like that) and put them in their business reply envelopes and mail them back. As Maddox put it "You're doing THEM the favor of offering them .50 off their next Pizza! They should be happy!" haha.
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Old 03-30-2005, 08:43 AM
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Originally Posted by meissenation
When credit card companies or any company sends my house junk mail and they give a no postage necessary business envelope to mail them back, I take all the other junk that I get (coupons and crap like that) and put them in their business reply envelopes and mail them back. As Maddox put it "You're doing THEM the favor of offering them .50 off their next Pizza! They should be happy!" haha.
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Old 03-30-2005, 12:02 PM
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Originally Posted by Mr. Kamerick CCS rep
"Thank you for choosing Bank of America, credit card services, this is Grant Kamerick speaking. If you would like to fill out an application for a credit line right over the phone i'd be delighted to contect you with one of my application specialists and we can take that for you today. The number is 1-800-732-9194. Or if you'd perfer to fill that application out on-line you may visit us at www.bankofamerica.com. Either way is fast and convient, the choice is yours. One moment please and i'll conect you. Thank you for choosing Bank of America and have a beautiful day "
Sorry, i had to do it.
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Old 03-30-2005, 07:04 PM
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is that your job, Grant? lol
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Old 03-30-2005, 07:07 PM
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Chris, I'm a loan officer. If you need help building your credit send me a PM and I'll help you out.
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Old 03-30-2005, 07:15 PM
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i wanna loan 2
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Old 03-30-2005, 07:17 PM
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Originally Posted by JesasaurusRex
i wanna loan 2
I wasn't talking about a loan but just how to improve his credit or at least build it.

I'll give you a line of credit to pay for your engine build.
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Old 03-30-2005, 08:51 PM
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Originally Posted by ProjectCamaro

I'll give you a line of credit to pay for your engine build.
meaning...?
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Old 03-30-2005, 10:09 PM
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Originally Posted by JesasaurusRex
meaning...?
It's a second mortgage that work's just like a credit card. If you have a line for say $50,000 you never get billed for any of it unless you use it. If you use $10,000 you get billed for the $10,000 and nothing else. Once you pay the $10,000 off you can use the entire $50,000 again. It's really a good plan and if you own a house I'm your man. Closing costs of just $83.
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Old 03-30-2005, 10:18 PM
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go get a gas staion credit card just buy gas with it and pay for it then you will have good credit and then go apply to a real credit card and they all aprove you . one of my friends did that
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