Rep Power: 783

They own it no matter what, if it is 'totalled' (Insurance companies decide if a car is totaled by determining if the damage is over 1/4th the value of the car, if so, its totalled out.) out by the insurance company, they pay you the amount of the cars worth and they own the car, and everything on/in it, period.

 
Rep Power: 689

Well that sucks

 
Rep Power: 691

its bullsht, if i have the title to the car, and have paid it off in full why do they own the car if it gets total'd.

 
Rep Power: 951

Update: Yes the car is totaled, give my statement to both insurance company's (he did to) They said monday they will let me know who is at fault. I mean we know who but they have to determine heh.....

 
Rep Power: 1046

yes, but they are paying you for the car. Essentially, you have sold them the car. And once you someone a car, its theirs to keep. Yes, it sucks, especially if you have aftermarket parts that are still good, but really its only fair.