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Useful Info 06-29-2007 01:09 PM

Comment on car insurance
 
*My consumer experience*

I've had insurance with Allegiance, Geico, Traveler's, and now Erie.

Geico was expensive. I knew I was paying for their prime-time TV ads.
I paid something like $1200 per year.

Traveler's was cheaper. I assumed it was the cheapest in town.
I paid $920 per year.

Erie, I was stunned to learn, is extremely cheap for the same
coverage.
I pay $530 per year. Yes, per year.

I cannot explain the discrepancy, other than to say that I've
never seen a TV ad for Erie nor heard a radio ad. Also, my customer
experience with my local rep has not been great. I call the corporate
office whenever I have a question.

Before Geico, I had Allegiance, which I recall was at the time
quite cheap. I may have been near the Erie price. However their
insurance became unavailable.


rick++ 06-29-2007 02:43 PM

Re: Comment on car insurance
 
Does it pay its claims?
Often no-nme insurance companies do not pay claims.



rick++ 06-29-2007 02:43 PM

Re: Comment on car insurance
 
Does it pay its claims?
Often no-nme insurance companies do not pay claims.



rick++ 06-29-2007 02:43 PM

Re: Comment on car insurance
 
Does it pay its claims?
Often no-nme insurance companies do not pay claims.



Mike Hunter 06-29-2007 02:54 PM

Re: Comment on car insurance
 
I had Travelers but switched to Geico to save the 15% they advertise. Then
to Erie to save the 15% they advertise. Then I switched to All State to
save the 15% they advertise. I figure if I switch enough times, my
insurance will be free LOL

mike


"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
>




Mike Hunter 06-29-2007 02:54 PM

Re: Comment on car insurance
 
I had Travelers but switched to Geico to save the 15% they advertise. Then
to Erie to save the 15% they advertise. Then I switched to All State to
save the 15% they advertise. I figure if I switch enough times, my
insurance will be free LOL

mike


"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
>




Mike Hunter 06-29-2007 02:54 PM

Re: Comment on car insurance
 
I had Travelers but switched to Geico to save the 15% they advertise. Then
to Erie to save the 15% they advertise. Then I switched to All State to
save the 15% they advertise. I figure if I switch enough times, my
insurance will be free LOL

mike


"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
>




Unquestionably Confused 06-29-2007 03:11 PM

Re: Comment on car insurance
 
Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
> I had Travelers but switched to Geico to save the 15% they advertise. Then
> to Erie to save the 15% they advertise. Then I switched to All State to
> save the 15% they advertise. I figure if I switch enough times, my
> insurance will be free LOL


Think big, Mike! Don't stop there, keep whittling it down until THEY
pay YOU!<g>


If you're >50 it pays to compare the AARP's auto insurance through The
Hartford Insurance Company. I have full coverage on four cars, two of
which are used for business travel and got excellent coverage and
pricing. My old carrier was highly rated and AARP gave me better
coverage for about $900/yr less. Been with them four or five years now.

I've been fortunate and thus unable to tell you how they handle claims
but with it being The Hartford, I can't foresee any problems.

Unquestionably Confused 06-29-2007 03:11 PM

Re: Comment on car insurance
 
Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
> I had Travelers but switched to Geico to save the 15% they advertise. Then
> to Erie to save the 15% they advertise. Then I switched to All State to
> save the 15% they advertise. I figure if I switch enough times, my
> insurance will be free LOL


Think big, Mike! Don't stop there, keep whittling it down until THEY
pay YOU!<g>


If you're >50 it pays to compare the AARP's auto insurance through The
Hartford Insurance Company. I have full coverage on four cars, two of
which are used for business travel and got excellent coverage and
pricing. My old carrier was highly rated and AARP gave me better
coverage for about $900/yr less. Been with them four or five years now.

I've been fortunate and thus unable to tell you how they handle claims
but with it being The Hartford, I can't foresee any problems.

Unquestionably Confused 06-29-2007 03:11 PM

Re: Comment on car insurance
 
Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
> I had Travelers but switched to Geico to save the 15% they advertise. Then
> to Erie to save the 15% they advertise. Then I switched to All State to
> save the 15% they advertise. I figure if I switch enough times, my
> insurance will be free LOL


Think big, Mike! Don't stop there, keep whittling it down until THEY
pay YOU!<g>


If you're >50 it pays to compare the AARP's auto insurance through The
Hartford Insurance Company. I have full coverage on four cars, two of
which are used for business travel and got excellent coverage and
pricing. My old carrier was highly rated and AARP gave me better
coverage for about $900/yr less. Been with them four or five years now.

I've been fortunate and thus unable to tell you how they handle claims
but with it being The Hartford, I can't foresee any problems.

Mike Hunter 06-29-2007 03:22 PM

Re: Comment on car insurance
 
I don't know. I have yet to have a claim against my policy with No Mutual
of Nigeria. ;)

mike

"rick++" <rick303@hotmail.com> wrote in message
news:1183142604.574288.258220@n2g2000hse.googlegro ups.com...
> Does it pay its claims?
> Often no-nme insurance companies do not pay claims.
>
>




Mike Hunter 06-29-2007 03:22 PM

Re: Comment on car insurance
 
I don't know. I have yet to have a claim against my policy with No Mutual
of Nigeria. ;)

mike

"rick++" <rick303@hotmail.com> wrote in message
news:1183142604.574288.258220@n2g2000hse.googlegro ups.com...
> Does it pay its claims?
> Often no-nme insurance companies do not pay claims.
>
>




Mike Hunter 06-29-2007 03:22 PM

Re: Comment on car insurance
 
I don't know. I have yet to have a claim against my policy with No Mutual
of Nigeria. ;)

mike

"rick++" <rick303@hotmail.com> wrote in message
news:1183142604.574288.258220@n2g2000hse.googlegro ups.com...
> Does it pay its claims?
> Often no-nme insurance companies do not pay claims.
>
>




Mike Hunter 06-29-2007 03:25 PM

Re: Comment on car insurance
 
If I paid $900, less than I pay now, my insurance would be free and they
would indeed owe me money.. LOL

mike


"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:hPchi.492$eY.474@newssvr13.news.prodigy.net.. .
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they advertise.
>> Then to Erie to save the 15% they advertise. Then I switched to All
>> State to save the 15% they advertise. I figure if I switch enough times,
>> my insurance will be free LOL

>
> Think big, Mike! Don't stop there, keep whittling it down until THEY pay
> YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and pricing.
> My old carrier was highly rated and AARP gave me better coverage for about
> $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims but
> with it being The Hartford, I can't foresee any problems.




Mike Hunter 06-29-2007 03:25 PM

Re: Comment on car insurance
 
If I paid $900, less than I pay now, my insurance would be free and they
would indeed owe me money.. LOL

mike


"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:hPchi.492$eY.474@newssvr13.news.prodigy.net.. .
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they advertise.
>> Then to Erie to save the 15% they advertise. Then I switched to All
>> State to save the 15% they advertise. I figure if I switch enough times,
>> my insurance will be free LOL

>
> Think big, Mike! Don't stop there, keep whittling it down until THEY pay
> YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and pricing.
> My old carrier was highly rated and AARP gave me better coverage for about
> $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims but
> with it being The Hartford, I can't foresee any problems.





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