will not at fault accident increase my premiums?
well?
i have gotten rear ended twice within 4 months and i'm just scared that the excessive amount of not at fault accidents will increase my premiums.... |
Many companies will raise your premiums after 3 not at fault collisions. However thats not always the case depends on your company.
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what voltar said... you should be OK with 2 but 3 seems to be the magic number within a 2 year period.
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A friend of mine got rear ended a few times over the past year. He was paying $400 per month.
All accidents will catch up with you eventually. |
I'm pretty sure your insurance premium will not get effected if this is your first not at fault accident. But i heard that if you happen to get too many not at-fault accident within a short period. The insurance will think you're a reckless or proposely provoking an accident which you might be put in a high risk category.
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If the damage isn't that excessive, I'd say fix the damage yourself. :thumbsup:
Try not to get the insurance company involved if it isn't that bad. I'd say only get the insurance involved if the damage is over $500 or $1000 which is what your deductible usually is....hope this helps. It really does suck that you got rear-ended so many times....BAD LUCK indeed. |
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