Re: Comment on car insurance
 

If I paid $900, less than I pay now, my insurance would be free and they
would indeed owe me money.. LOL

mike


"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:hPchi.492$eY.474@newssvr13.news.prodigy.net.. .
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they advertise.
>> Then to Erie to save the 15% they advertise. Then I switched to All
>> State to save the 15% they advertise. I figure if I switch enough times,
>> my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY pay
> YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and pricing.
> My old carrier was highly rated and AARP gave me better coverage for about
> $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims but
> with it being The Hartford, I can't foresee any problems.

Re: Comment on car insurance
 

"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
>

Get a rate quote from Electric Insurance, my auto insurance is now under
$400 a year. I previously had Allstate and then Progressive, but all they
did was raise their rates each year.

Re: Comment on car insurance
 

"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
>

Get a rate quote from Electric Insurance, my auto insurance is now under
$400 a year. I previously had Allstate and then Progressive, but all they
did was raise their rates each year.

Re: Comment on car insurance
 

"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.
>

Get a rate quote from Electric Insurance, my auto insurance is now under
$400 a year. I previously had Allstate and then Progressive, but all they
did was raise their rates each year.

Re: Comment on car insurance
 

If it's similar to my past experience, they bump you back up, the next three
renewals so that in the end you are paying MORE than a 'non-discount'
offering company would charge.

If you want to play 'merrygoround insurance', fine - OTW find a good stable
company, pay fair rates and get GREAT servce!

JM02¢W

"Mike Hunter" <mikehunt2@mailcity.com> found these unused words:

>I had Travelers but switched to Geico to save the 15% they advertise. Then
>to Erie to save the 15% they advertise. Then I switched to All State to
>save the 15% they advertise. I figure if I switch enough times, my
>insurance will be free LOL
>
>mike
>
>
>"Useful Info" <useful_inf@yahoo.com> wrote in message
>news:1183136989.659599.234450@n60g2000hse.googleg roups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>>
>

Re: Comment on car insurance
 

If it's similar to my past experience, they bump you back up, the next three
renewals so that in the end you are paying MORE than a 'non-discount'
offering company would charge.

If you want to play 'merrygoround insurance', fine - OTW find a good stable
company, pay fair rates and get GREAT servce!

JM02¢W

"Mike Hunter" <mikehunt2@mailcity.com> found these unused words:

>I had Travelers but switched to Geico to save the 15% they advertise. Then
>to Erie to save the 15% they advertise. Then I switched to All State to
>save the 15% they advertise. I figure if I switch enough times, my
>insurance will be free LOL
>
>mike
>
>
>"Useful Info" <useful_inf@yahoo.com> wrote in message
>news:1183136989.659599.234450@n60g2000hse.googleg roups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>>
>

Re: Comment on car insurance
 

If it's similar to my past experience, they bump you back up, the next three
renewals so that in the end you are paying MORE than a 'non-discount'
offering company would charge.

If you want to play 'merrygoround insurance', fine - OTW find a good stable
company, pay fair rates and get GREAT servce!

JM02¢W

"Mike Hunter" <mikehunt2@mailcity.com> found these unused words:

>I had Travelers but switched to Geico to save the 15% they advertise. Then
>to Erie to save the 15% they advertise. Then I switched to All State to
>save the 15% they advertise. I figure if I switch enough times, my
>insurance will be free LOL
>
>mike
>
>
>"Useful Info" <useful_inf@yahoo.com> wrote in message
>news:1183136989.659599.234450@n60g2000hse.googleg roups.com...
>> *My consumer experience*
>>
>> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>>
>> Geico was expensive. I knew I was paying for their prime-time TV ads.
>> I paid something like $1200 per year.
>>
>> Traveler's was cheaper. I assumed it was the cheapest in town.
>> I paid $920 per year.
>>
>> Erie, I was stunned to learn, is extremely cheap for the same
>> coverage.
>> I pay $530 per year. Yes, per year.
>>
>> I cannot explain the discrepancy, other than to say that I've
>> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
>> experience with my local rep has not been great. I call the corporate
>> office whenever I have a question.
>>
>> Before Geico, I had Allegiance, which I recall was at the time
>> quite cheap. I may have been near the Erie price. However their
>> insurance became unavailable.
>>
>

Re: Comment on car insurance
 

Sir F. A. Rien, wrote the following at or about 6/29/2007 3:07 PM:
> If it's similar to my past experience, they bump you back up, the next three
> renewals so that in the end you are paying MORE than a 'non-discount'
> offering company would charge.
>
> If you want to play 'merrygoround insurance', fine - OTW find a good stable
> company, pay fair rates and get GREAT servce!

Haven't found that to be the case with The Hartford (AARP. This thread
caused me to check the past three annual premiums. $1539 in 2004 and
$2007 in 2006. That seems like a big change BUT the coverage has
remained constant with no changes to the limits, etc., there have been
no claims BUT the number/type of vehicles insured has been a moving
target.

Currently they are insuring a '01 Buick Park Av, '03 Chrysler T&C, '06
Honda Accord and '94 Corvette convertible. A fifth car was on that
$2007 billing which has since been sold so they haven't been playing the
"Merry Go Round" game with me. It's not worth the time and effort to
pro-rate the premiums based on acquisition dates and sale dates to
figure out an exact increase/decrease. Suffice it to say it's pretty
stable. There's been some fluctuation in premiums on the individual cars
but very nominal and not always an increase.

Re: Comment on car insurance
 

Sir F. A. Rien, wrote the following at or about 6/29/2007 3:07 PM:
> If it's similar to my past experience, they bump you back up, the next three
> renewals so that in the end you are paying MORE than a 'non-discount'
> offering company would charge.
>
> If you want to play 'merrygoround insurance', fine - OTW find a good stable
> company, pay fair rates and get GREAT servce!

Haven't found that to be the case with The Hartford (AARP. This thread
caused me to check the past three annual premiums. $1539 in 2004 and
$2007 in 2006. That seems like a big change BUT the coverage has
remained constant with no changes to the limits, etc., there have been
no claims BUT the number/type of vehicles insured has been a moving
target.

Currently they are insuring a '01 Buick Park Av, '03 Chrysler T&C, '06
Honda Accord and '94 Corvette convertible. A fifth car was on that
$2007 billing which has since been sold so they haven't been playing the
"Merry Go Round" game with me. It's not worth the time and effort to
pro-rate the premiums based on acquisition dates and sale dates to
figure out an exact increase/decrease. Suffice it to say it's pretty
stable. There's been some fluctuation in premiums on the individual cars
but very nominal and not always an increase.

Re: Comment on car insurance
 

Sir F. A. Rien, wrote the following at or about 6/29/2007 3:07 PM:
> If it's similar to my past experience, they bump you back up, the next three
> renewals so that in the end you are paying MORE than a 'non-discount'
> offering company would charge.
>
> If you want to play 'merrygoround insurance', fine - OTW find a good stable
> company, pay fair rates and get GREAT servce!

Haven't found that to be the case with The Hartford (AARP. This thread
caused me to check the past three annual premiums. $1539 in 2004 and
$2007 in 2006. That seems like a big change BUT the coverage has
remained constant with no changes to the limits, etc., there have been
no claims BUT the number/type of vehicles insured has been a moving
target.

Currently they are insuring a '01 Buick Park Av, '03 Chrysler T&C, '06
Honda Accord and '94 Corvette convertible. A fifth car was on that
$2007 billing which has since been sold so they haven't been playing the
"Merry Go Round" game with me. It's not worth the time and effort to
pro-rate the premiums based on acquisition dates and sale dates to
figure out an exact increase/decrease. Suffice it to say it's pretty
stable. There's been some fluctuation in premiums on the individual cars
but very nominal and not always an increase.

Re: Comment on car insurance
 

"rick++" <rick303@hotmail.com> wrote in message
news:1183142604.574288.258220@n2g2000hse.googlegro ups.com...
> Does it pay its claims?
> Often no-nme insurance companies do not pay claims.


Just last week, a kid with a learner's permit was hesitant to make a left turn
on green, and decided to back up instead. He backed up right into my van
sitting behind him.

His mom had Erie insurance. Erie gave me a list of body shops to choose from.
If I chose one on their list, they wouldn't require an adjustor to see it.
I chose a convenient shop where I went before.

I've scheduled to take it in Monday for a 4-day repair job with a mid-size rental
included.

So I've have no problem with Erie. I don't know what will happen to the
kid's insurance rates though! :-)

Don

Re: Comment on car insurance
 

"rick++" <rick303@hotmail.com> wrote in message
news:1183142604.574288.258220@n2g2000hse.googlegro ups.com...
> Does it pay its claims?
> Often no-nme insurance companies do not pay claims.


Just last week, a kid with a learner's permit was hesitant to make a left turn
on green, and decided to back up instead. He backed up right into my van
sitting behind him.

His mom had Erie insurance. Erie gave me a list of body shops to choose from.
If I chose one on their list, they wouldn't require an adjustor to see it.
I chose a convenient shop where I went before.

I've scheduled to take it in Monday for a 4-day repair job with a mid-size rental
included.

So I've have no problem with Erie. I don't know what will happen to the
kid's insurance rates though! :-)

Don

Re: Comment on car insurance
 

"rick++" <rick303@hotmail.com> wrote in message
news:1183142604.574288.258220@n2g2000hse.googlegro ups.com...
> Does it pay its claims?
> Often no-nme insurance companies do not pay claims.


Just last week, a kid with a learner's permit was hesitant to make a left turn
on green, and decided to back up instead. He backed up right into my van
sitting behind him.

His mom had Erie insurance. Erie gave me a list of body shops to choose from.
If I chose one on their list, they wouldn't require an adjustor to see it.
I chose a convenient shop where I went before.

I've scheduled to take it in Monday for a 4-day repair job with a mid-size rental
included.

So I've have no problem with Erie. I don't know what will happen to the
kid's insurance rates though! :-)

Don

Re: Comment on car insurance
 

On Fri, 29 Jun 2007 11:43:24 -0700, rick++ <rick303@hotmail.com>
wrote:

>Does it pay its claims?
>Often no-nme insurance companies do not pay claims.

Citation? Evidence?

Re: Comment on car insurance
 

On Fri, 29 Jun 2007 11:43:24 -0700, rick++ <rick303@hotmail.com>
wrote:

>Does it pay its claims?
>Often no-nme insurance companies do not pay claims.

Citation? Evidence?