Re: Comment on car insurance
 

sharx35 wrote:
> "L Alpert" <alpertl@xxgmail.com> wrote in message
> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>> sharx35 wrote:
>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>> sharx35 wrote:
>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>
>>>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>>>> make (other than perhaps lowering the rates on some of the cars due
>>>> to multi-car discounts, low annual mileage rating, etc.)?
>>>>
>>>
>>> Truth is, one can save a LOT more by ditching even ONE extra vehicle
>>> than they can by checking the costs of ALL insurance companies in
>>> the entire country.
>>
>> Some of us wish to find the best rate for what we own, not get the
>> best rate for what we don't own.
>>
>
> WE have saved thousands by such techniques as cutting down on total
> insured value--what do we really NEED. Some things are cheaper to
> rent for a day or two every year or so than to BUY and have to
> maintain, register and insure. Similarly, by increasing deductibles
> and by NOT having expensive glass or unnecessary coverage. It is also
> very, very foolish to make small claims. SELF-insuring is the
> CHEAPEST insurance possible--that's why larger companies and local
> governments have deductibles of several million--if you can AFFORD to
> pay a claim, it is cheaper to pay out the rare smaller type claim
> then it is to have a LOW deductible and pay higher premiums for it,
> year AFTER year AFTER year. Premium savings can be invested and earn
> a LOT more than hypothetical claims, covered, can save you.

Well, sorry if having more cars than drivers is such a heretic practice.
Just call me the devil... ;-)

Re: Comment on car insurance
 

"L Alpert" <alpertl@xxgmail.com> wrote in message
news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
> sharx35 wrote:
>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>> sharx35 wrote:
>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>> sharx35 wrote:
>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>
>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>>>>> make (other than perhaps lowering the rates on some of the cars due
>>>>> to multi-car discounts, low annual mileage rating, etc.)?
>>>>>
>>>>
>>>> Truth is, one can save a LOT more by ditching even ONE extra vehicle
>>>> than they can by checking the costs of ALL insurance companies in
>>>> the entire country.
>>>
>>> Some of us wish to find the best rate for what we own, not get the
>>> best rate for what we don't own.
>>>
>>
>> WE have saved thousands by such techniques as cutting down on total
>> insured value--what do we really NEED. Some things are cheaper to
>> rent for a day or two every year or so than to BUY and have to
>> maintain, register and insure. Similarly, by increasing deductibles
>> and by NOT having expensive glass or unnecessary coverage. It is also
>> very, very foolish to make small claims. SELF-insuring is the
>> CHEAPEST insurance possible--that's why larger companies and local
>> governments have deductibles of several million--if you can AFFORD to
>> pay a claim, it is cheaper to pay out the rare smaller type claim
>> then it is to have a LOW deductible and pay higher premiums for it,
>> year AFTER year AFTER year. Premium savings can be invested and earn
>> a LOT more than hypothetical claims, covered, can save you.
>
> Well, sorry if having more cars than drivers is such a heretic practice.
> Just call me the devil... ;-)
>

There is an old expression, "A fool and his money are soon parted." Capeche?

Re: Comment on car insurance
 

"L Alpert" <alpertl@xxgmail.com> wrote in message
news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
> sharx35 wrote:
>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>> sharx35 wrote:
>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>> sharx35 wrote:
>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>
>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>>>>> make (other than perhaps lowering the rates on some of the cars due
>>>>> to multi-car discounts, low annual mileage rating, etc.)?
>>>>>
>>>>
>>>> Truth is, one can save a LOT more by ditching even ONE extra vehicle
>>>> than they can by checking the costs of ALL insurance companies in
>>>> the entire country.
>>>
>>> Some of us wish to find the best rate for what we own, not get the
>>> best rate for what we don't own.
>>>
>>
>> WE have saved thousands by such techniques as cutting down on total
>> insured value--what do we really NEED. Some things are cheaper to
>> rent for a day or two every year or so than to BUY and have to
>> maintain, register and insure. Similarly, by increasing deductibles
>> and by NOT having expensive glass or unnecessary coverage. It is also
>> very, very foolish to make small claims. SELF-insuring is the
>> CHEAPEST insurance possible--that's why larger companies and local
>> governments have deductibles of several million--if you can AFFORD to
>> pay a claim, it is cheaper to pay out the rare smaller type claim
>> then it is to have a LOW deductible and pay higher premiums for it,
>> year AFTER year AFTER year. Premium savings can be invested and earn
>> a LOT more than hypothetical claims, covered, can save you.
>
> Well, sorry if having more cars than drivers is such a heretic practice.
> Just call me the devil... ;-)
>

There is an old expression, "A fool and his money are soon parted." Capeche?

Re: Comment on car insurance
 

"L Alpert" <alpertl@xxgmail.com> wrote in message
news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
> sharx35 wrote:
>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>> sharx35 wrote:
>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>> sharx35 wrote:
>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>
>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference does it
>>>>> make (other than perhaps lowering the rates on some of the cars due
>>>>> to multi-car discounts, low annual mileage rating, etc.)?
>>>>>
>>>>
>>>> Truth is, one can save a LOT more by ditching even ONE extra vehicle
>>>> than they can by checking the costs of ALL insurance companies in
>>>> the entire country.
>>>
>>> Some of us wish to find the best rate for what we own, not get the
>>> best rate for what we don't own.
>>>
>>
>> WE have saved thousands by such techniques as cutting down on total
>> insured value--what do we really NEED. Some things are cheaper to
>> rent for a day or two every year or so than to BUY and have to
>> maintain, register and insure. Similarly, by increasing deductibles
>> and by NOT having expensive glass or unnecessary coverage. It is also
>> very, very foolish to make small claims. SELF-insuring is the
>> CHEAPEST insurance possible--that's why larger companies and local
>> governments have deductibles of several million--if you can AFFORD to
>> pay a claim, it is cheaper to pay out the rare smaller type claim
>> then it is to have a LOW deductible and pay higher premiums for it,
>> year AFTER year AFTER year. Premium savings can be invested and earn
>> a LOT more than hypothetical claims, covered, can save you.
>
> Well, sorry if having more cars than drivers is such a heretic practice.
> Just call me the devil... ;-)
>

There is an old expression, "A fool and his money are soon parted." Capeche?

Re: Comment on car insurance
 

sharx35 wrote:
> "L Alpert" <alpertl@xxgmail.com> wrote in message
> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>> sharx35 wrote:
>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>> sharx35 wrote:
>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>> sharx35 wrote:
>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>
>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference does
>>>>>> it make (other than perhaps lowering the rates on some of the
>>>>>> cars due to multi-car discounts, low annual mileage rating,
>>>>>> etc.)?
>>>>>
>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>> companies in the entire country.
>>>>
>>>> Some of us wish to find the best rate for what we own, not get the
>>>> best rate for what we don't own.
>>>>
>>>
>>> WE have saved thousands by such techniques as cutting down on total
>>> insured value--what do we really NEED. Some things are cheaper to
>>> rent for a day or two every year or so than to BUY and have to
>>> maintain, register and insure. Similarly, by increasing deductibles
>>> and by NOT having expensive glass or unnecessary coverage. It is
>>> also very, very foolish to make small claims. SELF-insuring is the
>>> CHEAPEST insurance possible--that's why larger companies and local
>>> governments have deductibles of several million--if you can AFFORD
>>> to pay a claim, it is cheaper to pay out the rare smaller type claim
>>> then it is to have a LOW deductible and pay higher premiums for it,
>>> year AFTER year AFTER year. Premium savings can be invested and earn
>>> a LOT more than hypothetical claims, covered, can save you.
>>
>> Well, sorry if having more cars than drivers is such a heretic
>> practice. Just call me the devil... ;-)
>>
>
> There is an old expression, "A fool and his money are soon parted."
> Capeche?

There are many old expressions quoted by those that have nothing of value to
say.

Entienda?

Re: Comment on car insurance
 

sharx35 wrote:
> "L Alpert" <alpertl@xxgmail.com> wrote in message
> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>> sharx35 wrote:
>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>> sharx35 wrote:
>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>> sharx35 wrote:
>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>
>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference does
>>>>>> it make (other than perhaps lowering the rates on some of the
>>>>>> cars due to multi-car discounts, low annual mileage rating,
>>>>>> etc.)?
>>>>>
>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>> companies in the entire country.
>>>>
>>>> Some of us wish to find the best rate for what we own, not get the
>>>> best rate for what we don't own.
>>>>
>>>
>>> WE have saved thousands by such techniques as cutting down on total
>>> insured value--what do we really NEED. Some things are cheaper to
>>> rent for a day or two every year or so than to BUY and have to
>>> maintain, register and insure. Similarly, by increasing deductibles
>>> and by NOT having expensive glass or unnecessary coverage. It is
>>> also very, very foolish to make small claims. SELF-insuring is the
>>> CHEAPEST insurance possible--that's why larger companies and local
>>> governments have deductibles of several million--if you can AFFORD
>>> to pay a claim, it is cheaper to pay out the rare smaller type claim
>>> then it is to have a LOW deductible and pay higher premiums for it,
>>> year AFTER year AFTER year. Premium savings can be invested and earn
>>> a LOT more than hypothetical claims, covered, can save you.
>>
>> Well, sorry if having more cars than drivers is such a heretic
>> practice. Just call me the devil... ;-)
>>
>
> There is an old expression, "A fool and his money are soon parted."
> Capeche?

There are many old expressions quoted by those that have nothing of value to
say.

Entienda?

Re: Comment on car insurance
 

sharx35 wrote:
> "L Alpert" <alpertl@xxgmail.com> wrote in message
> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>> sharx35 wrote:
>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>> sharx35 wrote:
>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>> sharx35 wrote:
>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>
>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference does
>>>>>> it make (other than perhaps lowering the rates on some of the
>>>>>> cars due to multi-car discounts, low annual mileage rating,
>>>>>> etc.)?
>>>>>
>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>> companies in the entire country.
>>>>
>>>> Some of us wish to find the best rate for what we own, not get the
>>>> best rate for what we don't own.
>>>>
>>>
>>> WE have saved thousands by such techniques as cutting down on total
>>> insured value--what do we really NEED. Some things are cheaper to
>>> rent for a day or two every year or so than to BUY and have to
>>> maintain, register and insure. Similarly, by increasing deductibles
>>> and by NOT having expensive glass or unnecessary coverage. It is
>>> also very, very foolish to make small claims. SELF-insuring is the
>>> CHEAPEST insurance possible--that's why larger companies and local
>>> governments have deductibles of several million--if you can AFFORD
>>> to pay a claim, it is cheaper to pay out the rare smaller type claim
>>> then it is to have a LOW deductible and pay higher premiums for it,
>>> year AFTER year AFTER year. Premium savings can be invested and earn
>>> a LOT more than hypothetical claims, covered, can save you.
>>
>> Well, sorry if having more cars than drivers is such a heretic
>> practice. Just call me the devil... ;-)
>>
>
> There is an old expression, "A fool and his money are soon parted."
> Capeche?

There are many old expressions quoted by those that have nothing of value to
say.

Entienda?

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:OZjhi.15170$tB5.6883@edtnps90...
>
> "Useful Info" <useful_inf@yahoo.com> wrote in message
> news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>
> Is Erie aware of ALL the details of your driving record and of the driving
> records of ALL people who EVER have access to ANY of your vehicles?
>
> I thought not.

It doesn't matter...Insurance carriers only are concerned about the people
who live in the same household or are REGULAR operators of the vehicles.
And of course any insurance carrier reviews the driving records of all
operators within the 3 year experience period (up to 10 years for DUI's and
other major violations)

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:OZjhi.15170$tB5.6883@edtnps90...
>
> "Useful Info" <useful_inf@yahoo.com> wrote in message
> news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>
> Is Erie aware of ALL the details of your driving record and of the driving
> records of ALL people who EVER have access to ANY of your vehicles?
>
> I thought not.

It doesn't matter...Insurance carriers only are concerned about the people
who live in the same household or are REGULAR operators of the vehicles.
And of course any insurance carrier reviews the driving records of all
operators within the 3 year experience period (up to 10 years for DUI's and
other major violations)

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:OZjhi.15170$tB5.6883@edtnps90...
>
> "Useful Info" <useful_inf@yahoo.com> wrote in message
> news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>
> Is Erie aware of ALL the details of your driving record and of the driving
> records of ALL people who EVER have access to ANY of your vehicles?
>
> I thought not.

It doesn't matter...Insurance carriers only are concerned about the people
who live in the same household or are REGULAR operators of the vehicles.
And of course any insurance carrier reviews the driving records of all
operators within the 3 year experience period (up to 10 years for DUI's and
other major violations)

Re: Comment on car insurance
 

"L Alpert" <alpertl@xxgmail.com> wrote in message
news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
> sharx35 wrote:
>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>> sharx35 wrote:
>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>> sharx35 wrote:
>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>> sharx35 wrote:
>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>
>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference does
>>>>>>> it make (other than perhaps lowering the rates on some of the
>>>>>>> cars due to multi-car discounts, low annual mileage rating,
>>>>>>> etc.)?
>>>>>>
>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>> companies in the entire country.
>>>>>
>>>>> Some of us wish to find the best rate for what we own, not get the
>>>>> best rate for what we don't own.
>>>>>
>>>>
>>>> WE have saved thousands by such techniques as cutting down on total
>>>> insured value--what do we really NEED. Some things are cheaper to
>>>> rent for a day or two every year or so than to BUY and have to
>>>> maintain, register and insure. Similarly, by increasing deductibles
>>>> and by NOT having expensive glass or unnecessary coverage. It is
>>>> also very, very foolish to make small claims. SELF-insuring is the
>>>> CHEAPEST insurance possible--that's why larger companies and local
>>>> governments have deductibles of several million--if you can AFFORD
>>>> to pay a claim, it is cheaper to pay out the rare smaller type claim
>>>> then it is to have a LOW deductible and pay higher premiums for it,
>>>> year AFTER year AFTER year. Premium savings can be invested and earn
>>>> a LOT more than hypothetical claims, covered, can save you.
>>>
>>> Well, sorry if having more cars than drivers is such a heretic
>>> practice. Just call me the devil... ;-)
>>>
>>
>> There is an old expression, "A fool and his money are soon parted."
>> Capeche?
>
> There are many old expressions quoted by those that have nothing of value
> to say.
>
> Entienda?

Read the parable about the ant and the grasshopper.


>
>

Re: Comment on car insurance
 

"L Alpert" <alpertl@xxgmail.com> wrote in message
news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
> sharx35 wrote:
>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>> sharx35 wrote:
>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>> sharx35 wrote:
>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>> sharx35 wrote:
>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>
>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference does
>>>>>>> it make (other than perhaps lowering the rates on some of the
>>>>>>> cars due to multi-car discounts, low annual mileage rating,
>>>>>>> etc.)?
>>>>>>
>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>> companies in the entire country.
>>>>>
>>>>> Some of us wish to find the best rate for what we own, not get the
>>>>> best rate for what we don't own.
>>>>>
>>>>
>>>> WE have saved thousands by such techniques as cutting down on total
>>>> insured value--what do we really NEED. Some things are cheaper to
>>>> rent for a day or two every year or so than to BUY and have to
>>>> maintain, register and insure. Similarly, by increasing deductibles
>>>> and by NOT having expensive glass or unnecessary coverage. It is
>>>> also very, very foolish to make small claims. SELF-insuring is the
>>>> CHEAPEST insurance possible--that's why larger companies and local
>>>> governments have deductibles of several million--if you can AFFORD
>>>> to pay a claim, it is cheaper to pay out the rare smaller type claim
>>>> then it is to have a LOW deductible and pay higher premiums for it,
>>>> year AFTER year AFTER year. Premium savings can be invested and earn
>>>> a LOT more than hypothetical claims, covered, can save you.
>>>
>>> Well, sorry if having more cars than drivers is such a heretic
>>> practice. Just call me the devil... ;-)
>>>
>>
>> There is an old expression, "A fool and his money are soon parted."
>> Capeche?
>
> There are many old expressions quoted by those that have nothing of value
> to say.
>
> Entienda?

Read the parable about the ant and the grasshopper.


>
>

Re: Comment on car insurance
 

"L Alpert" <alpertl@xxgmail.com> wrote in message
news:ZCVhi.7755$Rw1.4159@newssvr25.news.prodigy.ne t...
> sharx35 wrote:
>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>> news:g2Thi.23556$C96.1487@newssvr23.news.prodigy.n et...
>>> sharx35 wrote:
>>>> "L Alpert" <alpertl@xxgmail.com> wrote in message
>>>> news:1Fqhi.7432$Rw1.198@newssvr25.news.prodigy.net ...
>>>>> sharx35 wrote:
>>>>>> "Say What?" <NotMe@NotYou.com> wrote in message
>>>>>> news:nOkhi.5061$vi5.2767@newssvr17.news.prodigy.ne t...
>>>>>>> sharx35 wrote:
>>>>>>>> Do you REALLY need ****FOUR***** vehicles? Since my wife and I
>>>>>>>> dumped our extra vehicles we have saved THOUSANDS.
>>>>>>>
>>>>>>> Need? WTF? Maybe he WANTS four vehicles. What difference does
>>>>>>> it make (other than perhaps lowering the rates on some of the
>>>>>>> cars due to multi-car discounts, low annual mileage rating,
>>>>>>> etc.)?
>>>>>>
>>>>>> Truth is, one can save a LOT more by ditching even ONE extra
>>>>>> vehicle than they can by checking the costs of ALL insurance
>>>>>> companies in the entire country.
>>>>>
>>>>> Some of us wish to find the best rate for what we own, not get the
>>>>> best rate for what we don't own.
>>>>>
>>>>
>>>> WE have saved thousands by such techniques as cutting down on total
>>>> insured value--what do we really NEED. Some things are cheaper to
>>>> rent for a day or two every year or so than to BUY and have to
>>>> maintain, register and insure. Similarly, by increasing deductibles
>>>> and by NOT having expensive glass or unnecessary coverage. It is
>>>> also very, very foolish to make small claims. SELF-insuring is the
>>>> CHEAPEST insurance possible--that's why larger companies and local
>>>> governments have deductibles of several million--if you can AFFORD
>>>> to pay a claim, it is cheaper to pay out the rare smaller type claim
>>>> then it is to have a LOW deductible and pay higher premiums for it,
>>>> year AFTER year AFTER year. Premium savings can be invested and earn
>>>> a LOT more than hypothetical claims, covered, can save you.
>>>
>>> Well, sorry if having more cars than drivers is such a heretic
>>> practice. Just call me the devil... ;-)
>>>
>>
>> There is an old expression, "A fool and his money are soon parted."
>> Capeche?
>
> There are many old expressions quoted by those that have nothing of value
> to say.
>
> Entienda?

Read the parable about the ant and the grasshopper.


>
>

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:Zs0ii.18473$tB5.986@edtnps90...
>
>
> Read the parable about the ant and the grasshopper.
>

We have the movie (Bug's Life).

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:Zs0ii.18473$tB5.986@edtnps90...
>
>
> Read the parable about the ant and the grasshopper.
>

We have the movie (Bug's Life).