what is a quick bike that wont kill me when it comes to insurance im 16?
12-17-2007, 05:25 PM
#4
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how about a used gilera dna 50cc? That will be quick enough for 12 months whilst you get experience and 1 years no claims bonus behind you. Take your cbt, and your test as soon as you can.
if you have money to buy new and are already skilled in the use of a bike, get an aprilia sxv supermotard 50cc. You've got to stay low on the cc to keep the insurance down.
if you have money to buy new and are already skilled in the use of a bike, get an aprilia sxv supermotard 50cc. You've got to stay low on the cc to keep the insurance down.
11-10-2008, 12:58 PM
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11-13-2008, 11:28 PM
#6
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Rep Power: 701 The big factor for insurance is the displacement. You are probably best with something like a 250 ninja. It wont have lots of pwr (30 hp), but it will feel decently quick if its your first bike. It will be insurance friendly and good for gaining experience. Riding a bike is not like a car - you dont get too many second chances when you make mistakes
01-20-2009, 09:19 AM
#9
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Know yourself. If you can't control yourself then you shouldn't even consider driving anything, car, motorcycle, scooter or even a bicycle on the road. 
Remember that all your 16 year old buddies are now learning to drive on the road and more likely they will be the ones who possibly run you down while goofing off.
If you have an under control personality then any bike you can afford to insure will do. The better the bike, the better it will handle. Low performance and HP bikes are great if you just plan to learn and putter around. Some bikes are outright wild and you need to stay away from them but the majority of performance street bikes are made to perform on the street.
If you plan to travel, ride in heavy traffic or ride daily for work, etc. then it might be better to have a more reliable ride.
As mentioned the Yamaha RZ/RD series were excellent bikes if you can find one in pristine mechanical condition. Also the Honda 350-400 series Hawks etc were awesome rides. The 1970's Harley Davidson SX250 enduro was cool as well as the more modern 250sportsters. Suzuki...I can't think of anything interesting that would be innocent...excellent bikes that 'belong on the racetrack'. Kawasaki made a whole list of dud's that were great underpowered riders that handled not-so-good like the 250,500 Ninja's but also a bunch of historical rides that still handled like crap but were thrilling for the experienced rider (and hey, I'm a Kawi guy).
If you can find a 250 cc modern bike (2000 or newer) you will have your best advantage of modern technology working for you when it comes to handling and performance. If you want a bike to keep for years to come, consider the 600 cc modern bikes and bite the insurance bullet.
Just FYI about insurance. To insure my son at 16 it didn't matter if he was driving a Chevette POS or an Escort POS the price was $3000+ for his car. To put him on a 1986 RZ350 was around $2200 for his M1 and $1300 for his M2 after one year driving with no altercations. At 16 the cc's don't apply the same as for an experienced rider. The prices are rediculous but designed to keep first time riders in a certain motorcycle bracket. Just for fun I checked that it would have cost just over $6000 to insure a 16 year old on a ZX7, ZX9, ZX10, ZX11, ZX12, ZX13 so engine size didn't come into play if the bike is listed as pure sports like the Aprillia SXV mentioned above the price stayed the same. Primmum insurance has an online form you can fill out for free and get an idea of which bikes are pure sports. Cc's will matter in the following years when the prices come down with your experience and driving record. After five years clean you will still be paying $12-1500 to ride a sport bike and half of that to ride an antique or small cruiser.
Hope this 'book' length post will be helpful to ya.
To all the guys riding this summer "keep the rubber side down" and hope to see ya out there!
Remember that all your 16 year old buddies are now learning to drive on the road and more likely they will be the ones who possibly run you down while goofing off.
If you have an under control personality then any bike you can afford to insure will do. The better the bike, the better it will handle. Low performance and HP bikes are great if you just plan to learn and putter around. Some bikes are outright wild and you need to stay away from them but the majority of performance street bikes are made to perform on the street.
If you plan to travel, ride in heavy traffic or ride daily for work, etc. then it might be better to have a more reliable ride.
As mentioned the Yamaha RZ/RD series were excellent bikes if you can find one in pristine mechanical condition. Also the Honda 350-400 series Hawks etc were awesome rides. The 1970's Harley Davidson SX250 enduro was cool as well as the more modern 250sportsters. Suzuki...I can't think of anything interesting that would be innocent...excellent bikes that 'belong on the racetrack'. Kawasaki made a whole list of dud's that were great underpowered riders that handled not-so-good like the 250,500 Ninja's but also a bunch of historical rides that still handled like crap but were thrilling for the experienced rider (and hey, I'm a Kawi guy).
If you can find a 250 cc modern bike (2000 or newer) you will have your best advantage of modern technology working for you when it comes to handling and performance. If you want a bike to keep for years to come, consider the 600 cc modern bikes and bite the insurance bullet.
Just FYI about insurance. To insure my son at 16 it didn't matter if he was driving a Chevette POS or an Escort POS the price was $3000+ for his car. To put him on a 1986 RZ350 was around $2200 for his M1 and $1300 for his M2 after one year driving with no altercations. At 16 the cc's don't apply the same as for an experienced rider. The prices are rediculous but designed to keep first time riders in a certain motorcycle bracket. Just for fun I checked that it would have cost just over $6000 to insure a 16 year old on a ZX7, ZX9, ZX10, ZX11, ZX12, ZX13 so engine size didn't come into play if the bike is listed as pure sports like the Aprillia SXV mentioned above the price stayed the same. Primmum insurance has an online form you can fill out for free and get an idea of which bikes are pure sports. Cc's will matter in the following years when the prices come down with your experience and driving record. After five years clean you will still be paying $12-1500 to ride a sport bike and half of that to ride an antique or small cruiser.
Hope this 'book' length post will be helpful to ya.
To all the guys riding this summer "keep the rubber side down" and hope to see ya out there!
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