Traffic Tickets & Car Insurance Discussion got a speeding ticket? need to fight the ticket in court, affecting your car insurance?.

Insurance company ripped me off?

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Old 07-24-2005, 08:10 PM
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Insurance company ripped me off?

Upon moving back to the city I got in touch with a Hi-risk broker.I have three tickets on my record

1: fail to have insurance card
2: speeding 15 over (65 in a 50) "this one is three years old in a month"
3: speeding 20 over (100 in a 80)

Anyway my ghey *** insurance compnay was rapeing me on a 45% surcharge because of a major ticket on my record.The hi risk broker here told me I have no major tickets and that 20 over is a minor.However I do have a suspention that is over three years old due to novice driver violation.She did inform me that the novice driver suspention was a major.Basicly I was getting raped 690 a month for my z28.I have since sold that and bought a oldsmobile which im hopeing will lower my rates.They told me the z28 had a 10 star insurance rateing so im guessing "hi risk".

I don't know how insurance cancellations effect your rate but I havebeen cancelled twice.One for non-disclosure (forgot about tickets) and just recently NSF.She did tell me I can still go on monthly payments but I am limited to who will insure me.

Last edited by Nastyzed; 07-24-2005 at 08:12 PM.
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Old 07-24-2005, 10:00 PM
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cancellations are a big insurance no-no
thats a big flag for them
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Old 07-25-2005, 12:08 AM
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Cancellations (especially for NSF....or even worse non-disclosure) are way worse than your major infraction. Good luck shopping around for new insurance. I suggest you drive on best behaviour for the next 3 yrs.
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Old 07-25-2005, 10:28 AM
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You get ripped off the second you decide to drive legaly in canada


shieet , some people get ripped off just by comming here


Canada Sux
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Old 07-25-2005, 11:36 AM
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Originally Posted by Zapa
Canada Sux
Why are you here then?
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Old 07-25-2005, 11:52 AM
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It feels good to be 50% over the average IQ
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Old 07-25-2005, 06:02 PM
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Originally Posted by Cerberus
Cancellations (especially for NSF....or even worse non-disclosure) are way worse than your major infraction. Good luck shopping around for new insurance. I suggest you drive on best behaviour for the next 3 yrs.

I wouldent say its that bad I had no problem getting insurance because of it.
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Old 07-27-2005, 10:40 AM
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Originally Posted by Zapa
It feels good to be 50% over the average IQ
Must be lonely for you then.
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Old 07-27-2005, 03:57 PM
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Originally Posted by Viperoni
Must be lonely for you then.
Lol , finally someone who understands ...

But it's not that bad , as i live in a Romanian / Polish / Serbian area , you know , one of those few ones responsible for bumping the average IQ in Kanada .
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Old 07-27-2005, 08:08 PM
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Originally Posted by Zapa
Lol , finally someone who understands ...

But it's not that bad , as i live in a Romanian / Polish / Serbian area , you know , one of those few ones responsible for bumping the average IQ in Kanada .

Haha so true.Euro area of toronto are always the cleanest and with less crime.The rest of the "melting pot" is like detroit on devils night.
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Old 07-27-2005, 10:38 PM
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This area would be great , problem is out of the cluster of buildings there is ONE building which happends to be goverment housing , filled with people that only know one language :hah:

So that makes up for the crime and all dirty stuff , for the entire cluster , also brings the average female weight well over 200 lbs in the area
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