Re: Comment on car insurance
 

"al" <abuonag@msn.com> wrote in message
news:1183167891.574177.258260@u2g2000hsc.googlegro ups.com...

<snipped>
> I've had Geico and Allstate and wouldn't consider them again. All
> they do is raise rates every year and I never made a claim. I once
> got two renewal bills from Allstate about a week apart for the exact
> same policy with a different price for each! I dumped them on the
> spot.

Huh. I've had Allstate for many years, with no probs. And my premiums have
gone down. Multiple policies (homeowner's & auto), along with a slew of
various other discounts pertinent only to the car insurance.

Cathy

I also have no intention of paying Geico so that they can make
> Madison Avenue and Warren Buffet's stock portfolio rich. I definitely
> pays to shop around. Easy to do these days with the internet. Al
>

Re: Comment on car insurance
 

"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.

Is Erie aware of ALL the details of your driving record and of the driving
records of ALL people who EVER have access to ANY of your vehicles?

I thought not.


>

Re: Comment on car insurance
 

"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.

Is Erie aware of ALL the details of your driving record and of the driving
records of ALL people who EVER have access to ANY of your vehicles?

I thought not.


>

Re: Comment on car insurance
 

"Useful Info" <useful_inf@yahoo.com> wrote in message
news:1183136989.659599.234450@n60g2000hse.googlegr oups.com...
> *My consumer experience*
>
> I've had insurance with Allegiance, Geico, Traveler's, and now Erie.
>
> Geico was expensive. I knew I was paying for their prime-time TV ads.
> I paid something like $1200 per year.
>
> Traveler's was cheaper. I assumed it was the cheapest in town.
> I paid $920 per year.
>
> Erie, I was stunned to learn, is extremely cheap for the same
> coverage.
> I pay $530 per year. Yes, per year.
>
> I cannot explain the discrepancy, other than to say that I've
> never seen a TV ad for Erie nor heard a radio ad. Also, my customer
> experience with my local rep has not been great. I call the corporate
> office whenever I have a question.
>
> Before Geico, I had Allegiance, which I recall was at the time
> quite cheap. I may have been near the Erie price. However their
> insurance became unavailable.

Is Erie aware of ALL the details of your driving record and of the driving
records of ALL people who EVER have access to ANY of your vehicles?

I thought not.


>

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:hPchi.492$eY.474@newssvr13.news.prodigy.net.. .
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they advertise.
>> Then to Erie to save the 15% they advertise. Then I switched to All
>> State to save the 15% they advertise. I figure if I switch enough times,
>> my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY pay
> YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and pricing.
> My old carrier was highly rated and AARP gave me better coverage for about
> $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims but
> with it being The Hartford, I can't foresee any problems.

There is one guaranteed way to cut your insurance bills: do not have ANY
more vehicles than you really NEED.

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:hPchi.492$eY.474@newssvr13.news.prodigy.net.. .
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they advertise.
>> Then to Erie to save the 15% they advertise. Then I switched to All
>> State to save the 15% they advertise. I figure if I switch enough times,
>> my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY pay
> YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and pricing.
> My old carrier was highly rated and AARP gave me better coverage for about
> $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims but
> with it being The Hartford, I can't foresee any problems.

There is one guaranteed way to cut your insurance bills: do not have ANY
more vehicles than you really NEED.

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:hPchi.492$eY.474@newssvr13.news.prodigy.net.. .
> Mike Hunter, wrote the following at or about 6/29/2007 1:54 PM:
>> I had Travelers but switched to Geico to save the 15% they advertise.
>> Then to Erie to save the 15% they advertise. Then I switched to All
>> State to save the 15% they advertise. I figure if I switch enough times,
>> my insurance will be free LOL
>
> Think big, Mike! Don't stop there, keep whittling it down until THEY pay
> YOU!<g>
>
>
> If you're >50 it pays to compare the AARP's auto insurance through The
> Hartford Insurance Company. I have full coverage on four cars, two of
> which are used for business travel and got excellent coverage and pricing.
> My old carrier was highly rated and AARP gave me better coverage for about
> $900/yr less. Been with them four or five years now.
>
> I've been fortunate and thus unable to tell you how they handle claims but
> with it being The Hartford, I can't foresee any problems.

There is one guaranteed way to cut your insurance bills: do not have ANY
more vehicles than you really NEED.

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:k%dhi.503$eY.415@newssvr13.news.prodigy.net.. .
> Sir F. A. Rien, wrote the following at or about 6/29/2007 3:07 PM:
>> If it's similar to my past experience, they bump you back up, the next
>> three
>> renewals so that in the end you are paying MORE than a 'non-discount'
>> offering company would charge.
>>
>> If you want to play 'merrygoround insurance', fine - OTW find a good
>> stable
>> company, pay fair rates and get GREAT servce!
>
> Haven't found that to be the case with The Hartford (AARP. This thread
> caused me to check the past three annual premiums. $1539 in 2004 and
> $2007 in 2006. That seems like a big change BUT the coverage has remained
> constant with no changes to the limits, etc., there have been no claims
> BUT the number/type of vehicles insured has been a moving target.
>
> Currently they are insuring a '01 Buick Park Av, '03 Chrysler T&C, '06
> Honda Accord and '94 Corvette convertible. A fifth car was on that $2007
> billing which has since been sold so they haven't been playing the "Merry
> Go Round" game with me. It's not worth the time and effort to pro-rate
> the premiums based on acquisition dates and sale dates to figure out an
> exact increase/decrease. Suffice it to say it's pretty stable. There's
> been some fluctuation in premiums on the individual cars but very nominal
> and not always an increase.

Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
extra vehicles we have saved THOUSANDS.

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:k%dhi.503$eY.415@newssvr13.news.prodigy.net.. .
> Sir F. A. Rien, wrote the following at or about 6/29/2007 3:07 PM:
>> If it's similar to my past experience, they bump you back up, the next
>> three
>> renewals so that in the end you are paying MORE than a 'non-discount'
>> offering company would charge.
>>
>> If you want to play 'merrygoround insurance', fine - OTW find a good
>> stable
>> company, pay fair rates and get GREAT servce!
>
> Haven't found that to be the case with The Hartford (AARP. This thread
> caused me to check the past three annual premiums. $1539 in 2004 and
> $2007 in 2006. That seems like a big change BUT the coverage has remained
> constant with no changes to the limits, etc., there have been no claims
> BUT the number/type of vehicles insured has been a moving target.
>
> Currently they are insuring a '01 Buick Park Av, '03 Chrysler T&C, '06
> Honda Accord and '94 Corvette convertible. A fifth car was on that $2007
> billing which has since been sold so they haven't been playing the "Merry
> Go Round" game with me. It's not worth the time and effort to pro-rate
> the premiums based on acquisition dates and sale dates to figure out an
> exact increase/decrease. Suffice it to say it's pretty stable. There's
> been some fluctuation in premiums on the individual cars but very nominal
> and not always an increase.

Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
extra vehicles we have saved THOUSANDS.

Re: Comment on car insurance
 

"Unquestionably Confused" <puzzled2@ameritech.net> wrote in message
news:k%dhi.503$eY.415@newssvr13.news.prodigy.net.. .
> Sir F. A. Rien, wrote the following at or about 6/29/2007 3:07 PM:
>> If it's similar to my past experience, they bump you back up, the next
>> three
>> renewals so that in the end you are paying MORE than a 'non-discount'
>> offering company would charge.
>>
>> If you want to play 'merrygoround insurance', fine - OTW find a good
>> stable
>> company, pay fair rates and get GREAT servce!
>
> Haven't found that to be the case with The Hartford (AARP. This thread
> caused me to check the past three annual premiums. $1539 in 2004 and
> $2007 in 2006. That seems like a big change BUT the coverage has remained
> constant with no changes to the limits, etc., there have been no claims
> BUT the number/type of vehicles insured has been a moving target.
>
> Currently they are insuring a '01 Buick Park Av, '03 Chrysler T&C, '06
> Honda Accord and '94 Corvette convertible. A fifth car was on that $2007
> billing which has since been sold so they haven't been playing the "Merry
> Go Round" game with me. It's not worth the time and effort to pro-rate
> the premiums based on acquisition dates and sale dates to figure out an
> exact increase/decrease. Suffice it to say it's pretty stable. There's
> been some fluctuation in premiums on the individual cars but very nominal
> and not always an increase.

Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
extra vehicles we have saved THOUSANDS.

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:X1khi.15173$tB5.11875@edtnps90...
>
>
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.
>
>
Say... you aren't a Commie, are you? ;-)

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:X1khi.15173$tB5.11875@edtnps90...
>
>
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.
>
>
Say... you aren't a Commie, are you? ;-)

Re: Comment on car insurance
 

"sharx35" <sharx35@hotmail.com> wrote in message
news:X1khi.15173$tB5.11875@edtnps90...
>
>
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.
>
>
Say... you aren't a Commie, are you? ;-)

Re: Comment on car insurance
 

sharx35 wrote:
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.

Need? WTF? Maybe he WANTS four vehicles. What difference does it make
(other than perhaps lowering the rates on some of the cars due to
multi-car discounts, low annual mileage rating, etc.)?

Re: Comment on car insurance
 

sharx35 wrote:
> Do you REALLY need ****FOUR***** vehicles? Since my wife and I dumped our
> extra vehicles we have saved THOUSANDS.

Need? WTF? Maybe he WANTS four vehicles. What difference does it make
(other than perhaps lowering the rates on some of the cars due to
multi-car discounts, low annual mileage rating, etc.)?