Traffic Tickets & Car Insurance Discussion got a speeding ticket? need to fight the ticket in court, affecting your car insurance?.

Insurance for modified cars?

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Old Aug 20, 2007 | 08:07 PM
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Insurance for modified cars?

Anyone know any companys that insure modified cars ( turbo / different engine /etc)

if you are with such a company plz post.
Old Aug 23, 2007 | 05:58 AM
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unless the car is major modified you dont have to go change up insurance (im not talking legally or anything else). If you want to protect your investment then you would get insurance for the mods, but other wise keep the insurance and keep the car safe, you will just loose the mods in payout.
Old Aug 24, 2007 | 02:16 AM
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no insurance company will cover your wing spoiler when it knocks down power lines
Old Aug 26, 2007 | 03:30 AM
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go facility is your only option for street legal vehical
Old Sep 16, 2007 | 06:32 PM
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doesn't your insurance company drop you if they find out you have mods? or do they just not cover your mods in the event of an accident?
Old Sep 16, 2007 | 08:32 PM
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I think they just dont cover the mods,they give you the blue book value.
Old Sep 16, 2007 | 08:35 PM
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so, why do they ask you when you first purchase a vehicle that if you will be adding turbo....etc? doesn't that suggest that your rate will be higher if modded.
Old Sep 17, 2007 | 11:08 AM
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I am not sure how much diffrent it is in canada from the states but they shouldnt ask unless it comes stock. They just won't cover the mods, only the blue book value in the case it is stolen or wrecked.
Old Sep 17, 2007 | 01:32 PM
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Most insurance companies have a different policy for modified cars. And you only need to trigger two different mods for insurance companies to flag your car. The most are ride height and rim/tire size.
Old Sep 17, 2007 | 04:19 PM
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Wow, canada insurance companys suck lol.
Old Sep 21, 2007 | 10:45 PM
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yes u can put it under Modified vehicle with insurance companies. my buddy but his truck under that (changed the 4 banger for a v8, did 4 link etc etc) but u pay HUGE for it!! make sure u can pay before asking lol
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