wolfpacinc

hello all i am looking for a cheap or any hook ups on car insurance on my 1994 honda accord 4dr EXr 5spd. i am lookin for 3rd party and i have to be the primary driver since there are 3 cars includign the accord and 3 drviers in the household. i am a male student 19 years old full G license , no tickets or claims, clean records with driver training certifcate n all just need insurance guys. i was quoted by statefarm n few other places for like 3-400 a month just 3rd party so i duno if u guys got any tips

thanks

drift_n_shift

try places like belair direct, johnson, pc insurance, or a broker :thumbsup:

Croesus

Male, 19 years old, Honda CIVIC... living in the GTA???


Not to sound crass, but 300-400 month IS cheap. Seriously.



The ONLY thing you have going for you is that you're a student. Everythying else (your age, gender, vehicle and location) is a negative insurance-wise. Some insurance companies (not sure which) will offer student discounts, as long as you can prove your grades are high and keep them there.

Hopefully, someone here can chime in as to which companies offer this.

ah2k6

Belair's the cheapest insurance company I've found; I'm 19 as well.

PC is stupidly expensive; for a 92 Jetta, they wanted $4800/yr to insure it.

The most I've been quoted from Belair was $3300/yr.. the cars I'm looking at range from $2800-3k.

Go to Kanetix's website; you can get a quote from 6-7 different insurance companies at once.

wolfpacinc

thanks ah2k6 i will go do online qutoe thing man.yea man being such a young age wow insurance compaines rape us young ppl eh

ah2k6

Yep.

Not to start any sort of online flame wars, but I'm noticing that it's girls our age that seem to be doing most of the damage, yet we pay for it.

(I don't see many teenage guys talking on the phone while driving, for example.)

drift_n_shift

yea, but you dont see many teenage girls street racing (or speeding etc.) lol

kanetix is bs imo, i got quoted at 6500
try johnson insurance and td.. get a list of all the insurance companys and make a few calls... a broker can apparently help too, but i havent tried a broker yet :thumbsup:

ah2k6

You'd be surprised, man.. girls where I live think that 80 in a 50 is perfectly acceptable.

gldwngr

Sell the Civic. That car alone is going to add a significant premium to your insurance costs. At 19 and being a student, if money is an issue your focus should be on basic transportation, not "image". Get a car that is further down on the theft and cost of repair scale. Go to insurancehotline.com and plug in the numbers for other cars, and see how the quoted costs change in relation to each car.

wolfpacinc

gldwngr hey man first of all i dont drive a civic for ur info man its a HONDA ACCORD chepaer than civic insurance for sure.. i not insurin it yet anyway so march time i will get insurnace since winter is cumin n all

Croesus

Whoops... I misread that one.. for some reason I read Civic, not Accord.. my mistake