Comment on car insurance
#122
Guest
Posts: n/a
Re: Comment on car insurance
sharx35 wrote:
> "L Alpert" <alpertl@xxgmail.com> wrote in message
> news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
>> sharx35 wrote:
>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>>> sharx35 wrote:
>>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>>> sharx35 wrote:
>>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>>> sharx35 wrote:
>>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>>
>>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference
>>>>>>>> does it make (other than perhaps lowering the rates on some of
>>>>>>>> the cars due to multi-car discounts, low annual mileage rating,
>>>>>>>> etc.)?
>>>>>>>
>>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>>> companies in the entire country.
>>>>>>
>>>>>> Some of us wish to find the best rate for what we own, not get
>>>>>> the best rate for what we don't own.
>>>>>>
>>>>>
>>>>> WE have saved thousands by such techniques as cutting down on
>>>>> total insured value--what do we really NEED. Some things are
>>>>> cheaper to rent for a day or two every year or so than to BUY and
>>>>> have to maintain, register and insure. Similarly, by increasing
>>>>> deductibles and by NOT having expensive glass or unnecessary
>>>>> coverage. It is also very, very foolish to make small claims.
>>>>> SELF-insuring is the CHEAPEST insurance possible--that's why
>>>>> larger companies and local governments have deductibles of
>>>>> several million--if you can AFFORD to pay a claim, it is cheaper
>>>>> to pay out the rare smaller type claim then it is to have a LOW
>>>>> deductible and pay higher premiums for it, year AFTER year AFTER
>>>>> year. Premium savings can be invested and earn a LOT more than
>>>>> hypothetical claims, covered, can save you.
>>>>
>>>> Well, sorry if having more cars than drivers is such a heretic
>>>> practice. Just call me the devil... ;-)
>>>>
>>>
>>> There is an old expression, "A fool and his money are soon parted."
>>> Capeche?
>>
>> There are many old expressions quoted by those that have nothing of
>> value to say.
>>
>> Entienda?
>
> Read the parable about the ant and the grasshopper.
It seems you only know one way. That's OK, though, blinders are a good fit
for some people.
AMF
> "L Alpert" <alpertl@xxgmail.com> wrote in message
> news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
>> sharx35 wrote:
>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>>> sharx35 wrote:
>>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>>> sharx35 wrote:
>>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>>> sharx35 wrote:
>>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>>
>>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference
>>>>>>>> does it make (other than perhaps lowering the rates on some of
>>>>>>>> the cars due to multi-car discounts, low annual mileage rating,
>>>>>>>> etc.)?
>>>>>>>
>>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>>> companies in the entire country.
>>>>>>
>>>>>> Some of us wish to find the best rate for what we own, not get
>>>>>> the best rate for what we don't own.
>>>>>>
>>>>>
>>>>> WE have saved thousands by such techniques as cutting down on
>>>>> total insured value--what do we really NEED. Some things are
>>>>> cheaper to rent for a day or two every year or so than to BUY and
>>>>> have to maintain, register and insure. Similarly, by increasing
>>>>> deductibles and by NOT having expensive glass or unnecessary
>>>>> coverage. It is also very, very foolish to make small claims.
>>>>> SELF-insuring is the CHEAPEST insurance possible--that's why
>>>>> larger companies and local governments have deductibles of
>>>>> several million--if you can AFFORD to pay a claim, it is cheaper
>>>>> to pay out the rare smaller type claim then it is to have a LOW
>>>>> deductible and pay higher premiums for it, year AFTER year AFTER
>>>>> year. Premium savings can be invested and earn a LOT more than
>>>>> hypothetical claims, covered, can save you.
>>>>
>>>> Well, sorry if having more cars than drivers is such a heretic
>>>> practice. Just call me the devil... ;-)
>>>>
>>>
>>> There is an old expression, "A fool and his money are soon parted."
>>> Capeche?
>>
>> There are many old expressions quoted by those that have nothing of
>> value to say.
>>
>> Entienda?
>
> Read the parable about the ant and the grasshopper.
It seems you only know one way. That's OK, though, blinders are a good fit
for some people.
AMF
#123
Guest
Posts: n/a
Re: Comment on car insurance
sharx35 wrote:
> "L Alpert" <alpertl@xxgmail.com> wrote in message
> news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
>> sharx35 wrote:
>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>>> sharx35 wrote:
>>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>>> sharx35 wrote:
>>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>>> sharx35 wrote:
>>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>>
>>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference
>>>>>>>> does it make (other than perhaps lowering the rates on some of
>>>>>>>> the cars due to multi-car discounts, low annual mileage rating,
>>>>>>>> etc.)?
>>>>>>>
>>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>>> companies in the entire country.
>>>>>>
>>>>>> Some of us wish to find the best rate for what we own, not get
>>>>>> the best rate for what we don't own.
>>>>>>
>>>>>
>>>>> WE have saved thousands by such techniques as cutting down on
>>>>> total insured value--what do we really NEED. Some things are
>>>>> cheaper to rent for a day or two every year or so than to BUY and
>>>>> have to maintain, register and insure. Similarly, by increasing
>>>>> deductibles and by NOT having expensive glass or unnecessary
>>>>> coverage. It is also very, very foolish to make small claims.
>>>>> SELF-insuring is the CHEAPEST insurance possible--that's why
>>>>> larger companies and local governments have deductibles of
>>>>> several million--if you can AFFORD to pay a claim, it is cheaper
>>>>> to pay out the rare smaller type claim then it is to have a LOW
>>>>> deductible and pay higher premiums for it, year AFTER year AFTER
>>>>> year. Premium savings can be invested and earn a LOT more than
>>>>> hypothetical claims, covered, can save you.
>>>>
>>>> Well, sorry if having more cars than drivers is such a heretic
>>>> practice. Just call me the devil... ;-)
>>>>
>>>
>>> There is an old expression, "A fool and his money are soon parted."
>>> Capeche?
>>
>> There are many old expressions quoted by those that have nothing of
>> value to say.
>>
>> Entienda?
>
> Read the parable about the ant and the grasshopper.
It seems you only know one way. That's OK, though, blinders are a good fit
for some people.
AMF
> "L Alpert" <alpertl@xxgmail.com> wrote in message
> news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
>> sharx35 wrote:
>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>>> sharx35 wrote:
>>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>>> sharx35 wrote:
>>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>>> sharx35 wrote:
>>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>>
>>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference
>>>>>>>> does it make (other than perhaps lowering the rates on some of
>>>>>>>> the cars due to multi-car discounts, low annual mileage rating,
>>>>>>>> etc.)?
>>>>>>>
>>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>>> companies in the entire country.
>>>>>>
>>>>>> Some of us wish to find the best rate for what we own, not get
>>>>>> the best rate for what we don't own.
>>>>>>
>>>>>
>>>>> WE have saved thousands by such techniques as cutting down on
>>>>> total insured value--what do we really NEED. Some things are
>>>>> cheaper to rent for a day or two every year or so than to BUY and
>>>>> have to maintain, register and insure. Similarly, by increasing
>>>>> deductibles and by NOT having expensive glass or unnecessary
>>>>> coverage. It is also very, very foolish to make small claims.
>>>>> SELF-insuring is the CHEAPEST insurance possible--that's why
>>>>> larger companies and local governments have deductibles of
>>>>> several million--if you can AFFORD to pay a claim, it is cheaper
>>>>> to pay out the rare smaller type claim then it is to have a LOW
>>>>> deductible and pay higher premiums for it, year AFTER year AFTER
>>>>> year. Premium savings can be invested and earn a LOT more than
>>>>> hypothetical claims, covered, can save you.
>>>>
>>>> Well, sorry if having more cars than drivers is such a heretic
>>>> practice. Just call me the devil... ;-)
>>>>
>>>
>>> There is an old expression, "A fool and his money are soon parted."
>>> Capeche?
>>
>> There are many old expressions quoted by those that have nothing of
>> value to say.
>>
>> Entienda?
>
> Read the parable about the ant and the grasshopper.
It seems you only know one way. That's OK, though, blinders are a good fit
for some people.
AMF
#124
Guest
Posts: n/a
Re: Comment on car insurance
sharx35 wrote:
> "L Alpert" <alpertl@xxgmail.com> wrote in message
> news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
>> sharx35 wrote:
>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>>> sharx35 wrote:
>>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>>> sharx35 wrote:
>>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>>> sharx35 wrote:
>>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>>
>>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference
>>>>>>>> does it make (other than perhaps lowering the rates on some of
>>>>>>>> the cars due to multi-car discounts, low annual mileage rating,
>>>>>>>> etc.)?
>>>>>>>
>>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>>> companies in the entire country.
>>>>>>
>>>>>> Some of us wish to find the best rate for what we own, not get
>>>>>> the best rate for what we don't own.
>>>>>>
>>>>>
>>>>> WE have saved thousands by such techniques as cutting down on
>>>>> total insured value--what do we really NEED. Some things are
>>>>> cheaper to rent for a day or two every year or so than to BUY and
>>>>> have to maintain, register and insure. Similarly, by increasing
>>>>> deductibles and by NOT having expensive glass or unnecessary
>>>>> coverage. It is also very, very foolish to make small claims.
>>>>> SELF-insuring is the CHEAPEST insurance possible--that's why
>>>>> larger companies and local governments have deductibles of
>>>>> several million--if you can AFFORD to pay a claim, it is cheaper
>>>>> to pay out the rare smaller type claim then it is to have a LOW
>>>>> deductible and pay higher premiums for it, year AFTER year AFTER
>>>>> year. Premium savings can be invested and earn a LOT more than
>>>>> hypothetical claims, covered, can save you.
>>>>
>>>> Well, sorry if having more cars than drivers is such a heretic
>>>> practice. Just call me the devil... ;-)
>>>>
>>>
>>> There is an old expression, "A fool and his money are soon parted."
>>> Capeche?
>>
>> There are many old expressions quoted by those that have nothing of
>> value to say.
>>
>> Entienda?
>
> Read the parable about the ant and the grasshopper.
It seems you only know one way. That's OK, though, blinders are a good fit
for some people.
AMF
> "L Alpert" <alpertl@xxgmail.com> wrote in message
> news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
>> sharx35 wrote:
>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>>> sharx35 wrote:
>>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>>> sharx35 wrote:
>>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>>> sharx35 wrote:
>>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>>
>>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference
>>>>>>>> does it make (other than perhaps lowering the rates on some of
>>>>>>>> the cars due to multi-car discounts, low annual mileage rating,
>>>>>>>> etc.)?
>>>>>>>
>>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>>> companies in the entire country.
>>>>>>
>>>>>> Some of us wish to find the best rate for what we own, not get
>>>>>> the best rate for what we don't own.
>>>>>>
>>>>>
>>>>> WE have saved thousands by such techniques as cutting down on
>>>>> total insured value--what do we really NEED. Some things are
>>>>> cheaper to rent for a day or two every year or so than to BUY and
>>>>> have to maintain, register and insure. Similarly, by increasing
>>>>> deductibles and by NOT having expensive glass or unnecessary
>>>>> coverage. It is also very, very foolish to make small claims.
>>>>> SELF-insuring is the CHEAPEST insurance possible--that's why
>>>>> larger companies and local governments have deductibles of
>>>>> several million--if you can AFFORD to pay a claim, it is cheaper
>>>>> to pay out the rare smaller type claim then it is to have a LOW
>>>>> deductible and pay higher premiums for it, year AFTER year AFTER
>>>>> year. Premium savings can be invested and earn a LOT more than
>>>>> hypothetical claims, covered, can save you.
>>>>
>>>> Well, sorry if having more cars than drivers is such a heretic
>>>> practice. Just call me the devil... ;-)
>>>>
>>>
>>> There is an old expression, "A fool and his money are soon parted."
>>> Capeche?
>>
>> There are many old expressions quoted by those that have nothing of
>> value to say.
>>
>> Entienda?
>
> Read the parable about the ant and the grasshopper.
It seems you only know one way. That's OK, though, blinders are a good fit
for some people.
AMF
#125
Guest
Posts: n/a
Re: Comment on car insurance
"L Alpert" <alpertl@xxgmail.com> wrote in message
news:eIfii.990$eY.31@newssvr13.news.prodigy.net...
> sharx35 wrote:
>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>> news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
>>> sharx35 wrote:
>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>>>> sharx35 wrote:
>>>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>>>> sharx35 wrote:
>>>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>>>> sharx35 wrote:
>>>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>>>
>>>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference
>>>>>>>>> does it make (other than perhaps lowering the rates on some of
>>>>>>>>> the cars due to multi-car discounts, low annual mileage rating,
>>>>>>>>> etc.)?
>>>>>>>>
>>>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>>>> companies in the entire country.
>>>>>>>
>>>>>>> Some of us wish to find the best rate for what we own, not get
>>>>>>> the best rate for what we don't own.
>>>>>>>
>>>>>>
>>>>>> WE have saved thousands by such techniques as cutting down on
>>>>>> total insured value--what do we really NEED. Some things are
>>>>>> cheaper to rent for a day or two every year or so than to BUY and
>>>>>> have to maintain, register and insure. Similarly, by increasing
>>>>>> deductibles and by NOT having expensive glass or unnecessary
>>>>>> coverage. It is also very, very foolish to make small claims.
>>>>>> SELF-insuring is the CHEAPEST insurance possible--that's why
>>>>>> larger companies and local governments have deductibles of
>>>>>> several million--if you can AFFORD to pay a claim, it is cheaper
>>>>>> to pay out the rare smaller type claim then it is to have a LOW
>>>>>> deductible and pay higher premiums for it, year AFTER year AFTER
>>>>>> year. Premium savings can be invested and earn a LOT more than
>>>>>> hypothetical claims, covered, can save you.
>>>>>
>>>>> Well, sorry if having more cars than drivers is such a heretic
>>>>> practice. Just call me the devil... ;-)
>>>>>
>>>>
>>>> There is an old expression, "A fool and his money are soon parted."
>>>> Capeche?
>>>
>>> There are many old expressions quoted by those that have nothing of
>>> value to say.
>>>
>>> Entienda?
>>
>> Read the parable about the ant and the grasshopper.
>
> It seems you only know one way. That's OK, though, blinders are a good
> fit for some people.
>
> AMF
I've been on this earth long enough to see where wastefuly, spendthrift ways
has gotten many people. A whole lot of people *look* well off...until
someone who is privy to their finances, such as myself, as a close look. As
often as not, a majority of people are 2 or 3 pay cheques away from a
financial crisis. I learnt that by observation AND by personal experience.
>
>
#126
Guest
Posts: n/a
Re: Comment on car insurance
"L Alpert" <alpertl@xxgmail.com> wrote in message
news:eIfii.990$eY.31@newssvr13.news.prodigy.net...
> sharx35 wrote:
>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>> news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
>>> sharx35 wrote:
>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>>>> sharx35 wrote:
>>>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>>>> sharx35 wrote:
>>>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>>>> sharx35 wrote:
>>>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>>>
>>>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference
>>>>>>>>> does it make (other than perhaps lowering the rates on some of
>>>>>>>>> the cars due to multi-car discounts, low annual mileage rating,
>>>>>>>>> etc.)?
>>>>>>>>
>>>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>>>> companies in the entire country.
>>>>>>>
>>>>>>> Some of us wish to find the best rate for what we own, not get
>>>>>>> the best rate for what we don't own.
>>>>>>>
>>>>>>
>>>>>> WE have saved thousands by such techniques as cutting down on
>>>>>> total insured value--what do we really NEED. Some things are
>>>>>> cheaper to rent for a day or two every year or so than to BUY and
>>>>>> have to maintain, register and insure. Similarly, by increasing
>>>>>> deductibles and by NOT having expensive glass or unnecessary
>>>>>> coverage. It is also very, very foolish to make small claims.
>>>>>> SELF-insuring is the CHEAPEST insurance possible--that's why
>>>>>> larger companies and local governments have deductibles of
>>>>>> several million--if you can AFFORD to pay a claim, it is cheaper
>>>>>> to pay out the rare smaller type claim then it is to have a LOW
>>>>>> deductible and pay higher premiums for it, year AFTER year AFTER
>>>>>> year. Premium savings can be invested and earn a LOT more than
>>>>>> hypothetical claims, covered, can save you.
>>>>>
>>>>> Well, sorry if having more cars than drivers is such a heretic
>>>>> practice. Just call me the devil... ;-)
>>>>>
>>>>
>>>> There is an old expression, "A fool and his money are soon parted."
>>>> Capeche?
>>>
>>> There are many old expressions quoted by those that have nothing of
>>> value to say.
>>>
>>> Entienda?
>>
>> Read the parable about the ant and the grasshopper.
>
> It seems you only know one way. That's OK, though, blinders are a good
> fit for some people.
>
> AMF
I've been on this earth long enough to see where wastefuly, spendthrift ways
has gotten many people. A whole lot of people *look* well off...until
someone who is privy to their finances, such as myself, as a close look. As
often as not, a majority of people are 2 or 3 pay cheques away from a
financial crisis. I learnt that by observation AND by personal experience.
>
>
#127
Guest
Posts: n/a
Re: Comment on car insurance
"L Alpert" <alpertl@xxgmail.com> wrote in message
news:eIfii.990$eY.31@newssvr13.news.prodigy.net...
> sharx35 wrote:
>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>> news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
>>> sharx35 wrote:
>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>>>> sharx35 wrote:
>>>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>>>> sharx35 wrote:
>>>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>>>> sharx35 wrote:
>>>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>>>
>>>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference
>>>>>>>>> does it make (other than perhaps lowering the rates on some of
>>>>>>>>> the cars due to multi-car discounts, low annual mileage rating,
>>>>>>>>> etc.)?
>>>>>>>>
>>>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>>>> companies in the entire country.
>>>>>>>
>>>>>>> Some of us wish to find the best rate for what we own, not get
>>>>>>> the best rate for what we don't own.
>>>>>>>
>>>>>>
>>>>>> WE have saved thousands by such techniques as cutting down on
>>>>>> total insured value--what do we really NEED. Some things are
>>>>>> cheaper to rent for a day or two every year or so than to BUY and
>>>>>> have to maintain, register and insure. Similarly, by increasing
>>>>>> deductibles and by NOT having expensive glass or unnecessary
>>>>>> coverage. It is also very, very foolish to make small claims.
>>>>>> SELF-insuring is the CHEAPEST insurance possible--that's why
>>>>>> larger companies and local governments have deductibles of
>>>>>> several million--if you can AFFORD to pay a claim, it is cheaper
>>>>>> to pay out the rare smaller type claim then it is to have a LOW
>>>>>> deductible and pay higher premiums for it, year AFTER year AFTER
>>>>>> year. Premium savings can be invested and earn a LOT more than
>>>>>> hypothetical claims, covered, can save you.
>>>>>
>>>>> Well, sorry if having more cars than drivers is such a heretic
>>>>> practice. Just call me the devil... ;-)
>>>>>
>>>>
>>>> There is an old expression, "A fool and his money are soon parted."
>>>> Capeche?
>>>
>>> There are many old expressions quoted by those that have nothing of
>>> value to say.
>>>
>>> Entienda?
>>
>> Read the parable about the ant and the grasshopper.
>
> It seems you only know one way. That's OK, though, blinders are a good
> fit for some people.
>
> AMF
I've been on this earth long enough to see where wastefuly, spendthrift ways
has gotten many people. A whole lot of people *look* well off...until
someone who is privy to their finances, such as myself, as a close look. As
often as not, a majority of people are 2 or 3 pay cheques away from a
financial crisis. I learnt that by observation AND by personal experience.
>
>
#128
Guest
Posts: n/a
Re: Comment on car insurance
On 2007-06-29 13:09:49 -0400, Useful Info <useful_inf@yahoo.com> said:
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
Get back to us after you had an accident with over $5000 in damage and
see if you think they are still great.
--
Slim
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
Get back to us after you had an accident with over $5000 in damage and
see if you think they are still great.
--
Slim
#129
Guest
Posts: n/a
Re: Comment on car insurance
On 2007-06-29 13:09:49 -0400, Useful Info <useful_inf@yahoo.com> said:
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
Get back to us after you had an accident with over $5000 in damage and
see if you think they are still great.
--
Slim
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
Get back to us after you had an accident with over $5000 in damage and
see if you think they are still great.
--
Slim
#130
Guest
Posts: n/a
Re: Comment on car insurance
On 2007-06-29 13:09:49 -0400, Useful Info <useful_inf@yahoo.com> said:
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
Get back to us after you had an accident with over $5000 in damage and
see if you think they are still great.
--
Slim
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
Get back to us after you had an accident with over $5000 in damage and
see if you think they are still great.
--
Slim
#131
Guest
Posts: n/a
Re: Comment on car insurance
On 2007-06-29 16:06:03 -0400, "catalpa" <catalpa@entertab.org> said:
>
> "Useful Info" <useful_inf@yahoo.com> wrote in message
> news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>>
>
> Get a rate quote from Electric Insurance, my auto insurance is now
> under $400 a year. I previously had Allstate and then Progressive, but
> all they did was raise their rates each year.
Do they pay claims fast?
Do they have "specialty shops" that stand behind thier work?
Will they jack your rates after an accident thats not your fault?
--
Slim
>
> "Useful Info" <useful_inf@yahoo.com> wrote in message
> news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>>
>
> Get a rate quote from Electric Insurance, my auto insurance is now
> under $400 a year. I previously had Allstate and then Progressive, but
> all they did was raise their rates each year.
Do they pay claims fast?
Do they have "specialty shops" that stand behind thier work?
Will they jack your rates after an accident thats not your fault?
--
Slim
#132
Guest
Posts: n/a
Re: Comment on car insurance
On 2007-06-29 16:06:03 -0400, "catalpa" <catalpa@entertab.org> said:
>
> "Useful Info" <useful_inf@yahoo.com> wrote in message
> news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>>
>
> Get a rate quote from Electric Insurance, my auto insurance is now
> under $400 a year. I previously had Allstate and then Progressive, but
> all they did was raise their rates each year.
Do they pay claims fast?
Do they have "specialty shops" that stand behind thier work?
Will they jack your rates after an accident thats not your fault?
--
Slim
>
> "Useful Info" <useful_inf@yahoo.com> wrote in message
> news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>>
>
> Get a rate quote from Electric Insurance, my auto insurance is now
> under $400 a year. I previously had Allstate and then Progressive, but
> all they did was raise their rates each year.
Do they pay claims fast?
Do they have "specialty shops" that stand behind thier work?
Will they jack your rates after an accident thats not your fault?
--
Slim
#133
Guest
Posts: n/a
Re: Comment on car insurance
On 2007-06-29 16:06:03 -0400, "catalpa" <catalpa@entertab.org> said:
>
> "Useful Info" <useful_inf@yahoo.com> wrote in message
> news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>>
>
> Get a rate quote from Electric Insurance, my auto insurance is now
> under $400 a year. I previously had Allstate and then Progressive, but
> all they did was raise their rates each year.
Do they pay claims fast?
Do they have "specialty shops" that stand behind thier work?
Will they jack your rates after an accident thats not your fault?
--
Slim
>
> "Useful Info" <useful_inf@yahoo.com> wrote in message
> news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>>
>
> Get a rate quote from Electric Insurance, my auto insurance is now
> under $400 a year. I previously had Allstate and then Progressive, but
> all they did was raise their rates each year.
Do they pay claims fast?
Do they have "specialty shops" that stand behind thier work?
Will they jack your rates after an accident thats not your fault?
--
Slim
#134
Guest
Posts: n/a
Re: Comment on car insurance
On Jun 29, 1:09 pm, Useful Info <useful_...@yahoo.com> wrote:
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
I don't have Geico, but I just recently filed a claim against someone
who did, and I can't see how a few bucks' savings a month (though
clearly not in your case) would make them worth it to me. Nice enough
people, but it seems like Geico is a call center in some fanciful
third dimension. They seemed kind of hard-pressed to handle a
complicated situation (and there are far more complicated accident
scenarios than mine). Never mind that I'm in Mass where they don't do
business. That fact alone had them stop just short of, "So you're
telling me they do, in fact, have automobiles in Massachusetts?"
Completely confused them. At one point they were asking me to come to
Hartford (100 miles away) to have my damage appraised.
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
I don't have Geico, but I just recently filed a claim against someone
who did, and I can't see how a few bucks' savings a month (though
clearly not in your case) would make them worth it to me. Nice enough
people, but it seems like Geico is a call center in some fanciful
third dimension. They seemed kind of hard-pressed to handle a
complicated situation (and there are far more complicated accident
scenarios than mine). Never mind that I'm in Mass where they don't do
business. That fact alone had them stop just short of, "So you're
telling me they do, in fact, have automobiles in Massachusetts?"
Completely confused them. At one point they were asking me to come to
Hartford (100 miles away) to have my damage appraised.
#135
Guest
Posts: n/a
Re: Comment on car insurance
On Jun 29, 1:09 pm, Useful Info <useful_...@yahoo.com> wrote:
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
I don't have Geico, but I just recently filed a claim against someone
who did, and I can't see how a few bucks' savings a month (though
clearly not in your case) would make them worth it to me. Nice enough
people, but it seems like Geico is a call center in some fanciful
third dimension. They seemed kind of hard-pressed to handle a
complicated situation (and there are far more complicated accident
scenarios than mine). Never mind that I'm in Mass where they don't do
business. That fact alone had them stop just short of, "So you're
telling me they do, in fact, have automobiles in Massachusetts?"
Completely confused them. At one point they were asking me to come to
Hartford (100 miles away) to have my damage appraised.
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
I don't have Geico, but I just recently filed a claim against someone
who did, and I can't see how a few bucks' savings a month (though
clearly not in your case) would make them worth it to me. Nice enough
people, but it seems like Geico is a call center in some fanciful
third dimension. They seemed kind of hard-pressed to handle a
complicated situation (and there are far more complicated accident
scenarios than mine). Never mind that I'm in Mass where they don't do
business. That fact alone had them stop just short of, "So you're
telling me they do, in fact, have automobiles in Massachusetts?"
Completely confused them. At one point they were asking me to come to
Hartford (100 miles away) to have my damage appraised.