kroger Bobb

From Bones46@webtv.net
Ive been leasing my Hyundai Accent for quite a while. It is now ending
and I am buying the car. I like it so why not!! While leasing the
payments are 244$ per month. The next four years the monthly payments
will be $108. That is a payment I can live with. Bob









http://community.webtv.net/bones46/BobSeifertsWebPage0

http://community-2.webtv.net/bones46.../mailedD15.jpg

Brian Nystrom

kroger Bobb wrote:
> From Bones46@webtv.net
> Ive been leasing my Hyundai Accent for quite a while. It is now ending
> and I am buying the car. I like it so why not!! While leasing the
> payments are 244$ per month. The next four years the monthly payments
> will be $108. That is a payment I can live with. Bob

Next time, just buy it up front and save yourself a lot of money.

I'm Right

why are you retarded and gay?

244$ what the is that?

$244 is the ONLY way.
To write it.



"kroger Bobb" <bones46@webtv.net> wrote in message
news:12655-427E8F7F-212@storefull-3176.bay.webtv.net...
> From Bones46@webtv.net
> Ive been leasing my Hyundai Accent for quite a while. It is now ending
> and I am buying the car. I like it so why not!! While leasing the
> payments are 244$ per month. The next four years the monthly payments
> will be $108. That is a payment I can live with. Bob
>
>
>
>
>
>
>
>
>
> http://community.webtv.net/bones46/BobSeifertsWebPage0
>
>
http://community-2.webtv.net/bones46.../mailedD15.jpg
>

Jody

some people cannot afford the financing payments brian thats why they lease.
we cant afford a 400.00 payment a month for 5 yrs so if we got a new one it
would be a lease even though it seems that your wasting $ out the window on
a car u wont own in the end...
"Brian Nystrom" <brian.nystrom@att.net> wrote in message
news:gUHfe.728225$w62.436902@bgtnsc05-news.ops.worldnet.att.net...
> kroger Bobb wrote:
>> From Bones46@webtv.net
>> Ive been leasing my Hyundai Accent for quite a while. It is now ending
>> and I am buying the car. I like it so why not!! While leasing the
>> payments are 244$ per month. The next four years the monthly payments
>> will be $108. That is a payment I can live with. Bob
>
> Next time, just buy it up front and save yourself a lot of money.

Dances With Crows

On Mon, 9 May 2005 12:41:32 -0500, Jody staggered into the Black Sun and
said:

Please don't top-post. Message rearranged (and edited for speling and
punctuation) for easier reading comprehension:

> "Brian Nystrom" <brian.nystrom@att.net> wrote
>> kroger Bobb wrote:
>>> From Bones46@webtv.net
>>> Ive been leasing my Hyundai Accent for quite a while. It is now
>>> ending and I am buying the car. I like it so why not!! While leasing
>>> the payments are 244$ per month. The next four years the monthly
>>> payments will be $108. That is a payment I can live with.

4 years? For a car as cheap as an *Accent*? Good grief. One big rule
that people seem to forget: The longer the loan, the more you end up
paying in interest. The $5184 you'll pay in total probably has at least
$350 in interest/finance charges--it's impossible for me to tell what
the exact numbers for that are though. I got a decent 3-year loan rate
on my Tiburon and *still* ended up paying a total of $600 in
interest/finance charges--which is really annoying. Debt sucks; carry
as little as possible.

>> Next time, just buy it up front and save yourself a lot of money.
> Some people cannot afford the financing payments, Brian, that's why
> they lease.

"If you can't afford it, don't buy it" doesn't work? Oh well. A ____
and his _____ are soon ______, eh?

> We can't afford a 400.00 payment a month for 5 yrs,

Hm. 400*60=24,000 , and Accents don't cost *that* much unless you get a
loan-shark interest rate. Unless you meant $400 (Canadian) or 400 DM or
some non-US currency unit, or you meant something that isn't an Accent.
(In written communications on Usenet or similar media, you have to be
more precise than usual; otherwise people can and will misunderstand
you.)

> so if we got a new one, it would be a lease, even though it seems that
> you're wasting $ out the window on a car you won't own in the end...

Yeah. The way to save money on a car is to buy a 1-2 year old car
that's a model that has a good repair/reliability record, then drive it
until it falls apart or repair time+costs get too annoying. That means
you can't show off your new car, natch, but the money you save by buying
used would easily pay for a nice vacation or 2. (Or you could put that
money into an aggressive mutual fund, and make it make money for you...)
I'll probably end up buying a used Prius or similar econobox when my Tib
falls apart if gas prices keep creeping upwards. Anyway, leasing a car
is usually a bad financial move; YMMV though.

--
Matt G|There is no Darkness in eternity/But only Light too dim for us to see
Hire me! http://crow202.dyndns.org/~mhgraham/resume/
Stupidity got us into this mess--why can't it get us out?

Jacob Suter

I dunno how your credit looks, but my Mom managed to find herself in a
2003.0 Santa Fe LX 2.7L for $370/month (0% interest), TT&L down, no
balloon payment at the end.

If your credit sucks, your pricing may vary... If your credit sucks
that bad, well, chances are somebody made it that way :-P

JS



Jody wrote:
> some people cannot afford the financing payments brian thats why they lease.
> we cant afford a 400.00 payment a month for 5 yrs so if we got a new one it
> would be a lease even though it seems that your wasting $ out the window on
> a car u wont own in the end...
> "Brian Nystrom" <brian.nystrom@att.net> wrote in message
> news:gUHfe.728225$w62.436902@bgtnsc05-news.ops.worldnet.att.net...
>
>>kroger Bobb wrote:
>>
>>>From Bones46@webtv.net
>>>Ive been leasing my Hyundai Accent for quite a while. It is now ending
>>>and I am buying the car. I like it so why not!! While leasing the
>>>payments are 244$ per month. The next four years the monthly payments
>>>will be $108. That is a payment I can live with. Bob
>>
>>Next time, just buy it up front and save yourself a lot of money.
>
>
>

Jody

id rather lease, thats my preference.
i dont want to own a car for 10 yrs...
"Dances With Crows" <danSPANceswitTRAPhcrows@gmail.com> wrote in message
news:slrnd7vbbb.94b.danSPANceswitTRAPhcrows@samant ha.crow202.dyndns.org...
> On Mon, 9 May 2005 12:41:32 -0500, Jody staggered into the Black Sun and
> said:
>
> Please don't top-post. Message rearranged (and edited for speling and
> punctuation) for easier reading comprehension:
>
>> "Brian Nystrom" <brian.nystrom@att.net> wrote
>>> kroger Bobb wrote:
>>>> From Bones46@webtv.net
>>>> Ive been leasing my Hyundai Accent for quite a while. It is now
>>>> ending and I am buying the car. I like it so why not!! While leasing
>>>> the payments are 244$ per month. The next four years the monthly
>>>> payments will be $108. That is a payment I can live with.
>
> 4 years? For a car as cheap as an *Accent*? Good grief. One big rule
> that people seem to forget: The longer the loan, the more you end up
> paying in interest. The $5184 you'll pay in total probably has at least
> $350 in interest/finance charges--it's impossible for me to tell what
> the exact numbers for that are though. I got a decent 3-year loan rate
> on my Tiburon and *still* ended up paying a total of $600 in
> interest/finance charges--which is really annoying. Debt sucks; carry
> as little as possible.
>
>>> Next time, just buy it up front and save yourself a lot of money.
>> Some people cannot afford the financing payments, Brian, that's why
>> they lease.
>
> "If you can't afford it, don't buy it" doesn't work? Oh well. A ____
> and his _____ are soon ______, eh?
>
>> We can't afford a 400.00 payment a month for 5 yrs,
>
> Hm. 400*60=24,000 , and Accents don't cost *that* much unless you get a
> loan-shark interest rate. Unless you meant $400 (Canadian) or 400 DM or
> some non-US currency unit, or you meant something that isn't an Accent.
> (In written communications on Usenet or similar media, you have to be
> more precise than usual; otherwise people can and will misunderstand
> you.)
>
>> so if we got a new one, it would be a lease, even though it seems that
>> you're wasting $ out the window on a car you won't own in the end...
>
> Yeah. The way to save money on a car is to buy a 1-2 year old car
> that's a model that has a good repair/reliability record, then drive it
> until it falls apart or repair time+costs get too annoying. That means
> you can't show off your new car, natch, but the money you save by buying
> used would easily pay for a nice vacation or 2. (Or you could put that
> money into an aggressive mutual fund, and make it make money for you...)
> I'll probably end up buying a used Prius or similar econobox when my Tib
> falls apart if gas prices keep creeping upwards. Anyway, leasing a car
> is usually a bad financial move; YMMV though.
>
> --
> Matt G|There is no Darkness in eternity/But only Light too dim for us to
> see
> Hire me! http://crow202.dyndns.org/~mhgraham/resume/
> Stupidity got us into this mess--why can't it get us out?

Jody

would you consider kidney failure my boyfriends fault for loosing his credit
and being forced to go bankrupt because he could not work after and before
his transplant surgerys?
some you guys here are so quick to jump on someone and have a quick
assumption with out even knowing them...
this news group
"Jacob Suter" <jsuter@intrastardotnet.com> wrote in message
news:1115665949.702037@uranus.intrastar.net...
>I dunno how your credit looks, but my Mom managed to find herself in a
>2003.0 Santa Fe LX 2.7L for $370/month (0% interest), TT&L down, no balloon
>payment at the end.
>
> If your credit sucks, your pricing may vary... If your credit sucks that
> bad, well, chances are somebody made it that way :-P
>
> JS
>
>
>
> Jody wrote:
>> some people cannot afford the financing payments brian thats why they
>> lease. we cant afford a 400.00 payment a month for 5 yrs so if we got a
>> new one it would be a lease even though it seems that your wasting $ out
>> the window on a car u wont own in the end...
>> "Brian Nystrom" <brian.nystrom@att.net> wrote in message
>> news:gUHfe.728225$w62.436902@bgtnsc05-news.ops.worldnet.att.net...
>>
>>>kroger Bobb wrote:
>>>
>>>>From Bones46@webtv.net
>>>>Ive been leasing my Hyundai Accent for quite a while. It is now ending
>>>>and I am buying the car. I like it so why not!! While leasing the
>>>>payments are 244$ per month. The next four years the monthly payments
>>>>will be $108. That is a payment I can live with. Bob
>>>
>>>Next time, just buy it up front and save yourself a lot of money.
>>
>>
>>
>

kroger Bobb

From Bones46@webtv.net
Being accused of gay because of where I put a $!! Some people have too
much time on their hands!! As for my finances with my car that is my
business. I didnt like leasing in the first place. I should have kept
quiet about it in the first place. Ohwell, time for bed!!! Bob









http://community.webtv.net/bones46/BobSeifertsWebPage0

http://community-2.webtv.net/bones46.../mailedD15.jpg

Brian Nystrom

Jody wrote:
> id rather lease, thats my preference.
> i dont want to own a car for 10 yrs...

It's your money; feel free to spend it as you like. The point of this
thread is that if one is going to keep a car as Kroger Bobb is, it's a
LOT cheaper to just buy it than to lease it, then buy it at the end.

Brian Nystrom

Jody wrote:
> would you consider kidney failure my boyfriends fault for loosing his credit
> and being forced to go bankrupt because he could not work after and before
> his transplant surgerys?
> some you guys here are so quick to jump on someone and have a quick
> assumption with out even knowing them...

I'm sorry to hear of your misfortune.

> this news group

One of us makes a snap judgment so all of us are guilty? I don't think
so. Most of us here have simply been trying to explain to you how to
SAVE some money, which seems to be what you need under your current
circumstances. If you don't want to listen, that's another story.

Sometimes life deals you some bad cards. You either adapt and survive or
you don't. In the not so distant past, I've been forced to swallow my
pride and drive some pretty hideous vehicles, as well as making some
other major adjustments to my lifestyle. If nothing else, I learned a
lot about how to minimize my cost of living and the value of having as
little debt as possible. If you use this difficult time in your life to
learn such lessons, you'll come out of it much better in the long run.

I wish you the best of luck.

Brian Nystrom

kroger Bobb wrote:
> From Bones46@webtv.net
> Being accused of gay because of where I put a $!! Some people have too
> much time on their hands!!

Yeah, no kidding! Don't let this jerk put you off.