Traffic Tickets & Car Insurance Discussion got a speeding ticket? need to fight the ticket in court, affecting your car insurance?.

insurance problem?

Old 09-15-2007, 07:48 PM
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insurance problem?

i was in an at fault accident may 2006. i had no insurance at the time so it was my dads that went up. i got a ticket for following to close, but won, so it was dropped. i was wondering, if i go apply for insurance on a car, would they know about the accident? i heard that since they used my dads insurance to cover the accident, i can say that i have had no accidents. so when they check my records it'll show no accidents cuz it was under my dads name.

is that true?
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Old 10-03-2007, 01:19 PM
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It's two different things. Owner of the car is your dad. Driver is you. As you already went to court, they have you on record.
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