got a ticket...great...

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03-25-2007, 02:37 AM

#16

gldwngr

Junior GTcars Poster

Join Date: Jun 2005

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Quote:

Originally Posted by 84camaro

yea OK.. your dumb... they didnt ask i didnt say... u mean to tell me they wont cover me...BS when my sunfire was ripped off they didnt even get pics i gave them pics...of my own...the company didnt see the car once..

i mean also.. my INS company has a copy of the ownwership and under CYLS its blank...

The standard OAP-1 insurance policy for Ontario motorists requires you by law to inform the insurance company of any material changes in risk. Changing a vehicle from 4 cylinders to 8 cylinders is a significant change in the vehicle's performance characteristics.

Quote:

1.4 Your Responsibilities
If you fail to meet your responsibilities,claims under this policy,with the exception of certain Accident Benefits,may be denied.
By accepting this contract you agree to the following conditions.
1.4.1 You agree to notify us promptly in writing of any significant change of which you are aware in your status as a driver,owner or lessee of a described automobile.You also agree to let us know of any change that might increase the risk of an incident or affect our willingness to insure you at current rates.
You must promptly tell us of any change in information supplied in your original application for insurance,such as additional drivers,or a change in the way a described automobile is used.

If you don't tell them of the change in engine size, you have misrepresented the vehicle you are insuring and that is insurance fraud. If they find out, they can refuse to pay out any claims arising out of an accident, and even without an accident, they can cancel your policy immediately and without refund, and then your name goes onto an Ontario-wide insurance industry blacklist. When that happens, good luck getting insurance anywhere.

03-25-2007, 02:37 AM

#17

84camaro

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Join Date: Apr 2005

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uhh yea... i suppose your right.. very true

that was too..ah2k6 but those are also very informative..

im gonna amke surethey know... i dont wanna get ****ed over

Last edited by 84camaro; 03-25-2007 at 02:39 AM. Reason: Automerged Doublepost