Eric G.

Matt Whiting <whiting@epix.net> wrote in news:PArbg.8903$lb.806673
@news1.epix.net:

>>>Yes, I mean what I say and I say what I mean. I realize that is
>>>becoming increasingly rare in this PC world in which we live, but,
>>>hey, that is me.
>>>
>>>Matt
>>
>>
>> More power to you. I do the same most of the time. It's the fact that
>> you believe what you say that scares the crap outta me. But, hey,
>> that's just me.
>
> Be afraid. Be very afraid. :-)
>
> I'm curious; what do I believe that "scares the crap outta" you?
>
> Matt
>

That someone needs to have "more money than brains" to want a new car every
few years.

Eric

Matt Whiting

Eric G. wrote:
> Matt Whiting <whiting@epix.net> wrote in news:PArbg.8903$lb.806673
> @news1.epix.net:
>
>
>>>>Yes, I mean what I say and I say what I mean. I realize that is
>>>>becoming increasingly rare in this PC world in which we live, but,
>>>>hey, that is me.
>>>>
>>>>Matt
>>>
>>>
>>>More power to you. I do the same most of the time. It's the fact that
>>>you believe what you say that scares the crap outta me. But, hey,
>>>that's just me.
>>
>>Be afraid. Be very afraid. :-)
>>
>>I'm curious; what do I believe that "scares the crap outta" you?
>>
>>Matt
>>
>
>
> That someone needs to have "more money than brains" to want a new car every
> few years.

Wow, if that scares the crap outta ya, then you are one timid individual.

That wouldn't even raise my level of concern. An armed burglar trying
to break into my house, wouldn't even scare the crap out of me. Well,
if I couldn't get to my .44 magnum quickly enough, it might increase my
anxiety a little. :-)


Matt

Matt Whiting

Eric G. wrote:
> Matt Whiting <whiting@epix.net> wrote in news:PArbg.8903$lb.806673
> @news1.epix.net:
>
>
>>>>Yes, I mean what I say and I say what I mean. I realize that is
>>>>becoming increasingly rare in this PC world in which we live, but,
>>>>hey, that is me.
>>>>
>>>>Matt
>>>
>>>
>>>More power to you. I do the same most of the time. It's the fact that
>>>you believe what you say that scares the crap outta me. But, hey,
>>>that's just me.
>>
>>Be afraid. Be very afraid. :-)
>>
>>I'm curious; what do I believe that "scares the crap outta" you?
>>
>>Matt
>>
>
>
> That someone needs to have "more money than brains" to want a new car every
> few years.

Wow, if that scares the crap outta ya, then you are one timid individual.

That wouldn't even raise my level of concern. An armed burglar trying
to break into my house, wouldn't even scare the crap out of me. Well,
if I couldn't get to my .44 magnum quickly enough, it might increase my
anxiety a little. :-)


Matt

Matt Whiting

Eric G. wrote:
> Matt Whiting <whiting@epix.net> wrote in news:PArbg.8903$lb.806673
> @news1.epix.net:
>
>
>>>>Yes, I mean what I say and I say what I mean. I realize that is
>>>>becoming increasingly rare in this PC world in which we live, but,
>>>>hey, that is me.
>>>>
>>>>Matt
>>>
>>>
>>>More power to you. I do the same most of the time. It's the fact that
>>>you believe what you say that scares the crap outta me. But, hey,
>>>that's just me.
>>
>>Be afraid. Be very afraid. :-)
>>
>>I'm curious; what do I believe that "scares the crap outta" you?
>>
>>Matt
>>
>
>
> That someone needs to have "more money than brains" to want a new car every
> few years.

Wow, if that scares the crap outta ya, then you are one timid individual.

That wouldn't even raise my level of concern. An armed burglar trying
to break into my house, wouldn't even scare the crap out of me. Well,
if I couldn't get to my .44 magnum quickly enough, it might increase my
anxiety a little. :-)


Matt

Eric G.

Matt Whiting <whiting@epix.net> wrote in
news:sNsbg.8907$lb.806720@news1.epix.net:

>>>I'm curious; what do I believe that "scares the crap outta" you?
>>>
>>>Matt
>>>
>>
>>
>> That someone needs to have "more money than brains" to want a new car
>> every few years.
>
> Wow, if that scares the crap outta ya, then you are one timid
> individual.

OK, Mr. Literal.

> That wouldn't even raise my level of concern. An armed burglar trying
> to break into my house, wouldn't even scare the crap out of me. Well,
> if I couldn't get to my .44 magnum quickly enough, it might increase
> my anxiety a little. :-)

Why would that worry you? Don't you have a .357 Mag and a .32 Baretta
tucked in other locations like I do? Then there is always the Remington 12
ga on my wifes side of the room.

Eric

Eric G.

Matt Whiting <whiting@epix.net> wrote in
news:sNsbg.8907$lb.806720@news1.epix.net:

>>>I'm curious; what do I believe that "scares the crap outta" you?
>>>
>>>Matt
>>>
>>
>>
>> That someone needs to have "more money than brains" to want a new car
>> every few years.
>
> Wow, if that scares the crap outta ya, then you are one timid
> individual.

OK, Mr. Literal.

> That wouldn't even raise my level of concern. An armed burglar trying
> to break into my house, wouldn't even scare the crap out of me. Well,
> if I couldn't get to my .44 magnum quickly enough, it might increase
> my anxiety a little. :-)

Why would that worry you? Don't you have a .357 Mag and a .32 Baretta
tucked in other locations like I do? Then there is always the Remington 12
ga on my wifes side of the room.

Eric

Eric G.

Matt Whiting <whiting@epix.net> wrote in
news:sNsbg.8907$lb.806720@news1.epix.net:

>>>I'm curious; what do I believe that "scares the crap outta" you?
>>>
>>>Matt
>>>
>>
>>
>> That someone needs to have "more money than brains" to want a new car
>> every few years.
>
> Wow, if that scares the crap outta ya, then you are one timid
> individual.

OK, Mr. Literal.

> That wouldn't even raise my level of concern. An armed burglar trying
> to break into my house, wouldn't even scare the crap out of me. Well,
> if I couldn't get to my .44 magnum quickly enough, it might increase
> my anxiety a little. :-)

Why would that worry you? Don't you have a .357 Mag and a .32 Baretta
tucked in other locations like I do? Then there is always the Remington 12
ga on my wifes side of the room.

Eric

Christopher Wong

On 2006-05-19, Mike Marlow <mmarlowREMOVE@alltel.net> wrote:
> "Christopher Wong" <cwong@world.std.com> wrote in message
> news:8a-dndYpwJU1sPDZRVn-hA@rcn.net...
>> Hyundai and Kia suffer from one specific disadvantage in resale value: their
>> warranty. Your shiny new Hyundai is a used car the moment you drive it off
>> the lot. That means when it's sold, the 10/100 powertrain warranty
>> evaporates, leaving you with the basic 5/60. Ever tried to purchase a 5 year
>> powertrain warranty on a used car? That is the equivalent value lost in the
>> transition between new and used.
>
> Huh? You lost me with that logic Chris. The Hyundai comes with the 5/60
> power train warranty used, and you would have to purchase that with most
> other used cars. How is that a depreciation factor?

Remember, depreciation counts how much value you lose from its purchase
price. Hyundai warranties are priced into the car when purchased. You
already paid for it. The value of a depreciated Hyundai is its value to a
used car buyer. Suppose you bought a brand new Hyundai:

Value of brand new Hyundai to you (what you paid)
= (value of 100/10 warranty) + (value of 5/60 warranty) + everything else

Value of your brand new Hyundai to another buyer
= (value of 5/60 warranty) + everything else

Notice the absence of (value of 100/10 warranty) in the second equation. So
even before taking regular depreciation into account, you're out a chunk of
change. Manufacturer warranties are not worthless. I myself have used it for
an Accent's exhaust repair worth $300, and I know someone who used her
warranty to fix a busted Tiburon transmission at 80K. It's that kind of
value that should be priced into the depreciation equation.

Chris

Christopher Wong

On 2006-05-19, Mike Marlow <mmarlowREMOVE@alltel.net> wrote:
> "Christopher Wong" <cwong@world.std.com> wrote in message
> news:8a-dndYpwJU1sPDZRVn-hA@rcn.net...
>> Hyundai and Kia suffer from one specific disadvantage in resale value: their
>> warranty. Your shiny new Hyundai is a used car the moment you drive it off
>> the lot. That means when it's sold, the 10/100 powertrain warranty
>> evaporates, leaving you with the basic 5/60. Ever tried to purchase a 5 year
>> powertrain warranty on a used car? That is the equivalent value lost in the
>> transition between new and used.
>
> Huh? You lost me with that logic Chris. The Hyundai comes with the 5/60
> power train warranty used, and you would have to purchase that with most
> other used cars. How is that a depreciation factor?

Remember, depreciation counts how much value you lose from its purchase
price. Hyundai warranties are priced into the car when purchased. You
already paid for it. The value of a depreciated Hyundai is its value to a
used car buyer. Suppose you bought a brand new Hyundai:

Value of brand new Hyundai to you (what you paid)
= (value of 100/10 warranty) + (value of 5/60 warranty) + everything else

Value of your brand new Hyundai to another buyer
= (value of 5/60 warranty) + everything else

Notice the absence of (value of 100/10 warranty) in the second equation. So
even before taking regular depreciation into account, you're out a chunk of
change. Manufacturer warranties are not worthless. I myself have used it for
an Accent's exhaust repair worth $300, and I know someone who used her
warranty to fix a busted Tiburon transmission at 80K. It's that kind of
value that should be priced into the depreciation equation.

Chris

Christopher Wong

On 2006-05-19, Mike Marlow <mmarlowREMOVE@alltel.net> wrote:
> "Christopher Wong" <cwong@world.std.com> wrote in message
> news:8a-dndYpwJU1sPDZRVn-hA@rcn.net...
>> Hyundai and Kia suffer from one specific disadvantage in resale value: their
>> warranty. Your shiny new Hyundai is a used car the moment you drive it off
>> the lot. That means when it's sold, the 10/100 powertrain warranty
>> evaporates, leaving you with the basic 5/60. Ever tried to purchase a 5 year
>> powertrain warranty on a used car? That is the equivalent value lost in the
>> transition between new and used.
>
> Huh? You lost me with that logic Chris. The Hyundai comes with the 5/60
> power train warranty used, and you would have to purchase that with most
> other used cars. How is that a depreciation factor?

Remember, depreciation counts how much value you lose from its purchase
price. Hyundai warranties are priced into the car when purchased. You
already paid for it. The value of a depreciated Hyundai is its value to a
used car buyer. Suppose you bought a brand new Hyundai:

Value of brand new Hyundai to you (what you paid)
= (value of 100/10 warranty) + (value of 5/60 warranty) + everything else

Value of your brand new Hyundai to another buyer
= (value of 5/60 warranty) + everything else

Notice the absence of (value of 100/10 warranty) in the second equation. So
even before taking regular depreciation into account, you're out a chunk of
change. Manufacturer warranties are not worthless. I myself have used it for
an Accent's exhaust repair worth $300, and I know someone who used her
warranty to fix a busted Tiburon transmission at 80K. It's that kind of
value that should be priced into the depreciation equation.

Chris

Matt Whiting

Eric G. wrote:
> Matt Whiting <whiting@epix.net> wrote in
> news:sNsbg.8907$lb.806720@news1.epix.net:
>
>
>>>>I'm curious; what do I believe that "scares the crap outta" you?
>>>>
>>>>Matt
>>>>
>>>
>>>
>>>That someone needs to have "more money than brains" to want a new car
>>>every few years.
>>
>>Wow, if that scares the crap outta ya, then you are one timid
>>individual.
>
>
> OK, Mr. Literal.

:-)


>>That wouldn't even raise my level of concern. An armed burglar trying
>>to break into my house, wouldn't even scare the crap out of me. Well,
>>if I couldn't get to my .44 magnum quickly enough, it might increase
>>my anxiety a little. :-)
>
>
> Why would that worry you? Don't you have a .357 Mag and a .32 Baretta
> tucked in other locations like I do? Then there is always the Remington 12
> ga on my wifes side of the room.

No, I don't. I don't use toy guns of less than .40 caliber. Well,
handguns, anyway. My 7mm Remington Magnum is obviously less than .40,
but it still has plenty of punch. Any my Marlin .44 Magnum level action
is a really handy gun in close quarters.

Yes, hard to beat a 12 gauge for protection purposes.

Matt

Matt Whiting

Eric G. wrote:
> Matt Whiting <whiting@epix.net> wrote in
> news:sNsbg.8907$lb.806720@news1.epix.net:
>
>
>>>>I'm curious; what do I believe that "scares the crap outta" you?
>>>>
>>>>Matt
>>>>
>>>
>>>
>>>That someone needs to have "more money than brains" to want a new car
>>>every few years.
>>
>>Wow, if that scares the crap outta ya, then you are one timid
>>individual.
>
>
> OK, Mr. Literal.

:-)


>>That wouldn't even raise my level of concern. An armed burglar trying
>>to break into my house, wouldn't even scare the crap out of me. Well,
>>if I couldn't get to my .44 magnum quickly enough, it might increase
>>my anxiety a little. :-)
>
>
> Why would that worry you? Don't you have a .357 Mag and a .32 Baretta
> tucked in other locations like I do? Then there is always the Remington 12
> ga on my wifes side of the room.

No, I don't. I don't use toy guns of less than .40 caliber. Well,
handguns, anyway. My 7mm Remington Magnum is obviously less than .40,
but it still has plenty of punch. Any my Marlin .44 Magnum level action
is a really handy gun in close quarters.

Yes, hard to beat a 12 gauge for protection purposes.

Matt

Matt Whiting

Eric G. wrote:
> Matt Whiting <whiting@epix.net> wrote in
> news:sNsbg.8907$lb.806720@news1.epix.net:
>
>
>>>>I'm curious; what do I believe that "scares the crap outta" you?
>>>>
>>>>Matt
>>>>
>>>
>>>
>>>That someone needs to have "more money than brains" to want a new car
>>>every few years.
>>
>>Wow, if that scares the crap outta ya, then you are one timid
>>individual.
>
>
> OK, Mr. Literal.

:-)


>>That wouldn't even raise my level of concern. An armed burglar trying
>>to break into my house, wouldn't even scare the crap out of me. Well,
>>if I couldn't get to my .44 magnum quickly enough, it might increase
>>my anxiety a little. :-)
>
>
> Why would that worry you? Don't you have a .357 Mag and a .32 Baretta
> tucked in other locations like I do? Then there is always the Remington 12
> ga on my wifes side of the room.

No, I don't. I don't use toy guns of less than .40 caliber. Well,
handguns, anyway. My 7mm Remington Magnum is obviously less than .40,
but it still has plenty of punch. Any my Marlin .44 Magnum level action
is a really handy gun in close quarters.

Yes, hard to beat a 12 gauge for protection purposes.

Matt

Mike Marlow

"Eric G." <NgOrSePeAnM99@Zoptonline.Znet> wrote in message
news:Xns97C8AF44D5AC6Xz124HiiUdfEEE6@140.99.99.130 ...
> "Mike Marlow" <mmarlowREMOVE@alltel.net> wrote in
> news:48f5c$446e24ab$45289739$22115@ALLTEL.NET:
>
> > More money than brains? That's what I used to think too,, but the
> > more I work on cars now, the more I believe those folks may not be so
> > stupid. Drive 'em trade 'em in before you have to do *anything* to
> > them, and go about the other things in life. What the heck - a car
> > payment is a car payment. Why worry about depreciation if you're
> > resigned to a car payment for the rest of your life.
>
> I'm sure you are saying some of that tounge-in-cheek, but you do make a
> good point. Since 1990, my car payments have only gone down (admittedly,
> not much) each time I traded up.
>
> A few times I traded up my car loan was actually "upside-down", but that
> hasn't happened yet with my Hyundai's.
>

Actually Eric - not so tongue in cheek. I'm getting to the point where I'm
really getting tired of working on cars. I have 5 to maintain in my
household plus all of the "friends and neighbors". I'm really starting to
see some value in simply driving them. Sometimes it seems that all you do
is bend over an engine compartment, or lay underneath a tranny, or wet sand
a body, or...

--

-Mike-
mmarlowREMOVE@alltel.net

Mike Marlow

"Eric G." <NgOrSePeAnM99@Zoptonline.Znet> wrote in message
news:Xns97C8AF44D5AC6Xz124HiiUdfEEE6@140.99.99.130 ...
> "Mike Marlow" <mmarlowREMOVE@alltel.net> wrote in
> news:48f5c$446e24ab$45289739$22115@ALLTEL.NET:
>
> > More money than brains? That's what I used to think too,, but the
> > more I work on cars now, the more I believe those folks may not be so
> > stupid. Drive 'em trade 'em in before you have to do *anything* to
> > them, and go about the other things in life. What the heck - a car
> > payment is a car payment. Why worry about depreciation if you're
> > resigned to a car payment for the rest of your life.
>
> I'm sure you are saying some of that tounge-in-cheek, but you do make a
> good point. Since 1990, my car payments have only gone down (admittedly,
> not much) each time I traded up.
>
> A few times I traded up my car loan was actually "upside-down", but that
> hasn't happened yet with my Hyundai's.
>

Actually Eric - not so tongue in cheek. I'm getting to the point where I'm
really getting tired of working on cars. I have 5 to maintain in my
household plus all of the "friends and neighbors". I'm really starting to
see some value in simply driving them. Sometimes it seems that all you do
is bend over an engine compartment, or lay underneath a tranny, or wet sand
a body, or...

--

-Mike-
mmarlowREMOVE@alltel.net