Timing Belt Change???
#76
Guest
Posts: n/a
Re: Timing Belt Change???
In article <Xns9897ED0B573C8tegger@207.14.116.130>, tegger@tegger.c0m
says...
> The biggest problem with dumping lots of money into an old car is
> insurance. The insurance company doesn't care whether your car is
> mechanically brand-new or a worn-out deathtrap, so if you had to claim, you
> would have to fight to get anything for all the mechanical work you might
> have done. Basically, you will not be covered for money spent on mechanical
> condition.
>
> The strange thing is that they WILL pay you a portion of your expenses if
> you spend your money on something stupid and useless, like fancy wheels or
> a stereo, or a snazzy paint job.
This may be a case of "YMMV" - when my eight-year-old Prelude was
totalled in 1990, a couple of months after I'd spent over $1000 on an
engine rebuild, I successfully argued to my insurance company that they
needed to factor in the cost of that work in determining the amount of
the check they were going to cut. Once I supplied receipts, they agreed
to do so, and IIRC the upward adjustment they finally settled on was a
significant percentage of the amount incurred for the rebuild.
Of course, it's entirely possible that insurance companies have gotten
considerably more hard-*** about this in the intervening years, and
since I haven't had a total loss claim since then, I (thankfully)
haven't had the opportunity to find out.
Dave
says...
> The biggest problem with dumping lots of money into an old car is
> insurance. The insurance company doesn't care whether your car is
> mechanically brand-new or a worn-out deathtrap, so if you had to claim, you
> would have to fight to get anything for all the mechanical work you might
> have done. Basically, you will not be covered for money spent on mechanical
> condition.
>
> The strange thing is that they WILL pay you a portion of your expenses if
> you spend your money on something stupid and useless, like fancy wheels or
> a stereo, or a snazzy paint job.
This may be a case of "YMMV" - when my eight-year-old Prelude was
totalled in 1990, a couple of months after I'd spent over $1000 on an
engine rebuild, I successfully argued to my insurance company that they
needed to factor in the cost of that work in determining the amount of
the check they were going to cut. Once I supplied receipts, they agreed
to do so, and IIRC the upward adjustment they finally settled on was a
significant percentage of the amount incurred for the rebuild.
Of course, it's entirely possible that insurance companies have gotten
considerably more hard-*** about this in the intervening years, and
since I haven't had a total loss claim since then, I (thankfully)
haven't had the opportunity to find out.
Dave
#77
Guest
Posts: n/a
Re: Timing Belt Change???
In article <Xns9897ED0B573C8tegger@207.14.116.130>, tegger@tegger.c0m
says...
> The biggest problem with dumping lots of money into an old car is
> insurance. The insurance company doesn't care whether your car is
> mechanically brand-new or a worn-out deathtrap, so if you had to claim, you
> would have to fight to get anything for all the mechanical work you might
> have done. Basically, you will not be covered for money spent on mechanical
> condition.
>
> The strange thing is that they WILL pay you a portion of your expenses if
> you spend your money on something stupid and useless, like fancy wheels or
> a stereo, or a snazzy paint job.
This may be a case of "YMMV" - when my eight-year-old Prelude was
totalled in 1990, a couple of months after I'd spent over $1000 on an
engine rebuild, I successfully argued to my insurance company that they
needed to factor in the cost of that work in determining the amount of
the check they were going to cut. Once I supplied receipts, they agreed
to do so, and IIRC the upward adjustment they finally settled on was a
significant percentage of the amount incurred for the rebuild.
Of course, it's entirely possible that insurance companies have gotten
considerably more hard-*** about this in the intervening years, and
since I haven't had a total loss claim since then, I (thankfully)
haven't had the opportunity to find out.
Dave
says...
> The biggest problem with dumping lots of money into an old car is
> insurance. The insurance company doesn't care whether your car is
> mechanically brand-new or a worn-out deathtrap, so if you had to claim, you
> would have to fight to get anything for all the mechanical work you might
> have done. Basically, you will not be covered for money spent on mechanical
> condition.
>
> The strange thing is that they WILL pay you a portion of your expenses if
> you spend your money on something stupid and useless, like fancy wheels or
> a stereo, or a snazzy paint job.
This may be a case of "YMMV" - when my eight-year-old Prelude was
totalled in 1990, a couple of months after I'd spent over $1000 on an
engine rebuild, I successfully argued to my insurance company that they
needed to factor in the cost of that work in determining the amount of
the check they were going to cut. Once I supplied receipts, they agreed
to do so, and IIRC the upward adjustment they finally settled on was a
significant percentage of the amount incurred for the rebuild.
Of course, it's entirely possible that insurance companies have gotten
considerably more hard-*** about this in the intervening years, and
since I haven't had a total loss claim since then, I (thankfully)
haven't had the opportunity to find out.
Dave
#78
Guest
Posts: n/a
Re: Timing Belt Change???
The question is when to keep on nursing an elderly car along or
spring for a reasonably fresh used car (three year old off lease).
I kept on getting a bunch of $300 - $500 annoyances on my
aging 1990 civic - never enough to junk it my opinion.
My threshhold would have been a four-figure fix.
A road-rage driver finally made the decision and totalled the
vehicle, fairly soon after I had just put in a new EGR.
spring for a reasonably fresh used car (three year old off lease).
I kept on getting a bunch of $300 - $500 annoyances on my
aging 1990 civic - never enough to junk it my opinion.
My threshhold would have been a four-figure fix.
A road-rage driver finally made the decision and totalled the
vehicle, fairly soon after I had just put in a new EGR.
#79
Guest
Posts: n/a
Re: Timing Belt Change???
The question is when to keep on nursing an elderly car along or
spring for a reasonably fresh used car (three year old off lease).
I kept on getting a bunch of $300 - $500 annoyances on my
aging 1990 civic - never enough to junk it my opinion.
My threshhold would have been a four-figure fix.
A road-rage driver finally made the decision and totalled the
vehicle, fairly soon after I had just put in a new EGR.
spring for a reasonably fresh used car (three year old off lease).
I kept on getting a bunch of $300 - $500 annoyances on my
aging 1990 civic - never enough to junk it my opinion.
My threshhold would have been a four-figure fix.
A road-rage driver finally made the decision and totalled the
vehicle, fairly soon after I had just put in a new EGR.
#80
Guest
Posts: n/a
Re: Timing Belt Change???
The question is when to keep on nursing an elderly car along or
spring for a reasonably fresh used car (three year old off lease).
I kept on getting a bunch of $300 - $500 annoyances on my
aging 1990 civic - never enough to junk it my opinion.
My threshhold would have been a four-figure fix.
A road-rage driver finally made the decision and totalled the
vehicle, fairly soon after I had just put in a new EGR.
spring for a reasonably fresh used car (three year old off lease).
I kept on getting a bunch of $300 - $500 annoyances on my
aging 1990 civic - never enough to junk it my opinion.
My threshhold would have been a four-figure fix.
A road-rage driver finally made the decision and totalled the
vehicle, fairly soon after I had just put in a new EGR.
#81
Guest
Posts: n/a
Re: Timing Belt Change???
The question is when to keep on nursing an elderly car along or
spring for a reasonably fresh used car (three year old off lease).
I kept on getting a bunch of $300 - $500 annoyances on my
aging 1990 civic - never enough to junk it my opinion.
My threshhold would have been a four-figure fix.
A road-rage driver finally made the decision and totalled the
vehicle, fairly soon after I had just put in a new EGR.
spring for a reasonably fresh used car (three year old off lease).
I kept on getting a bunch of $300 - $500 annoyances on my
aging 1990 civic - never enough to junk it my opinion.
My threshhold would have been a four-figure fix.
A road-rage driver finally made the decision and totalled the
vehicle, fairly soon after I had just put in a new EGR.
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lanh08
Other Honda Models
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01-01-2008 08:07 PM
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