Yes that will happen... Insurance compaines want your bizz... so if you get one ticket and you ve been with them for 2 or more years, The turn the blind eye and say "" happens dont worry about that ticket. It's costs an insurance company 15 every time to run your license... now times that by the people who they insure and the company would go broke if they ran a check everytime. Just don't make a claim and you should be good. I have 3 tickets on my record full coverage with 2mill liability 20+ years old and Im only $156 a month