Traffic Tickets & Car Insurance Discussion got a speeding ticket? need to fight the ticket in court, affecting your car insurance?.

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Old 08-15-2005, 09:02 AM
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lil ticket

K so i just got pulled over, i was going 70 in a 50...but the cop reduced it to 15 over... so its a $53 fine, no points. How much should this effect my insurance? the cop said it wouldnt effect it very much because its not points and its looked at as a "slowing down warning". is this true? or should i expect to get *** raped by insurance now?
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Old 08-15-2005, 09:16 AM
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Every ticket you get counts against you, and your insurance co. will hear about it. It doesn't matter whether points are attached to the offence or not.

It is always to your advantage to fight every ticket you get, regardless of how small.
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Old 08-15-2005, 11:09 AM
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Yes, its true that your insurance company will find out about all convictions. But the good news is it might not matter. One insurance company may decide to raise your premiums over this when another won't. Your previous convictions and claims history will be the primary factor in their decision. But here is a link that might be helpful; http://www.insurancehotline.com/convictionlist.html

What this website dosnt indicate is that some companies will consider a minor convcition as major if the driver only held a G1 or G2. (there is website out there somewhere that does indicate that, but I guess I didnt save the link)

Last edited by Blacky; 08-15-2005 at 11:20 AM.
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Old 08-16-2005, 05:51 AM
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kno what i have 6 points on my liocense so dont bitch about that
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Old 08-16-2005, 09:49 AM
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Originally Posted by GiNoSuPreMo
kno what i have 6 points on my liocense so dont bitch about that

Congratulations. You must be so proud. Bet you can't wait to tell your mother about your glorious achievements.
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Old 08-16-2005, 03:12 PM
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Damn thats ed 6 points at 18 already.
But he just needs help, it is in fact the ticket section.
And its not a contest to who has the most points either.....
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Old 08-16-2005, 05:40 PM
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Originally Posted by X_LUDWIK_X
And its not a contest to who has the most points either.....
When did that start? I thought points were a good thing!
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Old 09-12-2005, 05:38 PM
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lol im not bragging about the amount of points i have i was just saying pay your $56 ticket thats pocket change
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Old 09-13-2005, 06:36 PM
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Take your tickets to x-coppers those guys are really good, and if u pay them off well they will even cancel the ticket for you, were talking about 2g's for a minor speeding ticket.
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Old 09-14-2005, 06:31 PM
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Originally Posted by 97Smoker
Take your tickets to x-coppers those guys are really good, and if u pay them off well they will even cancel the ticket for you, were talking about 2g's for a minor speeding ticket.
Have you personally paid 2g's to have a ticket cancelled? If so you've been scammed pal! They may be ex-coppers but they do not have the authority to get tickets cancelled, even if they still have contacts in the police department. If you did pay them 2g's excoppers probably realized that the ticket had a "fatal error" and led you to believe they would have it erased later. In reality, they were fully aware that there would be no conviction registered in the first place!
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Old 09-14-2005, 07:16 PM
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Originally Posted by Blacky
Have you personally paid 2g's to have a ticket cancelled? If so you've been scammed pal! They may be ex-coppers but they do not have the authority to get tickets cancelled, even if they still have contacts in the police department. If you did pay them 2g's excoppers probably realized that the ticket had a "fatal error" and led you to believe they would have it erased later. In reality, they were fully aware that there would be no conviction registered in the first place!
In deed they don't have authority only for joe blows, if you know how to talk to curtain people and put you money where your mouth is you would be surprised what you can get away with. I paid $1600 for a speeding ticket that would of cost me about $4500 for the 3 years insurance increase. My buddy paid $5000 for drinking and driving this saved him in the 10's of thousands with no records anywhere. Wake up and smell the Ice Cap we live in a corupt society why do u think there is such thing like X-coppers it's to make money, little do u know these guys are dump as they are not even lawyers, and for that matter they where shity cops or couldn't get a job as one...
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Old 09-14-2005, 08:12 PM
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My buddy paid $5000 for drinking and driving this saved him in the 10's of thousands with no records anywhere.
Okay, this is really starting to smell like B.S. First you tell us that x-copper can have a ticket cancelled for the right price. Now your telling us that your buddy had them cancel a drinking and driving charge and "no records anywhere"?

Hmmmmm. Lets think about this for a second. We have moved from an infraction of the Highway Traffic Act to criminal charges, and ex-copper had them cancelled too? First of all, ex-copper can not represent you in criminal court because they are not lawyers and therefore not licenced to practice law. But perhaps your going to tell us that ex-copper was only contacted for the purpose of cancelling this charge. Yes, that must be it.

Okay, the ex-copper must have connections within the police department so that their computer database could be hacked and all files relating to this party are erased, the officer's notebook stolen, the police station searched top to bottom for any other relevant documents. (this must be done or else the police will just re-charge your buddy). The ex-copper also has a contact in the Ministry of Transportation so that the ADLS drivers licence suspension that was initiated by the officer immeadiately after the offence can be cancelled. Then the ex-copper calls up his contact in the Crown Attorney's office to have their database hacked, any emails from the investigating officer erased, and their office searched top to bottom to destroy all hardcopies of the crown brief. Then the ex-copper calls up his contact with .....

See where I'm going with this?

Anybody else smell B.S. on this one??

Last edited by Blacky; 09-14-2005 at 08:19 PM.
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Old 09-14-2005, 08:35 PM
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Originally Posted by Blacky
Okay, this is really starting to smell like B.S. First you tell us that x-copper can have a ticket cancelled for the right price. Now your telling us that your buddy had them cancel a drinking and driving charge and "no records anywhere"?

Hmmmmm. Lets think about this for a second. We have moved from an infraction of the Highway Traffic Act to criminal charges, and ex-copper had them cancelled too? First of all, ex-copper can not represent you in criminal court because they are not lawyers and therefore not licenced to practice law. But perhaps your going to tell us that ex-copper was only contacted for the purpose of cancelling this charge. Yes, that must be it.

Okay, the ex-copper must have connections within the police department so that their computer database could be hacked and all files relating to this party are erased, the officer's notebook stolen, the police station searched top to bottom for any other relevant documents. (this must be done or else the police will just re-charge your buddy). The ex-copper also has a contact in the Ministry of Transportation so that the ADLS drivers licence suspension that was initiated by the officer immeadiately after the offence can be cancelled. Then the ex-copper calls up his contact in the Crown Attorney's office to have their database hacked, any emails from the investigating officer erased, and their office searched top to bottom to destroy all hardcopies of the crown brief. Then the ex-copper calls up his contact with .....

See where I'm going with this?

Anybody else smell B.S. on this one??
Read my post where does it says my "buddy canceled tickets"
And I smell a hater, I am sharing my experience if I was a kid like you then I could understand coming on here and writing rubish, and wasting band width. Keep your useless opinion to yourself and let prospects learn from this. Perhaps you too, and not being so biased about it
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Old 09-14-2005, 09:20 PM
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You smell a hater? A hater of what? B.S. maybe? Then I'm guilty as charged. As far as being a young kid, thank you for the compliment on my age, its been a long time since anyone has been as gracious as you.

Actually, where in my reply does it say that your buddy had a ticket cancelled? You said your buddy paid 5g's and now there is no records of this offence. I simply offered an explanation of how all these records could be made to disappear.
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Old 09-15-2005, 08:56 AM
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Originally Posted by 97Smoker
I paid $1600 for a speeding ticket that would of cost me about $4500 for the 3 years insurance increase. My buddy paid $5000 for drinking and driving this saved him in the 10's of thousands with no records anywhere.
Would have been even cheaper to take the steel boot of the accelerator OR your buddy to have paid for a $50 cab ride home.

Paralegals etc can represent you at a criminal trial, provided the trial is proceeding summarily and not by indictment.
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