Traffic Tickets & Car Insurance Discussion got a speeding ticket? need to fight the ticket in court, affecting your car insurance?.

<<<no Insurance Ticket>> What Now?

Old 01-28-2008, 01:35 PM
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<<<no Insurance Ticket>> What Now?

I was driving to school today and din't see a cop hidin behind a tree with the gun.... anyways he gave me a ticket going 72 on a 50 zone... asides of all this i did not have insurance on the car since i bought it 25 days ago and dint have enought $$$ to pay it... had just recently done safety but he still nailed me for using my other cars plates.... so in total three life treating tickets....
no insurance
speedy 72 on 50km zone
unauthorized plates

I am honestly screwed but is there any chances of my doing something to fix it... I am 19 with a g2....

do all those tactics of postponing your court date and all that may work? but for the no insurance what can be done????
**by the way i am a noob in this forum**

Last edited by prelude4life; 01-28-2008 at 01:35 PM. Reason: forgot information
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Old 01-28-2008, 06:21 PM
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You're screwed, but I would hire a good lawyer. Call up George Gadsdon @ 416-838-7600 and try Traffic Law Advocates
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Old 01-28-2008, 07:02 PM
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Well what did you think was going to happen? First off all you were speeding which is a no-no and 2nd you were using anothers car plates and driving with no insurence. To add a cherry on top, a cop could have arrested you, and towed your car to the impound which is hella expensive(Something like 300$/night) plus tow fee's.

Get a lawyer and smarten up Good luck
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Old 01-28-2008, 07:28 PM
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Do i need a real lawyer, or a traffic ticket lawyer??
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Old 01-28-2008, 08:15 PM
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You don't need either. You need to start saving your $.

You either have insurance and can prove it, or you don't. You don't need to pay a lawyer to tell the courts you have no insurance, so put that money towards the $5000 fine you're getting.

I've never heard of someone getting off on a 'no insurance' ticket. It's pretty cut and dry.


Same goes for the plates. There is no valid reason or excuse to use another vehicles' plates, whether they are from another vehicle you own or not. Fortunately, I expect the fine for that is significantly lower than the previous.


The speeding ticket is the only thing you can do something about. Go to court and speak to the crown, and they will almost certainly drop it to 15 over. The fine will go down a bit, and you won't get any points.

Though, this is only a guide. They might not do any favors for you considering what else you have on your plate.


TL;DR: You're screwed. Don't make the added mistake of paying someone to speak on your behalf.
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Old 01-28-2008, 09:46 PM
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....5000 dam.... any other ideas cuz that kills me....im gona have to sell my car.....
what if lets say i dont show up to court postpone or w.e.....??? maybe the cop doesn't show up??..... could that work?....hmmm damm...
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Old 01-29-2008, 12:27 AM
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the ttc will be your friend till you're 25. if you REALLY want any chance of getting these tickets off, you'll want to get a consultation with a real traffic lawyer, as opposed to a traffic ticket fighter like xcoppers, points, etc.

then again, if you couldn't even afford insurance in the first place, you probably have no funds for an expensive traffic lawyer.
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Old 01-29-2008, 12:50 AM
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hey buddy your screwed i had a freind who was in the same situation about the no insurence and he got a 5 grand ticket and they impounded his car.. so to give you the best advice tell them your a student and you cant afford 5 grand and they will drop it to 5 bills that is wat happend for my freind.. and if they do make you pay 5 grand becouse of your other tickets speeding and differnt plates then your going to have to sell your car for sure and btw what kind of car is it couse i might be interested...
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Old 01-29-2008, 11:09 AM
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yah brother.. sounds liked your f'd 2 ways from sunday! ^ is ur best bet make sure the judge isnt in a bad mood and tell em your a student and only work part time ... even if its a lie..... or tell him your a F/T student and dont work bc school is ur focus.... to make it sound better... tell him that ur in Highschool still and if u get fined 5 grand theres no way you can go to college/university bc you will need to work F/T to pay off... if ur in college or unviersity now than tell him you will have to drop out of school bc you will have to pay off the fine....


GL with everything brother
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Old 01-29-2008, 11:39 AM
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well thank you for the replies.... could i postpone a summons?.. like call in because of school exam etc... or doctors letter saying im sick?... that way the cop wont show up and i might have a lil more chance....
oh and yeah i got an accord95 with a 1997 preludeh22 vtec... enought things done to it...all the bells and wistles... bluetooth audio/phone all that... but I DONT WANT TO SELL IT ....lol unless i get a good price for it.. heh...

I am gona call up a llawyer see what he tells me still just to consult because most likely i dont need a judge for these charges either im screwed... or not...

AND yeah any more ideas..... full time student. and what else

I do think its akward if i get represented by a lawyer.... because they are going to think that $$$ to pay it and the Fine so... that could be bad....
should i just humble myself go... all apologetic and explain them my financial situation school and stuff?..... maybe they lower it..... or do i defenitely need a lawyer??.... any answers...?

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Old 01-29-2008, 12:34 PM
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Sorry kid, there's no way out of this mess. Your best bet is to have an experienced lawyer negotiate away the Insurance charge with the crown. Two lawyers talking pro-to-pro can work deals that you and I NEVER could. Your lawyer will try his best to explain your dire financial position and just MAYBE catch you break. But the Crown is not just going to pass up that $5,000 so easy. You may have to "up" the fine on the remaining charges to appease the courts financial interest.

You have to include your parent(s). They are partially to blame. How is it possible that they didn't educate you on the Insurance risk? How did they let you leave the house and drive to school without knowing you're covered?

As a responsible parent, I will be directing MY teenage boys to this thread so they see the kind of expense they will face if they gamble on car insurance like this.
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Old 01-29-2008, 10:53 PM
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wow your useless man. weve all done dumb crap but this is pretty bad. your best bet, jump onto the 401 and then start life again. its gonna be a very long time before your able to drive again and insurance is gonan rape you hard when you do eventually get it
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Old 01-30-2008, 04:44 AM
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Originally Posted by prelude4life View Post
I do think its akward if i get represented by a lawyer.... because they are going to think that $$$ to pay it and the Fine so... that could be bad....
should i just humble myself go... all apologetic and explain them my financial situation school and stuff?..... maybe they lower it..... or do i defenitely need a lawyer??.... any answers...?
if you've ever been to traffic court, you'll know that both the prosecutor and jp could care less about whether you're a starving student, exams, etc., they just look at the facts and evidence surrounding the case.

normally you could bank on a 50/50 chance that the cop wouldn't show up, but unless there's an immediate emergency that requires their attention, i'm pretty sure they'll show up for a summons.

i'm not sure if you understand the severity of the situation you're in. driving without insurance in ontario is a major offense and unless you get REAL lucky (cop doesn't show up) than you're going to be screwed for the next 5-10 years insurance wise. even on liability only, you'll be paying insane premiums if you can find a insurance company who will cover you.
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Old 01-30-2008, 09:23 AM
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Originally Posted by goneinsixtyseconds View Post
if you've ever been to traffic court, you'll know that both the prosecutor and jp could care less about whether you're a starving student, exams, etc., they just look at the facts and evidence surrounding the case.

normally you could bank on a 50/50 chance that the cop wouldn't show up, but unless there's an immediate emergency that requires their attention, i'm pretty sure they'll show up for a summons.

i'm not sure if you understand the severity of the situation you're in. driving without insurance in ontario is a major offense and unless you get REAL lucky (cop doesn't show up) than you're going to be screwed for the next 5-10 years insurance wise. even on liability only, you'll be paying insane premiums if you can find a insurance company who will cover you.
If you pleade not guilty the officer wont show up... as soon as you plead guilty, ( the waiting begins) because they go in the back and summon the police officer in.... now hopefully if u plead not guilty and the copper is work afternoons or nights then your chances are good, he wont come in.
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Old 01-30-2008, 08:21 PM
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Cops get paid now to show up to court. You will be schedualed to come in on the 1 day he has all of his cases.
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